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    • Regretfully it does. Have you actually seen any papers which show what you were charged with (rather than what you were convicted of)? It is unusual not to be “dual charged” but if you were not charged with both, you are where you are. If you had been charged with both offences and providing you were the driver at the time, you could, after performing your SD, have asked the prosecutor to drop the “Fail to Provide” (FtP) charges in exchange for a guilty plea to the speeding charges (you cannot be convicted of speeding unless you plead guilty as they have no evidence you were driving). You will have difficulty defending the FtP charges. In fact, it’s worse than that – you have no chance of successfully defending them at all because the reason you did not respond to the requests is because you did not receive them and that’s entirely your fault. No it’s not correct. Six months from 18/11/23 was 18/5/24 so, unless they were originally charged, the speeding offences are now “timed out.” There is one avenue left open to you. If you perform your SD you must serve it on the court which convicted you. You will then receive a date for a hearing to have the matters heard again. Your only chance of having the matters revert to speeding (and this is only providing you were the driver at the time of those offences) is to plead Not Guilty, attend court and ask the prosecutor (very nicely, explaining what a pillock you know you were for failing to update your  V5C) if (s)he is prepared to raise “out of time” speeding charges, to which you will offer to plead guilty if the FtP charges are dropped.   This is strictly speaking not lawful. Charges have to be raised within six months. Some prosecutors are willing to do it, others are not. But frankly it’s the only avenue open to you. There is a risk with this. I imagine you have been fined £660 (plus surcharge and costs) for each offence. The offence attracts a fine of 1.5 week’s net income and where the court has no information about the defendant’s means a default figure of £440pw is used.  If the prosecutor is not prepared to play ball you can revise your pleas to guilty. A sympathetic court should give you the full discount (one third) for your guilty pleas in these circumstances but they may reduce the discount somewhat. The prosecution may also ask for increased costs (£90 or thereabouts is the figure for a guilty plea). So it may cost you more if you have a decent income (I’ll let you do the sums). But MS90 is an endorsement code which gives insurers a fit of the vapours. One such endorsement will see your premiums double. Two of them will see many insurers refuse to quote you at all. So you really want to exhaust every possibility of avoiding them if you can. One warning: do not pay solicitors silly money to defend you. Making an SD before a solicitor should attract just a nominal sum (perhaps a tenner). That’s all you should pay for. You have no viable defence against the FtP charges and any solicitor suggesting you have is telling you porkies. The offer to do the deal is easily done by yourself and you can save the solicitor’s fees to put towards a few taxis and increased insurance premiums if you are unsuccessful. In the happy event you find out you were "dual charged", let me know and I'll tell you how to proceed. (Seems a bit odd hoping you were charged with four driving offences rather than two, but it's a funny old world!).    
    • Just the sort of people you despise eh Jugg  You would be much happier among your mates in that room with Rayner begging for votes 
    • I see the trial of the real criminal in the Biden Family has started rather than the sham political persecution of Trump    Biden will of course try to distance himself as far as possible to no avail  Even more votes for The Donald🤣    
    • Savings platform Raisin UK is offering a £50 bonus for new customers who sign up for an account.View the full article
    • With Farage back in the news, here's a reminder of his interview with Claire Byrne on Irish TV a few years ago.  
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Worried i have done a claim wrong!


breedsey
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sorry just thought,:) that was your poc, ignore 2nd part of my post

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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Hi, Well i was all positive and just sat down to battle through it all and came across another BIG boo boo... I have no idea how this has happened but it has... i've just looked at my charges sheet against my bank statements and for some reason when i used the calculater on MSE it has put all my dates in the wrong way round so if its meant to be 07/11/2000, it has put it in as 11/07/2000, which means i have now claimed for the wrong amount of interest... Can this get any worse!!!!!:(

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Would not worry too much, at least it is in your favour; I think.

 

It is likely to get swept up when they eventually make an offer.

If I have been helpful please click on my star and add a comment.

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But they are going to want to know how i came to that amount and i cant show them because if i use the calculater now then it puts more interest on it bacause its over a longer time?

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When SCM make an offer they usually calculate the 8% themselves, so it gets swept up then.

 

Notwithstanding you should re-calculate the interest properly using the spreadsheets on this site, if you need to back date it, just change the date on your PC.

If I have been helpful please click on my star and add a comment.

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Ok, so in my particulars of claim i have asked for £780.37 in interest, but obviously its not going to be that amount now. So i now change my date on my computer and work the charges out again and that will give me the correct amount? so do i then send the court and SCM the new scheduile of charges or the old one that gave me the £780.37 interest. I'm thinking i have to go by the old one but then thats not going to match up with my statements...

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As I said it will get swept up when they make an offer. I am concerned that if you start to send new schedules it will cause further delays.

 

Do the calculations and see what difference it makes to the numbers and let us know, it should only be for a couple of hundred pounds.

If I have been helpful please click on my star and add a comment.

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Nothing will get 'thrown out of court' for a small mistake. Different if you were thousands out.

 

To change the date double click on the clock, shoud be at the bottom right hand side of your screen and then click on the date you want to use.

If I have been helpful please click on my star and add a comment.

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As I said it will get swept up when they make an offer. I am concerned that if you start to send new schedules it will cause further delays.

 

Do the calculations and see what difference it makes to the numbers and let us know, it should only be for a couple of hundred pounds.

 

I just done my new calculations and its only £6.00 more.... So you think to carry on with my old charges schedule do you? because i would like to send it off tomorrow.

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Hi breedsey, I think you should send the new one, and as GuidoT has said [problem] will do their own interest, and as it is only £6 difference its just a small addition error.

did you remember to change the date back on your PC?;)

Happy claiming:)

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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Hi breedsey, I think you should send the new one, and as GuidoT has said [problem] will do their own interest, and as it is only £6 difference its just a small addition error.

did you remember to change the date back on your PC?;)

Happy claiming:)

 

Hee hee, Yeah i did remember to put the date back, done it straight away so as not to forget:D

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Morning... I have sent off my list of charges to the courts, so do i now wait for a reply and then send a copy to SCM?

 

Also, Is there anything i could do to try and still settle out of court, i notice that on another post someone sent a letter to SCM at the stage i'm at now and they settled not long after, could this be worth doing?

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morning breedsey, send copy to [problem], and letter, can't hurt, and they will settle out of court anyway eventually:D I'm still waiting:p

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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Hi breedsey, just read through your post again, read post 22 from guidot, re sending letter to [problem]. also further posts are showing you what you need to do next:) Yes court bundle needs to be in 14 days before the 6th june, you need to go to Garyh sticky got a court date and start getting the paper work together. check your account every day incase they pay without notifying you, just read nearlythere's post (have a read):cool: .

my court date is the 25th july, I live in a bit of a back water:rolleyes: started in february, so I've still got time to read read and read some:p more

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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Breedsey, you need to send a letter re the goodwill amounts, the one saying thank you but I'm still taking you to court for the difference from £3260.37:D if you haven't already done so. just going to find it on the templates. and yes it yours spend it:p

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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