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    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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bigp v Barclays


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I sent my first letter on 21/03/07 requesting comprehensive list of all charges or statements for last 6 year etc giving them 40 days to reply.

This went unanswered so I sent a 7 day notice of my intention to apply to the courts for enforcement, this expires on 15/05/07. All documents registered.

 

Assuming they dont reply by wednesday morning am I right in going straight for the courts even if I recieve the information whilst waiting for the court papers etc to process ? also should I be taking them to court twice ore once ? 1. for the info 2. for the calculated charges ?

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I've just spoken to Barclays customer service's ! who am I !!!!!!! what letters !!! what accounts !!! WHAT A LOAD OF BULL*HIT !!!! They told me I should have phoned them earlier ( with attitude) !! what planet they on ?

 

I stayed calm and explained all correspondence is recorded delivery and I write because I am partially deaf and struggle to hear on the phone, I asked if Barclays have a problem with this fact, they obviously do because the crap kept flowing !!

 

Upshot is they only just recieved my request on 5th May (21/03/07 recorded delivery sent) and it will be 3-4 weeks before I get anything.

 

Do I proceed directly to Court now ?? are they in breach of Data Protection Act for not supplying me with the list of charges/statements I asked for ?

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I've already sent them a reminder detailing to them that the 40 days were up, this was sent on 08/05/07 (was actually stamped recorded delivery on 05/05/07 but I gave them grace with Bank Holiday weekend)

 

Its been 52 days now with no response except for me contacting them to remind them thier time is up and then having the 3-4 week wait scenario offered.

 

Is it time for enforcement by the courts to get the data or is it easier and quicker to wait 3-4 weeks for the info to be recieved.

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Government will try its level best to protect the banks. Before some dubious legislation is passed putting a cap on claims, or finding a way for them to wriggle out, go the whole hog ASAP. I don't think we have much time to lose. Go to step 2, get courts to make them release your personal data in their possession. There is no time to wait. I am sure banking lobby is busy behind the scenes EDITED to get their desired legislation passed. Don't fall for any delaying tactics. I think they will find a loophole very soon. This is your money EDITED from you by people you put your trust in. Show no mercy.

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I'm ready for giving them a kicking but still unsure on the court side !

I dont have the information to arrive at a figure to reclaim so do I take them to court once or twice ?

1. to get the data to allow me to calculate the unlawful charges

2. Once calculated return to court with an amount to be claimed

3. Take them to court for breach of Data Protection act and estimate what they owe me ( i dont have a ball park figure)

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Do take them first for refusing your right to access your personal details on their system. This should teach them a lesson. If soemeone is arrested for denying you your right, all the better for that. This would teach them a lesson. They are just wasting your time and waiting for a loophole to appear. Once they find a way out, you'll never be able to catch them again and they will come back cleaner than clean (remember endowment scandal?) to rob our future generations. EDITED, the lot of them.

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Ok I think I'll take the plunge !

 

Has anyone else taken Barclays to court for non compliance of the data protection act ? only reason I ask is that I haven't seen a thread regarding this to give me a guidline on what to file with the courts. I don't want to get it wrong and give Barclays a get out.

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All the details you need in order to do this are right here.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6971-data-protection-act-non.html

 

You should file your claim without delay - 40 days is ample time for them to have sent you the data your requested, do not give them another moment, issue your claim.

 

Come back and ask anything you are unsure of.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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On the N1 form it asks for value of claim, I'm not sure what to put as I'm filing a claim for non compliance of Data Protection Act. Once I have this I will be in a position to calculate the charges to reclaim.

 

Can I charge for the letter writing, phone call and time off work for court s etc ?

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The value of your claim should be approximately £35 - as you have pointed out, this is a claim for non-compliance with the Data Protection Act, not a claim for money per se.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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I'm asking for data on a current account and a business account, can I use the N1 to claim for both ? they were opened and closed at different dates so does that mean I file 2 claims ?

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The Data Protection Act only applies to living individuals, not companies - so you cannot use it to access any data for a business account.

 

You will also need to make two separate claims, as each account is a separate account contract and will have a different set of terms and conditions that pertain to the type of account.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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I know I'm being picky and probably thick but I was in a partnership and it wasn't a limited company, we were just self employed. Does that make any difference ?

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What type of account did the partnership operate? Was it in fact a personal account used for your business or was it a business account?

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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It was a business account.

 

If I do have to file 2 cases is it ok to have asked for both accounts charges/statements from Barclays in my S.A.R letter or do I have to write again for each account ( business & personal )

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If you have already done it then one of two things will happen (maybe three - you'll get ignored altogether!) either, Barclays will send the statements or they will not. If they do not then there is nothing you can do regarding the business account in relation to the DPA as it only applies to living individuals.

 

If they do not send them for your personal account, see post #12 above.

 

The business account is a different matter, you will need to speak to your business manager about copy statements and there may be a charge for them.

 

The fact that you mentioned both accounts in your DPA SAR letter will not make any difference.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Thanks for clearing that one up:)

 

I've managed to get hold of business account statements, accountant eventually said he had found them. I'll get the charges added up and take it from there.

 

Just one other question, on the business account exactly what charges can I claim for ? is it the same as current account plus the charges for running the account ?

 

Sorry to keep asking dumb questions but I want to get it right

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