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Bumper vs Halifax - Court Pending - Extra Charges Question


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Hi, I've been following your steps through on getting my charges back over the last 4 years (about £500)

 

Prelim Letter (Waited 14 Days)

Received letter saying they would get back to me sometime soon

 

Sent LBA (Waited 14 Days)

Received letter explaining that they will give me an answer within 6 weeks

 

Just getting ready to issue a court claim.

 

One question I just recently got slammed again for going over £10 into my overdraft. The £28 charge has already been taken. But they will charge me another £30 for the unauthorised borrowing at the end of May. Can I add this to my existing charges even though they won't have taken the one for the end of May?

 

Many Thanks

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You can add to your claim right up to the time you file with the court but unfortunately, if they haven't taken the money I don't think you will be able to claim it if you file your claim now. You could always start another claim afterwards, but bear in mind some banks get a bit annoyed if you claim too many times and close your account.

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A prudent question is one-half of wisdom.

 

:D

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