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    • Hi all, hope you can help. I've received a £4k repair estimate from the main dealer after my 2016 F30 330e developed the dreaded drivetrain error. The qoute is for a replacement cell module and associated labour and various bits and bobs to get it done. I initially had them investigate the issue when it first popped up a year ago. They replaced the auxillary battery which 'fixed' the issue for a few months before returning. Last Novemner the issue escalated to 'Battery not charging' which would clear after powering off the car , and disappear. Took it into the dealer and they diagnoised a faulty high voltage battery under the boot but could not do any work as they needed to schedule more cars for this 'specialist high voltage work'. So they said I could continue to drive the car until they got in touch when the car could be booked in for repairs. Roll on to April, the issue became severe (battery not charging error not going away, car in limp mode one morning) and car completly died at a traffic light same day (dashboard flashing all over the place), couldnt engage in 'Drive' and had to be recovered by AA to the dealer. Turns out car was now only running on the 12v battery in the boot and that had run flat as the hybrid function had stopped working altogether. My question is whether this is a reasonable estimate. Could this be done cheaper elsewhere? The dealer has servived this car from new hence took it them in the hope they'd not point fingers at any other party. Should I be paying for this at all since I raised the issue with them before it escalted and resulted in a now expensive fault? I also suspect the KLE may have gone too based on other posts, but the dealer hasnt qouted for that yet. I worry they'll' 'discover' that after I've already shelled out for a new cell module and end up lumbered with another bill to replace the KLE. Feels like I know about what they need to do than they do. The Service Advisor has been completely useless. Any advice would be greatly appreciated.
    • The Petrol Station is Shell Garage Wickham (Hampshire ) Another person obviously had the same issue as they had called the garage previously-
    • Thanks Dave, that all sounds clear to me. In terms of avoiding PCNs, I'm not sure if I can. I need to be able to park in that spot, especially as I've got kids to lug forth and back for the school run. Likewise it's not always possible to use the MA's permit system either, as I've not always got them to hand. So, if I'm actively avoiding PCNs, then it could mean I've given in to their idiotic rules. But, I do get what you're saying, as I imagine the risks go up if they claim there are multiple PCNs to be paid at court. Not sure what to do with this one.
    • Is it possible you could qualify for a DRO (Debt Relief Order) and ditch the IVA ? https://debtcamel.co.uk/end-iva-change-to-dro/  
    • My IVA which I began in 2021 has for around a year now been passed to credit expert - I find this company and it's staff obnoxious and insensitive money grabbing monsters.  What is my legal right can I have my IVA moved to another ip what happens if Hanover sell my file?  I am ina real bad situation where my kids are unwell and this crest expert supervisor is saying I should try more than what I agreed despite my situation being very bad and kids unwell.   I feel like they are bullying me and I duh I where to turn.  I keep getting emails saying we at credit expert are in charge of your iva now but still I got messages about my review annual from Hanover which I sent documents and now I got a response from credit expert saying they think I agreed to pay more - how ludicrous is that how can I keep these bullies at bay.   Who can I complain too without messing up my IVA.  I'm going to post below what they sent me please someone help me as they are making me suicidal now. These evil people g coincidently all Indians with weak English which is another issue as communication feels like a battle each time.    Good afternoon,   We hope you are keeping well.   In accordance with the terms of your voluntary arrangement you a required to comply with the following modification:   The debtor must seek to either obtain full time employment or improve self employed income to equivalent thereof as soon as possible and a full review of the debtor’s income and expenditure must be undertaken by the supervisor. The contributions shall increase after taking into account any increased costs in respect of travel and should commence in the month following the review. If any instances of co-habitation with the debtor by any person aged 18 or over occur during the term of this arrangement and where there is reasonable expectation that board and lodging should be paid, the contribution will be added into this arrangement in full. The debtor agrees to provide an income and expenditure review in the month following any loss of child related income. Any surplus identified is to be made available immediately for the benefit of unsecured creditors in the arrangement.    In order to ensure that the terms of the voluntary arrangement are adhered to, I require you to provide evidence that you complies with the above modification along with any supporting evidence.   Alternatively, if you believe you are no longer able to comply with the modification please do inform us.   I eagerly await your response to the points raised within 14 days of the date of this email.   If you have any further queries, please contact Customer Service on ‪0800 0431 431‬ or by email at [email protected].   Thank you for your comprehension.   Plese guys advice me what I can reply as I don't have any more money for these thieves and their annual review is an annual monster nightmare how can I tell them I'm not willing to be bullied and can't paid more    تھا ks   
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Shoe Em v Abbey **WON**


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LOL well guidoT, wish i had the link, think ill save that for the next time lol

 

You will need to check that all is relevant to Shabbey as mine was HSBC

and you need the law case stuff & utccr stuff and everything. Guidot has all that sorted

 

OK back to work for me

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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That's fantastic, thanks guys. I'm just logging all my dates now from my letters.

 

Shall see how I get on & may return later for help!

 

This is very kind.

[sIGPIC][/sIGPIC]Emily x

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When you speak of charges (highlighted in blue) being "between x & x" do you mean individual charges as in between £15 & £35 each or as in the min & max I was charged on one day as in £15 & £302 (yes really)?

 

If it is the former should I write "each"?

[sIGPIC][/sIGPIC]Emily x

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When you speak of charges (highlighted in blue) being "between x & x" do you mean individual charges as in between £15 & £35 each or as in the min & max I was charged on one day as in £15 & £302 (yes really)?

 

If it is the former should I write "each"?

 

THe lowest & highest charge as individually charged.

The £302 will be a collection of charges over a given period ( I hope or thats like 9 charges in one day WOW).

 

Best way to look at this is not that the banks took unlawfull charges, but put them into a savings account for you, that way you stay calm and dont get angry LOL and they give you 8% interest as well ;)

 

Celicaman

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Nope, right first time that was in one day...was in excess of £500 but they kindly reversed some as it was their fault (not their words obviously) our card was cloned & all our money was STOLEN!!!

 

Such kind folk.

 

I have another question I'm afraid, was just going over the witness statement & it refers to going over overdraft but not failed DDs. So many of our charges are for paid DDs (insufficient funds) or failed DDs...do I need to pop in a line about this??

[sIGPIC][/sIGPIC]Emily x

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I'm compiling my statement of evidence now, but I can't find a good link for the Australian info & I'm not 100% I need it based on all the conflicting advice I'm reading

[sIGPIC][/sIGPIC]Emily x

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Nope, right first time that was in one day...was in excess of £500 but they kindly reversed some as it was their fault (not their words obviously) our card was cloned & all our money was STOLEN!!!

 

Such kind folk.

 

I have another question I'm afraid, was just going over the witness statement & it refers to going over overdraft but not failed DDs. So many of our charges are for paid DDs (insufficient funds) or failed DDs...do I need to pop in a line about this??

 

Im sure the existing text covers it all. Charges are charges

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Thank you Celicaman!

 

Do you happen to know if I need entire Australian report or if the media summary that some of the links are taking me to is suffiecient?

[sIGPIC][/sIGPIC]Emily x

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LOL, its easily done when you are trying to get it all in quick, dont want to upset their honours now do we ;)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Guido I read #24 a few hours ago when you kindly sent it to me but some of the links to bundle info are causing me problems. I am almost finished but it does need to be done tonight; for other life reasons as well as court deadline I only have today & tomorrow to do this & tomorrow is for photocopying & posting.

[sIGPIC][/sIGPIC]Emily x

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Okay looks like I'm nearly done. If anyone can tell me whether I am allowed to staple sections together ie. Witness Statement/Statement of Evidence, or even paperclip I would be most grateful.

[sIGPIC][/sIGPIC]Emily x

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as guidot advised, take time out now, no point rushing it. use the weekend to get it right and take it personally to the court on monday.

The bank wont file, so dont worry

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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I didn't really get answers to all my questions, but hopefully I have pulled it together now. Finished at 2am & now about to go to the post office & then to the court.

 

The full length version of the Australian material wouldn't print clearly enough so I went with the media summary. I have a witness statement, statement of evidence,the basic bundle material, the BBC report, the radio interview, all my correspondence & the relevent bank statements. Hopefully this will satisfy the judge.

 

Our timing is appalling since apparently there is a postal strike tonight, but as long as the court have their copy before the due date & Abbey's is winging its way to them I'll be a happy bunny. All in all this has been a learning experience; never dealt with a forum before & the politics & navigation take a little getting used to but luckily there are a few kind souls who will make allowances:)

 

Good luck to everyone with their journey, whether you are at the first request stage or stumbling to the end like me. May we all be celebrating soon:p

[sIGPIC][/sIGPIC]Emily x

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Hopefully it never sees a judge & You get your money soon

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Well let us hope so:)

 

Finally found a happy-making thread (Reva vs Abbey) so have subscibed to look at it when things get stressful over the next few weeks.

 

Only just found out that latest advice is to include T&Cs with bundle, but as we are Abbey I'm not going to worry too much, just take one with us if & when it comes down to it. This case is actually my fiancee's but he is disabled & frankly doesn't need this stress on top of everything else so I dash on here when I can to try to make sure we're doing everything right & then we have 'revision sessions' where I fill him in on the important bits.

 

Looking foward to it all being over & done with. Hope your current cases are progressing well. Em.

[sIGPIC][/sIGPIC]Emily x

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Hey Beetlejuice,

 

Thanks for reading. Just popped over to see if I can find a template E-mail that I saw for Inga Kirkman...little reminder to send on friday when we only have seven days left until court:)

[sIGPIC][/sIGPIC]Emily x

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  • 2 weeks later...

True to form the Abbsters have settled, payment cleared in the account yesterday. I'm just preparing the wasted costs paperwork now (reprinting to be accurate as the settled cases list went wonky yesterday!). Contacted the court to let them know about settlement by phone, now that it has officially cleared I can do the formal bit.

 

Going to hunt for a clearer list now. Hope everyone's cases are progressing well. Emily x

[sIGPIC][/sIGPIC]Emily x

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As I said I have prepared the neccessary paperwork already thanks. I had only popped on to find a printable list of settled cases as the one I used made my printer spit out dozens of blank pages (with header & footer but no numbers!).

 

It has been very trying these last few weeks & I'm glad to see the back of this case. I am going to have a read of threads about Argos Card as we've just finished paying ours off & I suspect that the dozens of charges might be returnable...let us hope they have a few more social niceties than Abbey:rolleyes:

 

Being on here has been rewarding & frustrating in equal measures; hopefully now that I'm a little more used to the place it won't be so tricky to decipher:)

[sIGPIC][/sIGPIC]Emily x

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