Jump to content


  • Tweets

  • Posts

    • Hobnail you don't know Elms too well yet. I am surprised that they got as close as they did to adding up to 30. I think the poor dears get confused because most other letters they send out are to give 28 days notice. They even  have difficulty with their two times table and often consult with the char lady to confirm that 2 plus 2 equals 4.  Just act on the notion that they are total numpties and you won't be far out.
    • To carry on from the above post it may be helpful to go through their WS using their numbers. 9] motorists do NOT accept the contract when entering the land. First they have to read it and understand it and then they realise that a] "No stopping" is prohibitive and cannot offer a contract. b] the signs around the bus stop do not mention who issued the No Stopping signs so it could not have been issued by VCS since the IPC CoP states that their signs should include the IPC logo and the creditor be identified.  10]There is no mention of £100 charge for breaching the No stopping request or if there is it is far too small to read even for a pedestrian. 11] no matter how often VCS say it, it is NOT a contractual clause   22]" the claimant has given the Defendant its contractual licence to enter the site". No it hasn't. This is a road leading to the airport. All sorts of people are going to the airport-travellers, taxis, fuel bowsers, airport staff, companies delivering food and drink for each aircraft, air traffic controllers, buses. It is absolutely ridiculous to attribute VCS wth any sort of permissions. The land owners yes, but not VCS . There can be no sort of analogy between a car park and a major thoroughfare where VCS have no place as it is not relevant land.   23] there can be no contract as there is no offer only a prohibition. And it is not relevant land no matter how Mr Walli attempts to prove otherwise. 25] VCS may have won a few times but none quoted was on an airport covered by the RTA and its own Byelaws. They also have lost more cases than they have won using their prohibitive signs. 26] First one has to consider if there is a contract. Is it relevant land? No. Does a valid contract exist betweer VCS and Peel? NO.  27] the signage at the bus stop may show the conditions ie  no stopping, and restricted zone but not the terms ie is there a charge for stopping and who is the creditor. The last section of the sign is illegible  29] already stated that a WS between VCS and peel is not a valid document 31] it will need more than the Claimants feather to outweigh the case against the Defendant no matter who was driving. 32] there is no law of agency involved. This is not a case of employer/employedd relationship. VCS are muddying the waters because they have no way of transferring the driver's liability to the keeper 33] this a red herring. There is no list of highways at all  on the Highways act 1980 so this is a deliberate strategy to debunk the fact that this road is not relevant land. VCS are put to strict proof that it is relevant land not covered by the Road Traffic Act nor by Byelaws. 34] there ican be no comparison between a railway station and an airport. Totally fatuous analogy.  35] yes the landowners can bring in their own terms but what the cannot do is overrule Byelaws and the Road Traffic Act. 39] surely the paralegal cannot be that ignorant of PoFA. If Bye Laws are involved then the bus stop is not relevant land and so the specious argument about FGW is rubbish   36] what on earth is he talking about with Permits. There is no mention of permits on the signage and even if there were  would it mean that Permit holders were allowed to stop on No Stopping roads? There are enough examples on CAG to counter act their idiocy on continuing charging the extra £60   46] VCS had NO reasonable cause to apply to the DVLA for the Defendants details. No valid  contract with the landowners No stopping is prohibitive therefore cannot form a contract the event happened on a bus stop over which VCS has no jurisdiction the signage either does not show that there was a charge of £100 for stopping, or the font size was too small for a motorist to be able to read it  the signage does not show the Creditor which fails the IPC CoP so not valid the WS contract does not appear to authorise VCS to pursue motorists to Court Given all these factors it seems that VCS have breached the GDPR of the Defendant quite substantially and it would appear right that an exemplary award is made against VCS in the hope that they will drop all further cases at Doncaster airport where they are pursuing motorists on non relevant land.   48] what is this guy on? You weren't in a car park you were on a bus stop 59] this case is totally without merit. I am not surprised that the paralegal will not be turning up. Some statements are pretty close to perjury and others are designed to mislead or misdirect. None of the analogies seem appropriate or relevant. Could have been said in at least half the time without the repetition and trying to make a case where none was there. One particularly bad example of misdirection was in the photographs. The Clearway sign shown near the bus stop is very unclear  unlike the Clearway sign two photos before it which may well include terms and conditions. The one by the bus stop is totally different.      
    • just type no need to keep hitting quote...   your defence doesnt need any return of docs.. carefully read what has been posted here and in the other threads i pointed to in your old thread merged here too.   redwood/harwood or STA or brachers.   just use our enhanced google search box.   uni fees is useful too.   this guy is just in front of you    
    • Tech firm CEO Jeff Lawson warns bosses not to make hasty judgements about their employees.View the full article
    • I have just spent last few hours registering and signing up and filling in all the details.   Below is a POC I have drafted.   The defendant is a parcel delivery company DPD (UK) LIMITED On 09/08/2021 the defendant agreed to deliver the claimant's parcel containing a PlayStation 5 Disc Version value £530, to an address in the UK. The delivery fee of £7.79 was paid by the claimant. Parcel tracking number: ???????? Parcel reference no: ????????? The defendant failed to deliver the parcel and have reported it as lost on 20/08/2021. The defendant refuses to refund the full value of the item and the delivery fee. The claimant seeks £530 being the value of the item, £7.79 delivery cost and legal fees.        (Sorry for being stupid but this POC is supposed to go where it says    " Claim details Why you believe you’re owed the money: " right? Reason why I'm asking is because I don't see anywhere it specifically says what are your particulars of claim)   Tomorrow being the 15th day, I will be ready to click it off (assuming the POC is ok)    I have read a few more hermes/packlink etc stories where they were resolved and gives me hope I will regain my lost money.  Will carry on reading up as much as I can.  
  • Recommended Topics

  • Our picks

Multiple defaults on one account+Maximum collectable debt age


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5273 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello, A long title!

Here are the interesting points, a 1989 BOS credit card, card destroyed and credit terminated by bank in 1994 an unknown part of balance but possably 33% is charges, interest charges ceased and repayment plan agreed (1994) for monthly sum which I defaulted on in 1998, this default was registered and probably in 1994 as well, now in 2007 I am still making monthly agreed payments. I doubt I would get success on SAR and if they did produce records that old I would probably not succeed in reclaiming any charges due to the age (the debt not me!)

 

This looks like a dilema as 1/ I cant chase the charges due to age of BUT they claim they can chase me for the balance which includes those charges!

 

My three questions are and I hope someone out there knows at least one answer;

1/ Can a default be registered 2 or even 3 time on the same account (the same account number is used throughtout), which the bank solicitors have said they will do if I stop paying and;

2/ Can they actually or legally enforce the debt of this age or enter a default notice on a/ debt of this age b/ where it has been defaulted before

3/ How does the statute of limitations (the six year rule) affect this.

 

Thanks in advance for advice

 

H & H

Link to post
Share on other sites

because you are still paying it, statute only applies if the debt has been transactionaly [sic] dead for 6yrs. [the money exchange side of things]

 

are these defaults or just late payments on your credit file you mention?

 

if it's late payments, then you must have been late, if not dispute them.

 

as for 'you have defaulted' by not yet paying off the debt, i am unsure, but i would have thought, one default is enough, unless you have not met the agreement you made and thus 'have' defaulted on this payment agreement.

 

there is alot of talk about now being able to reclaim past the 6yrs on bank a/c's but i dont know if this applies to credit cards. if so, it might help me too

 

dx100uk;)

 

dx100uk;)

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Well dx let us hope for us both the over 6 year revelation will apply to credit cards, certainly the question of concealment of costs and penalty system seems to apply in the same way.

We may get some more insight soon from others. Your point about the 6 year needing to be transactionally dead is new to me, so if I invoice a client and he pays me some money at say 3 years debt age, could I claim up to 6 years after that (9years from the original invoice) or is this only in financial loan agreements?

To answer your question, I have several letters from 97 but as you guessed they are default of repayment i.e. late payment and not registered defaults.

H & H

 

because you are still paying it, statute only applies if the debt has been transactionaly [sic] dead for 6yrs. [the money exchange side of things]

 

are these defaults or just late payments on your credit file you mention?

 

if it's late payments, then you must have been late, if not dispute them.

 

as for 'you have defaulted' by not yet paying off the debt, i am unsure, but i would have thought, one default is enough, unless you have not met the agreement you made and thus 'have' defaulted on this payment agreement.

 

there is alot of talk about now being able to reclaim past the 6yrs on bank a/c's but i dont know if this applies to credit cards. if so, it might help me too

 

dx100uk;)

 

dx100uk;)

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...