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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Killercop v MBNA (VIRGIN)


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Today is the day I decided to reclaim all my charges that have been applied to all my credit account's that I have had in the last six years. This thread will be regarding how my process goes with Virgin Credit Card AKA MBNA.

 

Day 1

 

Phone Virgin and spoke to a helpful chap called Scott. I asked what the address was for the Data protection form act to be sent to.

He provided me with :

 

Bank Compliance Managers

MBNA EUROPE BANK LIMITED

PO BOX 1004

CHESTER BUSINESS PARK

WREXHAM ROAD

CHESTER

CH49WW

 

I have filled out the standard type letter found on this site and will be posting it off tomorrow (18/04/07) via recorded delivery.

 

The process begins

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  • 1 month later...

Day 36

 

Received statements through the post today. Standard letter blah blah you agreed to the charges so that means we can rip you off.

They have offered a "goodwill gesture" of £230 but the charges are £412.

Do I now write a letter saying thanks I'll take the £230 but I still want the remaining £182 ? :confused:

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Hi

Below is a copy of the letters I sent to MBNA recently:

 

I am writing in response to your letter of 28th March regarding default charges that have been applied to my account, and the subsequent cheque for £210 which arrived last week. After the letter of 28th march I tried to contact your department twice with no success, to explain that I was not happy with the payment of £210 as settlement.

I have not presented the cheque as yet, as I did requested the full amount of £599.95.

 

I will however accept the cheque as part payment should I receive a further cheque of £389.95 to cover the complete claim.

 

A second letter was necessary:

 

I recently wrote to you on 10th April in which I requested the full payment of £599.95.

 

Calling you department today, I was told that I had been put in a pile, and would be dealt with in another 28 days time. This is completely unacceptable.

 

If I do not receive an immediate response to this matter, then I will start court proceedings with no hesitation, which will mean you will then owe me the increased amount of another £120, (total of £719.95) covering the cost of the claim in court.

 

I got a letter back yesterday, saying they are sending me the full amount, so it must have worked!

 

Good luck with yours...

;)

Andy

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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Even though MBNA offered me £230 without me even asking for money (I had only sent a S.A.R - (Subject Access Request) )

 

How does this letter look to send them I have spliced several other letters together and think this may do the job? But bear in mind I havent even approached them for repayment yet.

 

Dear RachelClaridge

 

Thank you for your letter dated 18/05/07

 

I respectfully decline your offer of Full and Final settlement and request that you return to me all charges imposed on this account, totalling £387,In addition and as shown on the enclosed schedule of charges, I require that you pay me contractual interest on this amount at a rate of 22.05% (APR rate), this rate is based on an average of the monthly interest rates that you have charged under the terms of the above mentioned account, totalling £175.79. The total amount of my claim is therefore £562.79 combining the amount of charges and interest.

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a County Court claim if necessary.

If you do not accept my own conditions for acceptance, or you do not respond within 14 day I will start legal proceedings. For the avoidance of doubt, I wish to stress that I do not accept your offer under the terms stated in your letter.

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yeah, go for it....

 

BTW, I received my full settlement cheque this morning !! they had said i would have to wait 10 days.

they seem very eager to pay me now !

 

I only worry that if you make too much of a point of the interest that they may question paying it, as (correct me if i'm wrong) but if it does go to court, they only have to pay statutory interest of 8%.

However, I do beleive that in my claim,. they didn't even check the amounts, they just paid it, so don't worry too much, I'm sure they're not worrying,

in my opinion, I think they're just being told by the big cheeses to pay off all the small claims without questioning now....

good luck

:-)

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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