Jump to content


  • Tweets

  • Posts

    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
    • please stop posting up unnecessary unnamed screenshot files  you've done it throughout your threads and we have to renamed them. RENAME THE FILE before you upload if its just text information like a defence or a claim history or a link to a previous post  type it here not by an unnamed screenshot attachment  . sorry NM but you've been here dealing with PPC claims since 2021 somehow you always manage to screw up.......or do totally the opposite of std repeated advice on 10'000 of PPC threads here you are your own worst enemy... dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Pink Princess V Nationwide


pink princess
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6055 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 158
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Just got back from tesco and still nothing there :mad:

 

Looks like it's a buget holiday for me :o

 

Sorry copeswell ....................I knew it was daniel12 getting married in cyprus - just put wrong name :p

 

We got hitched in the town hall in paphos - very nice old greek building.

Link to post
Share on other sites

Has anyone seen channel 4 news tonight?

 

What does this means for us who have waited 28 days with mcol/n1?

 

Are we still gonna get our money? What about the wasted £120.00 court fee if we're not gonna get anything?

 

I'm really hacked off as that nw bloke told me to ring tomorrow - bet he bloomimg well knew all about this test case :mad:

Link to post
Share on other sites

I read about the test case on the BBC website as I am currently in NZ, this is a concerned. NW put their defence in yesterday on the day that the 28days was up!! Does this mean then that we could all end up going to court and not winning our claim now?

Link to post
Share on other sites

There is a thread above - right at the top. If you have a court case already - continue with it.......but the court may not make a decision until the OFT have made their decision - so yes really annoyed I am!

Link to post
Share on other sites

It seems it is up to the court decide whether to continue or not - but good news is that our foot is in the door when they do pay out - as I think OFT will agree in our favour - but possibly only a partial refund - I really do not know! So we will have to see what our individual courts do and just hope the court case is done sooner than later!

Link to post
Share on other sites

But it seems that they say the court will rule a stay on current claims. This means that we still wont get anything till after it's all settled!!!

I'm fuming at that bloke from nw - I really think he knew something when i spoke to him on tuesday. Fuming with my husband too - i was going to phone them yesterday (NW) , but no , He said to leave it till friday!!!!!!!!!!!!!! .............................And normally i dont listen to him :mad:

Link to post
Share on other sites

It is up to the individual court - but try and stay calm, I think OFT will rule in our favour and hopefully the refund process will be a lot easier - just keep fingers crossed our courts will want to go ahead!

 

Are you ringing Nationwide?

Link to post
Share on other sites

Well rung my court - still no defence submitted. Asked if judge had made a decision re yesterdays announcement - and to date nothing has changed. However, I can guarantee that Nationwide will defend and looks like I will have to do an allocation questionnaire which will cost £100 :(. Don't mind that as long as the judge continues with the case!

Link to post
Share on other sites

Hi - yes I rang NW and they said that absolutely NO claims will be refunded as of today, but if you had a letter this week it still stands.

The bloke at NW said that ALL claims have been suspended - even the court ones - and that it's not up to the individual court to decide if the case continues as THEY are taking the OFT to court along with the other banks!!!!!!!!! :confused:

 

Dont know why it's any different for them to take the oft to court, than it is for us to take them to court?????? :confused:

 

I reckon they are pretty sure that they will win - cos he said that NO refunds will be given if the court rule in their favour :confused:

 

CONFUSED? I AM......................................................

 

Typical it happens just as my 28 days were well over - I think there should be some rule that if you've gone this far you should be paid!!!!

I'm begruding the blooming court fee now, as I've got nothing to show for it! Even if it does pay out it'll be too late for everything i was planning :mad:

Link to post
Share on other sites

Well I cannot see how they can ignore the court - if the court decides to go ahead then surely Nationwide will have to deal with it! It may be an idea to do an individual thread and confirm what they have said to see if a moderator has any comments!

 

Yes I can understand it if, the court claim has not started yet but surely for the likes of us, it should still be able to go ahead.

 

I don't think they feel confident they are going to win - even if it is a partial refund some sort of refund should be given and yes I am very annoyed also at paying the court fee for this!!!!!!! They are not dealing with the general public but OFT!

 

Just wish I done it sooner seems very very unfair!

Link to post
Share on other sites

I am really sorry for everyone in this mess.This is probably the worst thing that could have happened.A blanket halt to all claims regardless of how far into the process you are.I feel it would have been much better to let all cases in the court system proceed but not to allow any further new claims.

I hope the banks lose big time and refund everyone without anyone having to wait or indeed use any form of court dealings.

 

This will be my last post as I feel any further comments by me would be inapropriate as one of the last to get my charges refunded.I will continue to follow this thread with interest and watch out for judgement in favour of bank customers not the banks.

 

Needless to say I wish everyone well with charges and those looking forward to holidays and weddings.

Take care all

 

Paula (my name in the real world).

Link to post
Share on other sites

Well Nationwide had until saturday to submit a defence - and got a letter today going on about the OFT court case but also said the following:-

 

You should be aware it is our intention to apply to the court for an order to stay your action until resolution of the bank's proceedings with the OFT. As a result your case is likely to be put on hold until the outcome of these proceeding is known.

 

Looks like I am at the judge's mercy

Link to post
Share on other sites

I received my defense from the courts today.. states that Nationwide defends the claim usual blah blah... and a hand written note from the court saying I would hear from the court in due course. Didnt mention the test case or anything else. Looks like we'll have to wait now.:p

Link to post
Share on other sites

  • 4 weeks later...

Hiya pinkprincess

 

Thought it was about time i updated this site on my fight with good old NW :rolleyes:

 

I hadn't recieved any letters about stays from the NW or anything! Got back from my hols at the beginning of aug to see a letter from northampton court saying that my case had been transfered to leicester court.

 

But on the letter it gave them 14 days to apply for a stay. My letter was dated 26th july. Thought that I had to wait to hear from the court about dates and everything, but then thought i would re-read the letter.

Found after re-reading that the 14 days had been up a couple of days previously. whoowho i thought:)

 

Decided to ring leicester who then told me that NW had applied for a stay THAT morning:mad:

 

How come they can go over the allocated time slots????????????????

 

anywho............... when asked when they intended to let me know about this - horrid man told me 'when the post arrives'!!!!!!!!!! :evil:

 

To cut a long story short!! - he said that leicester county court ARE staying ALL bank cases :evil:

 

So that's it till the test case has finished apparently

 

Fill me in on how you are doing ok?

 

Laters

Link to post
Share on other sites

Well I havnt heard anything about my court case as yet... I was told I would hear in due course and am still waiting also there is no info yet on whats happening at my local court with regards to staying all cases so will just have to wait and see... Keep us updated as and when you hear anything :p

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...