All help appreciated (birmingham Court)

[fightforyouright]

Hi all I am as far as recieving the details of the banks defence and tranfer to my local court (Birmingham). I'm awaiting my court date.

 

I have downloaded to Bundles in preperation. I am a little concerned with the fact it is Birmingham where as everyone is aware the judge ruled in the banks favour. I know that his ruling is by no means set in stone but the impression I got after reading the Judgement is that the Judge put the onus on the claiment to provide evidence that the charges were excessive and that that the fee were a package rather than individual service.

 

How can I prove that the banks fees are excessive if they refuse to issue details of the admin costs?

 

Also I opened my account 10 years ago and dont have the original documents when I first opened the account. Does this matter and if so what can I do?

 

Furthermore do you think that banks will adapt a policy of letting the judge decide?

 

I would appreciate it if people could keep an eye on this thread so I can update with any developments and gain your advice.

 

PS I think this is a great site and its good to see so many people supporting each other in this way!!!!

[Jamespalmer999]

from what i have heard barclays still settle out of court just before the court date. also the claiment that lost was against lloyds TSB not barclays.

 

I hope that gives you some encoragement

 

Anyway i wish you the best of luck

[dar£n]

Personally, I think which ever bank it is, is irrelevent, this case was lost purely because of the judge, no other reason, Lloyds got lucky. End of story!

[wildcat77]

Barclays are indeed still settling, you should be fine.

[fightforyouright]

Thanks for your encouragement! I will keep you updated.

[fightforyouright]

I am still waiting for my Court Date. But I have noticed that many people have won by calling Barclays littigation team. I called up and was immediatly asked if I wanted to settle out of court. I said ideally yes and she said that she is going to speak to her accounts team to look at the charges. She is going to call me back this week sometime. I will be very interested to hear what she comes back with at this stage. Of course I will keep everyone updated.

[fightforyouright]

P.s I spoke to Kate Ashton on 02071164664

[fightforyouright]

Just had settlement letter emailed to me from the litigation department. They are going to settle in full!!!!

 

I think this is a great site and I will be making a donation please move me to the won section.

 

:) :D