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    • Good afternoon,    I am writing in reference to the retail dispute number ****, between myself and Newton Autos concerning the sale of a Toyota Avensis which has been found to have serious mechanical faults.    As explained previously the car was found to be faulty just six days after purchase. The car had numerous fault codes that appeared on the dash board and went into limp mode. This required assistance from the AA and this evidence has already been provided. The car continues to exhibit these faults and has been diagnosed as having faults with the fuel injectors which will require major mechanical investigation and repairs.    Newton Autos did not make me aware of any faults upon purchase of the vehicle and sold it as being in good condition.    Newton Autos have also refused to honour their responsibilities under The Consumer Rights Act 2015 which requires them to refund the customer if the goods are found to be faulty and not fit for purpose within 30 days of purchase.    Newton Autos also refused to accept my rejection of the vehicle and refused to refund the car and accept the return of the vehicle.    It is clear to me that the car is not fit for purpose as these mechanical faults occurred so soon after purchase and have been shown to be present by both the AA and an independent mechanic.   Kind regards
    • Commercial Landlords are legally allowed to sue for early cancellation of the lease. You can only surrender your lease if your landlord agrees to your doing so. They are under no obligation even to consider your request and are entitled to refuse. You cannot use this as an excuse not to pay your rent. Your landlord is most likely to agree to your surrendering the lease if they want the property back in order to redevelop it, or if they wants to rent it to what they regards as a better tenant or at a higher rent. There are two types of surrender: Express surrender in writing. This is a written document which sets out the terms of the surrender. Implied surrender by conduct. (applies to your position) You can move out of the property you leased, simply hand your keys back and the lease will come to an end, but only if the landlord agrees to accept your surrender. Many tenants have thought they can simply post the keys through the landlord's letter box and the lease is ended. This is not true and without a document from the landlord, not only do you not know if the landlord has accepted the surrender, you also do not know on what basis they have accepted and could find they sue you for rent arrears, service charge arrears, damage to the property and compensation for your attempt to leave the property without the landlord's agreement. Unless you are absolutely certain that the landlord is agreeable to your departure, you should not attempt to imply a surrender by relying on your and the landlord's conduct.  
    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do mediation and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out     .
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Egg_Charges and Default


Yasmin
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Phone call from Court this morning, Egg have decided to proceed with counterclaim even though I have had to drop mine. It was with the Judge for an urgent decision. I explained the circumstances and she thought it would be a good idea to give person she spoke to, John Murphy(prudential) a call, to see if it could now be resolved before court, in view of the circumstances. I decided to do this but he could not make a decision. He told me I would receive a call later today. Guess who? the infamous Sinclair-Nelson.:rolleyes: He said that John Murphy, is apparantly, his assistant. He told me that " the counterclaim is chugging along nicely" I pointed out that I have a payment arrangement, as the debt is now with DLA, and that this is up-to-date, and told him that the C.A.B had been involved. He told me that I should have thought about that before I took out a claim against them and "is that all you have to say? See you in Court tomorrow, it should be very quick" Bullying tactics, once again.........

twats

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Yasmin, Pleasssseee do a Google search:- Prudential 28 July 2006 Moderators mark tucker, philip Broadley, Nick...(Nick is Egg) and Google :- Citywire Prudential 28 July 2006.......News about Prudential 28 July 2006 Do not let then Bully you!!!! and...remember Egg does have skeletons in it's cupboard. Egg are fighting hard, because it appears their MURKY financial problems are back! The consumer will crack Humpty. Keep the Faith and I have got everything crossed for you. Love Angry Cat :) XXXXXXX

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Good luck Yasmin - you will win - don't let them bully you!!!!

--------------------------------------------------------------

HSBC

Settled in FULL on 8/8/06 - £3619.53

:D

CAPITAL ONE

Settled in Full on 6/9/06 - £84.76

:D

ABBEY NATIONAL (Old N&P Mortgage)

Settled In Full on 2/3/07 - £307.13

:D

SPML

*Court Case Withdrawn - family illness*

MORTGAGES PLC

*Court Case Withdrawn - family illness*

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Hi all thank you for all your support, means a lot. Well back from court. Did not have to wait long this time. The judge was not aware that my side of the claim had been dropped and had just called us in briefly to say that as there is so much reading on the case, possibly it wouln't be heard until the afternoon or maybe even adjourned. When it was pointed out that it was just the counterclaim, he said that he was not exactly sure what they were counterclaiming for as I had not compromised my agreement to pay the outstanding balance. He also expressed the fact that he knew of the flood of these cases throughout the country . He was ready to dismiss the case but egg have decided that they want a judgement, due to the fact that they beleive certain details on my application were incorrect. The judge was hoping to hear the case later this afternoon, after some reading but egg have pushed for an adjournment, once again. We have been given instructions to have our new statements in, in 7 days time. Wish I hadn't dropped my claim now as it's proving to be just as stressfull. Egg are still not providing docs. or proof. Really need some help from forum now.

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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Omg, they are so bad - the court/judge should just rule in your favour, especially if they aren't getting docs etc in on time when they are wealthy professionals and you have, even though you're a standard member of the public.

 

I wonder if the judges have shares in the banks?!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Hi all thank you for all your support, means a lot. Well back from court. Did not have to wait long this time. The judge was not aware that my side of the claim had been dropped and had just called us in briefly to say that as there is so much reading on the case, possibly it wouln't be heard until the afternoon or maybe even adjourned. When it was pointed out that it was just the counterclaim, he said that he was not exactly sure what they were counterclaiming for as I had not compromised my agreement to pay the outstanding balance. He also expressed the fact that he knew of the flood of these cases throughout the country . He was ready to dismiss the case but egg have decided that they want a judgement, due to the fact that they beleive certain details on my application were incorrect. The judge was hoping to hear the case later this afternoon, after some reading but egg have pushed for an adjournment, once again. We have been given instructions to have our new statements in, in 7 days time. Wish I hadn't dropped my claim now as it's proving to be just as stressfull. Egg are still not providing docs. or proof. Really need some help from forum now.

 

Hi Yasmin,

 

Sorry if i seem a little thick, but i can't seem to find what the claim and counterclaim is all about, is this charges or debt collection or both. If you can point me in right direction if there is anyway I can help and/or support you I will.

Consumer Health Forums - where you can discuss any health or relationship matters.

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Yasmin! You have asked for HELP from the CAG Forum. I personally, am going to put 'My Thinking Cap ON' and try to help you. I 'implore' other members to do the same. WHY? Because "The More Grey Matter that is applied to this issue, will Crack the Egg. "Knowledge & Faith Moves MOUNTAINS". Just one more suggestion, perhaps it might be a prudent idea, to post your predicament/case under the 'GENERAL' forum. Unfortunately, it would appear that the EGG forum does not attract the same attention and expertise such as Lloyds tsb, The Royal Bank of Scotland/Tesco/Mint, Barclays or the Alliance & Leicester Forums:( Hey Just Remember, your strength lies in the fact that the charges are without a doubt "UNLAWFUL" plus you have the now Mighty BAG / CAG 50,000 = members behind you. Please advise these about your battle with EGG and without a doubt the CAG members will be your SOLDIERS. Keep the Faith....Love Angry Cat.

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So just to clarify the situation is now

 

You have dropped claim for charges

You have drpped claim for default removal

You are paying DCA monthly instalments

They want a CCJ against you for full balance including charges and costs

 

Questions

 

Have the DCA bought the debt or ar they acting for Egg?

Was your application incorrect in some way (PM answer if you like)?

What date did you take out agreement?

What were you employed and unemployed dates?

 

If you can reply to the above I may be able to get my thinking cap on. Hopefully others will as well.

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Consumer Health Forums - where you can discuss any health or relationship matters.

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Yasmin - have you tried issuing a CCA request to the DCA??

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Hey Yasmin, Sorry I've been on holiday and have just been catching up on your thread. Can I just asked why you dropped your claim? Well done for keeping a brave face. I'm going to have another look through your thread again and put my thinking cap on. My hearing isn't until 15th Novemeber wish it was sooner, looking at your thread you just seem to be getting messed about, and I'm sure it'll be the same for me!!!

 

Anyway I'll see if I can come up with anything I'm sure someone on this site will come up with a wonder plan.

 

x

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Tnx EEk for your good wishes, matter temp. in hand...

 

Just to let everone know how egg are constantly avoiding deadlines...They were meant to send a statement to court, copy for myself by 20th Sept. (ordered by judge) I sent mine. Nothing from egg.

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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  • 3 weeks later...

any news on this yasmin

HSBC Prelim Letter sent 08/08 recorded delivery requesting £1645 - offer made of £1420 on 18/08 and accepted

:) - a HUGE ;) thanks to CAG.

22/08 DPA to Capital One Sent recorded delivery

22/08 DPA to RBS Advanta Sent recorded delivery

 

ALWAYS USE RECORDED DELIVERY

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seems court behind....order finally appeared...Different date & only claimant to send new statement. Totally different to what was ordered in court. Is there no hope!! Anyway court date early December.

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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further cheap tatics by Egg, I read that they have suffered major losses due to bad debt, so someone at the top must feel if someone successfully sue's, it will open the doors for some major backlash, I hope it does, I hope they go under.

HSBC Prelim Letter sent 08/08 recorded delivery requesting £1645 - offer made of £1420 on 18/08 and accepted

:) - a HUGE ;) thanks to CAG.

22/08 DPA to Capital One Sent recorded delivery

22/08 DPA to RBS Advanta Sent recorded delivery

 

ALWAYS USE RECORDED DELIVERY

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I am busy with new job and new home right now, but intend to purchase the BAG envelopes for use when sending letters to the Shylock banks and cards.

 

How long, how long? Is there no chance to find an Egg claimant with impeccable credit history who cannot be discouraged and threatened by Egg with retaliatory victimisation? We need that FIRST refund verdict to in court to wipe the smirk off EggFace. Once the drawbridge is down, the army of little folk can pile in. Where are you Stephen Hone Esq. -- we need you.

 

 

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Well my I have a couple of defaults (soon to be removed) and will be paying my balance off and closing the account then claiming my charges from them.

 

I am scared though because I wouldn't know where to start in terms of putting a case together etc etc.

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Lol, suppose. I'll be ok once I've paid the thing off. Then I'llp ost on my Egg thread and let everyone know!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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That way you will attract more attention to your story and get more visitors and more help 

 

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