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    • Yes, you should have applied for an immediate strike out as soon as the deadline expired. Without the agreement, they are stuffed Forget Barclaycard, Asset link is now the creditor, and it is down to them to provide the agreement.  That needs to go into the witness statement. They have not provided the agreement contrary to directions of the court and request the court strike out the claim as to the original court directions.
    • I did not receive a notice via post but in my claim status it shows my claim was transferred to a court I requested in my DQ, as it is closer to me.    Defense I filed:  1.       The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2.       The defendant paid the lead tenant a fixed sum monthly bill without fail for the extent of the rental period of the accommodation their contract was associated with who was responsible to make payments to the claimant, ending in June 2023. 3.       After moving out, a month later, the claimant wrote to state that an outstanding sum existed. Further stating, as one of the 10 tenants at the time, I now owed them the full sum instead of my 1/10 proportion of said debt, as 10 students were at the dwelling. They also intimated that they were legally allowed to charge me the full sum if the other renters were not to pay their share under some equal and joint severity rule. 4.       Despite sending numerous requests prior to the court claim being raised for copies of said bills for said utilities covered by the agreement, the claimant failed to send any clear bills. This included a CPR 31.14 on xx/xx/xxxx sent via post. 5.       The defendants stress that they acted in good faith to settle the outstanding balance, as evidenced by the confirmation received from the claimant.  Any subsequent demands for additional payments are unwarranted and contradict the claimant's previous acknowledgment of settlement. 6.       Pursuant to OFGEM code of back billing rules the alleged charges relate to charges which have not been billed correctly by Co-operative Energy and are therefore prevented from charging. With the court’s permission the Claimant is put to strict proof to: - a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. c) show how the Claimant has the legal right, either under statute or equity to issue a claim. 7.As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation                  that the money is owed. 8.It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
    • Paint is a free programme on any Windows PC. But don't worry, the choice here is not either perfection or nothing. As you say, use your scanner, save the file ... and then use the "choose files" option when you post to CAG to add the file. We can do all the redacting and converting to the correct file type at this end.  The important thing is just to get the info to us. Why not do an experiment this afternoon and see if the above works?  
    • I see they're trying to round up asylum seekers and lock them up for about three months so they can be put on planes to Rwanda. I'm a bit surprised that this is legal.  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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icefall v barclays **WON!!!**


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They filed a defence, its dated 20-04-06, though it was not there at just after midnight last night when I tried to click on the judgement link and it would not let it go through...

 

EDIT the date next to it is 20-03-06???

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Qball I am still here. Have been assimilating recent events (when defence received), it was strange to see what the bank put in there! (basically stating terms and conditions)

 

posted Allocation Questionnaire yesterday (25-04-06), to court, enclosing cheque for £100, going to wait for developments...

 

will update when I have news!

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Hi just a query,

When you claim and WIN do you get your claim costs back ie the £220 it has now cost you ??

Thanks and good luck

 

Yes and if you win at a hearing ask the Judge for your travelling expenses and any loss of earnings

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Barclays - £4k - Hearing Date 19th Sept 06

Smile - £370 - Refunded in Full

Capitla One - £100 LBA 25/5

Virgin ? Data Protection Act 25/5

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hey carl good luck!

 

Looks like there are a few of in the same position or approaching that position, got to have patience, they will cave in the end.

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Best of luck, watching this one carefully as I will have one against Barclays soon enough!

Nat west 20/04/2006 - Telephone request for back dated bank statements

Nat west 01/05/2006 - no reply to above so DPA sent

Barclays 01/05/2006 - DPA sent

Nat West 25/05/2006 - Preliminary approach for repayment £1425.15. Piss off reply received 02/06/06

Nat West 02/06/06 - LBA sent

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natasha - don;t pay them £3 per statement. Send off the DPA letter requesting all the information they have on you. This includes your statements. They have to give them to you and can charge you a maximum of £10

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You lot have me on the edge of my seat, it's better than Big Brother...

I am waiting for my statements from barclays now so you could possibly be about to give sign for the flood gates to open when it all goes your way.

 

Good luck

and

here's an early WOOHOO!!!

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You lot have me on the edge of my seat, it's better than Big Brother...

I am waiting for my statements from barclays now so you could possibly be about to give sign for the flood gates to open when it all goes your way.

 

Good luck

and

here's an early WOOHOO!!!

 

Anythings better than Big Brother:D

 

Icefall, good luck man.

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hi redrattyrat I am waiting for my hearing date at the moment, from searching the internet I got the impression that it's normally between 3 weeks and 2 months of payment being processed, depending on how busy the court is -

my cheque to court for the allocation questionnaire was cleared on 2-5-06.

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  • 2 weeks later...

I phoned my local court today, and she told me it could be around July - August time for the hearing date. She had looked at it this morning and said a letter is being sent to inform me that they will be setting a hearing date (although it has not actually been set yet), so the wait could be a while longer now!

 

Wish I claimed the 8% interest, (I didn't as I could not work out how to do it at the time)

 

Oh well, whenever it turns out to be, I will be ready, for sure.

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