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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
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SETTLED IN FULL - Kerry Vs Natwest!


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Kerry, can you give us abit more detail.

 

What is included in the defense they have sent you??

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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It's basically a lot of stuff saying i need to give them details of the account numbers and the change info and why i think it was unreasonable and what i think i should have been charged.

 

I understand from reading Angry Princess's thread that she had the same and then 2 days later she had a questionairre from the court so i will wait to recieve something from the court i suppose?

 

something about CPR18 was mentioned in it and it says i have until 13th Sept to reply.

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I dont think you HAVE to... (i'm sure someone will correct me if i'm wrong)

 

If you received the 'defence' and 'request for further information' in the standard form like mine then seemingly the best practice is to write to both the court and corbetts explaining why the defence is not a suitable defence and that you are not obligated to send them further info - unless the court instructs you.

 

Its a stalling/scare tactic.

 

I dont think responding will either speed up or slow down the progress of your claim, but it will show your not intimidated by it. Although with your AQ now with the court the ball will continue rolling anyway.

 

If you want a copy of the letter I sent just PM me.

 

Good luck,

 

Sean

Nat West, * WON *, 10/2006, £1287

A & L, * WON *, 11/2006, £188

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  • 2 weeks later...

Kerry you have dropped off the face of the earthe have you won? I know your bloody sunning yourself in the carribean with ya winnings! ha

NatWest (CLAIM 1) - £2181.24 SETTLED IN FULL

VIRGIN MBNA - £377 SETTLED IN FULL + INTEREST

NATWEST (CLAIM 2) - £1008.30 - SETTLED IN FULL

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Nope, no update yet!!

 

I sent my questionairre thing back the day i got it (1st Sept) so it would have been at the court on monday 4th - it's in their hands now!

 

I've been waiting 10 days to hear from the court - anyone got any idea on how much longer i will probably have to wait??

 

i guarantee mine will not be straight forward!! they will pull out all the stops to fight me!

 

I assume i don't have to do anything else?

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Today i recieved cobbetts allocation questionaire which THEY sent to the court. They are claiming that i did not respond to their defence (I bloody well did! i sent it on 6th september!) so i have now sent them a copy of it AGAIN with a covering letter by fax, email and post!!! GRRRRRR

 

Why is mine taking so long and not being settled like everyone else's!??

 

I am REALLY starting to wonder why i am bothering and i feel like giving up!

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Never give up all that is what they want you to do. Then theyre delaying tactics etc would have worked. Youve come so far do not lose faith. Its your money not theirs

NatWest Claim

17.09.06 - S.A.R. sent

04.10.06 - Statements recieved and Prelim letter sent

12.10.06 - Letter from Higgers telling me to take a hike

18.10.06 - LBA sent directly to Stuart Higley

06.11.06 - Moneyclaim issued

14.11.06 Claim Acknowledged

6/8.12.06 - Offer of £950/Defence recieved

Capital One Claim

03.10.06 - S.A.R. Sent

20.11.06 - Prelim/LBA sent

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yeah - chin up.

 

mine claim started in apr and i'm still waiting - although hopefully only for another week or so.

 

we WILL get our money back.

Nat West, * WON *, 10/2006, £1287

A & L, * WON *, 11/2006, £188

Donation Made to Site

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Well, no more word yet! i am just waiting for the postman each day in the hope that THEY will give up - what if i get sent a court date? i am poohing myself about having to go to court!

 

I have worked out, from reading on here, that most claims under £1000 are settled once the moneyclaim is issued and those over £1000 seem to take longer!

 

I still have (a little bit of) faith that i WILL get my money back and i can see that there is a bit of light at the end of the tunnel!!

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Just a quick update, i spoke to the court last week and was told all is in order and the district judge will look at it this week and i will probably recieve a court date for a few weeks time, she told me they may settle then as it costs them more to go to court than pay the claim! she seemed to know about the bank charges thing herself (maybe she's claiming back hers!)

 

So, another case of sitting and waiting!

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UPDATE:

 

i had a letter today from the court with my hearing date - 20th november!

 

Apparently i have to deliver to every party (including the court) copies of all documents i intend to rely on at the hearing by 2nd november - including all my statements! and i have to take my contract relating to my account - i don't have this!! HELP!!

 

anyone else got this far? what happens now? will they actually let it go to court or will the bank now settle with me? god, i can't believe i have to wait ANOTHER month and a half to get my money! ARGH!!!!!!!!!!!!!!!

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Kerry Im Sure That Corbetts Have Just Got Waylaid - Once They Receive The Hearing Date Details They Will Be Prompted To Settle - Dont Worry My Dear Your Nearly There!!!!!

NatWest (CLAIM 1) - £2181.24 SETTLED IN FULL

VIRGIN MBNA - £377 SETTLED IN FULL + INTEREST

NATWEST (CLAIM 2) - £1008.30 - SETTLED IN FULL

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thanks! i hope so! i keep reading the "i won" threads and everyone else seems to have had "half settlement" offer letters way before this stage, and some even receive phone calls offering to settle in full1

 

i hope mine isn't one which goes to court and then i have to get bailiffs in!!

 

any advice on what to expect in court?

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dont worry kerry

 

we are at exactly the same stage, i'm sure you'll receive a partial offer early next week. i got mine on thursday, as did my best mate who sent hers the same day as me. decline it obviously! after that i guess a couple more weeks before you get full payment. did you read bandits thread? us early june joiners are starting to get somewhere now.

 

fingers crossed hun xxx

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Hi, Kerry, I got my letter from the court Yesterday, your lucky, i have my hearing set for 4th January, we are at the same stage and like you i really really do not want to go to court, i would be completely out of my depth and would even consider not taking the action any further as the prospect of court is just to scary and getting all the paper work together from the court bundle is like climbing a mountain. So good luck and hopefully you will get an offer soon. Ill be watching you in the hope that you do then i won't be far behind you.

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Had my offer of £750 frm cobbetts today as a "goodwill gesture" saying that should this go to court the court would agree with them that the charges lwvied are fair and transparent. should i decline the offer then they will draw the attention of the court tothis reasonable offer. i have until friday to accept!

 

i have sent back a letter saying i am willing to discuss settlement for the FULL amount with no conditions.

 

I faxed it and posted it first class today

 

Wish me luck!! hopefully i will get a cheque by the end of the week!! i have faxed AND posted it!

 

YIKES

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