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shagtastic v capital one ***WON***


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27/2/07 requested SAR

 

29/3/07 received statements

 

4/4/07 PL requesting £208 plus 38.77 stat int

 

5/5/07 received letter saying..no sorry but heres a goodwil gesture of £48

 

5/5/07 sent letter back sayin no thanks i want full amount by 19/5/07 or i'm taking you to court!

 

19/5/07 receved 2 letters one saying 'we are nor refunding the £1200 charges' dunno where that came from! and another saying 'sorry you wont accept £48 goodwill gesture" not sure what thats all about with the £1200!

 

21/5/07 issued claim with MCOL

 

21/5/07 sent scedule of charges x2 to court for attaching to my claim

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i got all confused when it came to the interest charges on the POC..basically i put the total amount incl the 8% int in the first £ bit of POC on MCOL claim but then i added an extra 8% on top of the first amount on the 2nd bit..i know i completely misunderstood the 8% bit..its only an extra £15.00 i think i'm trying to claim for ..is it worth doing an amendment? The schedule of charges i sent to court and cap 1 shows correct amount

 

what do u all think?

 

 

shaz

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An amendment will cost you £35 pounds, so i would leave it for now. In any negotiations later, or settlement, if found to be wrong,they will let you know of the error. That's if they notice.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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  • 3 weeks later...

just to let you all know i received a letter from cap one today stating they are refunding the full amount (incl court costs) of £241.38 which will show in my july 1 statement so am not withdrawing court action until i see in my cap one credit card account...

 

so a pensive success story!

 

 

thankyou for all advise and help

 

 

shaz

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Great news shaz

 

And as you've rightly stated, do not cancel that claim until you see those funds in your account!!!

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Well done Shaz. . worked out great in the end. Wait until the cheque or refund appears before cancelling the court action..

 

Congratulations

 

Ukaviator

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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well just to confirm...i've checked my account balance online and its all in there! infact they have paid me an extra £80 at least as when they offered me amounts before to settle and i refused it seems they still creditted my account with these amounts!

 

 

i'm chuffed!

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Great news. . well done. .

 

Ukaviator

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Well Done - I am waiting for them to pay me, have probably already received the letter, but I am in the USA at the moment so will have a nice surprise when I get back.

 

I am spending the money I got from Alliance & Leciester :lol: at the moment, so a big thanks to them

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