Settlement letter

[jackal123uk]

Hi all,

 

Just thought I'd let everyone know that just a week after paying up to MCOL and starting the claim ball rolling Lloyds sent me a letter offering £750 as full and final settlement.

 

Obviously I'm not going to take it, I'm already drawing up a letter to decline it. The problem is that I recieved the letter this morning (2nd may) and it's dated 18th april, the letter says the money will be credited to my account within 10 working days and as of today (the 10th day by my reckoning) the money isn't in my account. Should I ammend my letter to make note of this?

 

Also the letter talks of complaining to the financial ombudsman and how a booklet is enclosed with an address and telephone number, but there's no such booklet, just the single page letter of settlement - their ineptitude astounds me. Well at least this letter was signed be a human and not a printer, can't have everything I suppose...

 

Everybody keep up the good work...

 

K

[BARTY]

Hi

Have a look at this link:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html

change it to suit.

 

Good luck!

Barty:)

[jackal123uk]

Thanks Barty I will do,

 

While I'm here I've another quick question. I'm just reviewing some paperwork and noticed that the "notice of issue" sent to me by MCOL shows that my claim was issued when I originally drafted the claim and not when I payed for it (which was last week) - is that normal???

 

As such the defendant (lloyds) had until today to reply and hasn't, just logged onto MCOL to find a "start judgement" button... Should I press it??? It's very tempting...

 

Thanks again,

 

K

[jackal123uk]

Ok then, been doing a little more reading and it seems that the best option is not to opt for a default judgement but offer the bank a little more time. Also the letter I now send to give them a "nudge" and offer more time - I'm assuming that's to the registered address, the Gresham St one, is that right?

 

Also, as thing are moving along, does anyone know of a way to change the title of the thread so I can keep everything under one roof...

 

Cheers

 

K

[jackal123uk]

Hi again - I'm back,

 

Just checked my account online and it seems the £750 is there, I was just wondering if, since I've already started a claim with MCOL, I need to send them anthing to let them know... I would expect I do but I've not seen any mention of it here...

 

K

[BARTY]

Hi

You need to PM one of the Mods to change your title.

The Courts would have sent them the papers about the claim, you just need to send them the rejection letter.

Barty:)

[jackal123uk]

Thanks again,

 

The rejection letter's on it's way but I'm still unsure whether I should send copies of the settlement offer and rejection letters to MCOL, I'm just tring to cover all my bases... If anyone has any idea's it'll be greatly apprecieated...

 

K