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Nick vs HSBC


Grassfinch
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Right, here goes,

 

1) I calculated how much my bank owed me £425 (up to 13/02/07) and sent the first letter on 1/3/07. - After 17 days I got a reply saying HSBC were looking into my claim but nothing more.

 

2) I then sent the second letter on 22/03/07 (Letter Before Action) for the same amount. - After 14 days, not a sausage from the bank.

 

3) In the meantime, I was charged another £150 by the bank so I repeated the LBA on 17/04/07, this time for £575 (charges up to 13/04.07). After a further 14 days, no reply from the bank.

 

4) So, now I go to the MCOL website and enter the details of my claim for £575. I have saved the claim on the site but not submitted it yet as I have a query about the court costs. It's going to cost me £80 to subit the claim but If (and I hope I do!) win, how will I get the £80 back?

 

Do I just add the £80 to the £575 I'm claiming, or will it automatically be refunded to me?

 

Thanks. :)

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check out this link Nick for getting the MCOL right

 

http://www.consumeractiongroup.c o....tml#post614610

 

you need to make sure you include the fact that you're claiming the 8% interest in your Particulare of Claim

 

same goes for the daily interest if you're going for this too

 

the fee gets added on as you go through & pay.

 

when you send DG (HSBC's solicitors) a breakdown of your claim you will add this on so it becomes part of your claim & yes you will get it back :)

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Well, as if by coincidence, as soon asked for help with the MCOL, I get a letter from HSBC this morning offering me £680!!!

 

Why are they offering me £105 more?? (Not that I'm complaining!!)

 

:grin: :grin: :grin: :grin: :grin: :grin:

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