givitback!! v HSBC

[givitback!!]

Hi all i have gone through all the letter stages and went to claim through small claims it has been sent to the local county court am not ure what is exspected now please can anyone advise? thanks

[MARTIN3030]

Welcome to the site.Best thing now is to start a thread in HSBC forums.I will move it for you.

Can you please give brief details on whats happened so far ie;letters you sent them what they sent you and how you have done the claim etc.

You are well advised to read other threads in HSBC bank forum.

Help is there for you but you must read up too !

[givitback!!]

HI

I have followed the letters asking for statements. i then wrote asking for a refund of charges.

I was sent an offer of £2333.00 the amount i had claimed was £3076.45 in their reply they said they had deducted interest i had added. I had not added interest.

 

I replied asking for the full amount and said i would take the matter to the small claims courts. As per advice on martins money matters.

 

I did not recieve a repy so went online to the small claim it has been sent from northampton with hsbc solicitors defending as i agreed the terms and the charges are not unreasonalble.

 

The solicitors for the bank have asked for a breakdown of charges description and value. I sent the list from m oneymatters pages including the interest caluclations.

 

They have set a trial date for july 31st.at Brighton county court to last ten minutes.

 

They have dispersed with the questionaire allocation unless the judge in Brighton asked for one.

 

Now I am reading i need a court bundle and should send papers of my defence to the court and solicitors before the case.

 

Also advice is being given that it is better to go to the onbussman first before the court.

 

I am worried as despite reading for hours through this sitre i am finding it hard to know what to do next.

would welcome advice.

[Castlebest]

You look to be doing fine, you should have a set of judges directions / orders (tells you what you have to do) in your court date notification paperwork also it should say what type of hearing it is. If you let us know that we can tell you what to do

 

pete

[givitback!!]

trial /hearing.

 

I have a set of orders 5 in total it refers to part 27 of the civil procedure rules and the practice direction of that part for guidance on how the hearing will be coducted.

time and date place try to settle by negotiation.

Should i contact the solicitors asking for them to pay in full ?

 

directions

disclosure of documents.

originals needed.

send copies to all parties

include witnesses statements.

no reliance on experts. Does the hsbc solicitor count as an expert?

 

If not why not?

 

the order has been made without cosidering representations from either party the parties have the right to apply for waiver varied stayed.

 

Guess i have a lot of hoimework to do now a!!

[Castlebest]

I think your looking at a court bundle from your brief notes, have a read of this thread

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/97447-court-bundles-dummies.html

 

pete

[freakyleaky]

The first thing I would do is to send the court and dg a new schedule of charges. You need to put the name of the charge, ammount of the charge, date of the charge, interest on that amount. On the top of the sheet you need to have your name, bank account number, claime number and date.

The mse templates do not give enough information.

As for your court bundle, you will just need to get to understand what is needed for now. It is usually 14 days before the court date that you have to send these in so you have plenty of time yet.

Get your revised schedule sent to dg and the court. Just shout if you need help with it!