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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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us v the Abbey for £7,500***WON***


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Thanks badboy - already sent rejection letter last thursday, as above. Got what I presume is Stage 2 letter today, from Richard Harris, stating they need another 4 weeks - what a surprise!

 

But my letter gives them 14 days, and I am sticking to that. The 14 days is up on the 21st June, and I intend to have everything ready, and will be walking up to the court on the morning of the 22nd, N1 in hand, if they haven't replied, which I really dont think they will.

 

The whole court thing still scares the hell out of me, but the more they mess me about, the stronger I am getting (or maybe thats just anger!), and I am going to see it through to the (hopefully glorious) end, walking away with a possible 10 grand (omg!) and sticking two fingers up at Abbey!

 

Jo x

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Hi there, just wanted to add my 2 pence worth! i filed my claim and they paid about £400 into my account and cancelled a few charges as well. I put my court claim in and they have just settled out of court for the full £2017.12 (cheque paid into my account today) which I have a funny feeling £400 of that ive all ready had!! thats there mistake and I am not going to argue with it!!!!:D. I had all ready filed my claim when they did this though, the communication between their departments is total useless!! I never once contacted abbey by phone, I think best to stick by letter then you always have an exact record!! good luck, I have just received a court date of 3rd Aug for my second claim against abbey so hopefully they will pay up again very quickly!!!!!! this one is about £2500

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Now I am LIVID!

 

Ordered some stuff for my holiday over the net last week, and got a letter yesterday saying unfortunately the order had been cancelled because the card issuer had declined the payment. Guess which card it was?! But I wasn't too bothered, thought I had probably keyed wrong info.

 

But I have just tried to pay my Council Tax online today, and my card was DECLINED!

 

There is over £3,000 in the account - only wanted to pay £121.

 

Just rang them, and they said they hadn't declined it, but tried three times and got same message.

 

Something very fishy is afoot here, and I don't like it. :mad:

 

What should I do?

 

Any suggestions/help/advice gratefully received.

 

Thanks

 

Jo x

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Ok, I rang them again - quote: its the two websites I used the card on that have the problem!!!!!!!!!!!

 

They insist they have not stopped my card or frozen my account - "maybe I entered the wrong details?"

 

I am the Queen of armchair shopping - I know all my card details off by heart, and would not have input the wrong info 4 times!!!!!

 

So, after the phone call I tried to pay for something else on another site, and lo and behold the card worked!

 

Still think its darn fishy, but it must just be a coincidence - after all, the Abbey would never stoop that low, would they? ;)

 

Jo x

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yes yes yes i have a post titled the abbey squeeze i had sorta the same thing done to me i had spoke to them on the phone about my account 9the day before going to get some money out of the cash machine and it eating my card)THEY DIDNOT SAY THAT THERE WERE ANY PROBLEMS WITH MY ACCOUNT BUT WHEN I CONTACTED THEM ABOUT MY CARD BEING SWALLOWED UP THEY SAID THAT I HAD BEEN NOTIFIED WHICH I HADDENT THAT MY ACCOUNT HAD A ABUSE RESTRICTION ON IT AND WHOULD BE REVUIED IN 3 MONTHS I AM AT THE MOMIANT DEALING WITH THERE COMPLAINTS DEP AS I WAS NOT INFORMED OF THIS ..I TOLD THEM THEY WERE PUTTING THE SQUEEZE ON BECAUSE I WAS CLAIMING BACK MY BANK CHARGES...I STILL NEED TO FIND OUT IF THEY CAN DO THIS LEGALY

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Oh my God thats awful badboy - I really hope you get it sorted x

 

But thats exactly the sort of thing I think they are up to with me, and I think I know why:

 

We opened a parachute account before we started the whole process, just in case, so there was not as much money going into the Abbey as usual, just enough to cover the bills. Didn't move all the DD's - thought we would do that at a later stage.

After we had started the claim, we received a letter saying they had noticed the way we ran the account had changed, and they may have to consider withdrawing the overdraft - what a surprise!

 

Anyway, last week - 5th June to be precise - we paid a very large cheque into the Abbey, the proceeds from a loan which had to be paid into the joint account unfortunately,:

Coincidence 1 - it was the 6th June the GoGW was put into the account.

 

Lunchtime today my card is declined:

Coincidence 2 - I transferred a large chunk of the cheque proceeds into my Nationwide savings account on Friday, which cleared in there this morning. Most of it is already spoken for, but I get a good rate of interest from the Nationwide, even for a short time, so why the hell not?

 

Seems like they are monitoring the account very closely to me, but none of the above constitutes abuse of the account. I am entitled to move my money wherever I like. Problem I have is now they have seen that money they will think I don't need any more from them!

 

Sometimes I really wish I had never opened this can of worms; the way bad luck follows me around, I think this is just a taster of what is to come.

 

Jo :confused:

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Hi Jo,

im sorry the Shabbey are being so awful to you makes me so :-x :-x :-x

 

I have had no trouble with Shabbey so far touch wood, but I have moved all my direct debits, pay check to my new Barclay account.

 

If I was you I would leave the account dorment moving all DD's etc asap its best for you. I have just moved my last one which is for my Abbey Loan which is for a loan for £7500 which surprise surprise is around the amount they charged over the years cheeky beggers!

 

Remember the only reason they are doing this because they want to rattle you, keep going and get back all you deserves.

 

Big Hug of Surpport

 

Leecabs :)

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Aw thanks Leecabs:)

 

Just a bit down at the moment, and probably over-reacted. Other half gone to Gibraltar to work, and I am left looking after kids, house etc and this claim on top. Just feeling sorry for myself. :(

 

And I can't move some of the DD's yet because they are in joint names and need his signature on the new instruction - blooming typical!

 

Thanks for your kind thoughts, I will pick myself up and try to carry on regardless!

 

Jo xx

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Hi badboy

 

I can't find anything in the T & C's about restricting or downgrading your account, only these two clauses, which you may already know:

 

16.4 Terminating or suspending use of your card or cheque book

 

a) We may terminate or suspend your right to use a card or cheque book at any time if we believe that it is necessary for our protection. Unless we consider that more urgent action is necessary, we will give you at least 7 days' notice.

 

24 b) We may close your account without giving any reason. If we decide to do this we will, wherever possible, give you at least 30 days' notice unless there are exceptional circumstances, e.g. fraud.

 

What I couldn't find anywhere is where it says, or should say, what recourse the consumer has should Abbey take action as above without proper grounds. Any contract surely must be retrospective; it cant work that one party can take action and the other party cannot challenge that action if it believes the action taken is unfounded. (Hope you can make sense of what I am trying to say!)

All it says is that you can close the account/cut up your own cards if you so wish! And also that parts of the contract are governed by the Consumer Credit Act 1974, but only if you have signed the agreement binding you to the legislation of the Act.

 

You have got me going again now - heads spinning again!

 

Gotta go feed my hungry monkeys now, but I will do a bit more research later and get back to you if I find anything.

 

Jo xx

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Was ironing and took a break - and sat on my glasses and completely trashed them!!!!

 

So am struggling to see computer screen, but all I will say is could not find any other info - Abbey seem to be hiding - followed loads of links on their own website for help re T & C's but pages have been deleted. Funny that!?!?!

 

Good luck

 

Jo xx

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Its just happenned again!!!!!!!!!!!!:mad:

 

Went to pay for something and card was declined. Can't ring them again - so mad I am sitting here in tears.

 

Anyone got any suggestions as to how I can sort this out please, please please!

 

Jo xx

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I know the feeling!! It happened to me already. I had r5ang Abbey this morning asking about the description/amount of chargdes that will be coming from account:mad: today and was told, sorry cannot help as all our systems are down. It could be that they are 'genuinely' down or as usual they are 'shabby'. Not a lot u can do if systems are down. I'd ring Abbey- 08459724724.

 

Andy

ANDY VS ABBEY 23rd April 2007 -

 

'Don't get mad, get even'

'Patience is a virture'

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Oh I see - thanks so much for that Andy. Has made me feel better to know that maybe they are not victimising me then. :D

 

Thanks again

 

Jo xx

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Remember Jo, CAG is always here to help and give you support needed to help you get back 'ALL' your bank charges.

 

aNDY

ANDY VS ABBEY 23rd April 2007 -

 

'Don't get mad, get even'

'Patience is a virture'

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Cheers Andy xx

 

Ok guys - I have been thinking for the last week or so that I have REALLY screwed up on my LBA, but was too embarrassed to ask anyone coz I would look stupid:o - no change there then!

 

Well here goes:

 

When I sent the LBA, I included a spreadsheet of charges that I had compiled myself using the calculator on MSE.

 

After "talking" to people here, I was advised to use the spreadsheet from here, and also to put in the description for each charge. I actually just amended my spreadsheet, inserting a new description column and copying the formula across for the interest calculation - seemed easier and it worked!

 

Anyway, when going through the statements to fill in the description, I realised I had made a mistake - EEEKKK!! I had entered one extra charge for May 2005, and I had missed out one month entirely. Having amended the spreadsheet, this increases the total charges by another £120.

 

So, am I in the doggy doo then?

 

The 14 days is up on the 21st, and I intend to submit the N1 on the 22nd, but if I submit a claim for even more than I originally asked for, will it all fall apart?

 

Also, my original claim is for April 2001 to March 2007, but obviously April 2001 is over the 6 year mark now. Do I have to change it for the Court claim - ie June 2001 to May 2007, or does it count from when you originally ask Abbey for the money?

 

I am sooo confused, and so all are of you now probably!

 

Seriously though, any guidance on this would be really appreciated.

 

Thanks

 

Jo xx

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Hi Jo,

 

When you submit your claim you must make sure you put in the correct charges, if you want I can take a look at your charge form send me a PM with your e-mail address.

 

I would only claim back to June 2001 up until present day (6 years), the main thing is you claim the correct amount when you enter the N1. I think a seperate claim would be best for the earlier charges after you have completed the main one, otherwise things could become more clouded leagally.

 

Regarding the amount on the LBA being different to the N1 claim does anyone know if this matters I dont think it does?

 

Cheers

 

Leecabs :)

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