Jump to content


  • Tweets

  • Posts

    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
    • Just be careful with your language on what you post here - Keep it above board Lets see what you send to the big boss. 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

when are all the site facilities going to be returned to "normal"?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6201 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Yes, you are quite right. Many people did get help and newbies were helped out enormously; that I do not dispute.

 

As has come to light recently, the *trouble makers* were conspiring behind closed doors i.e. via PM in the chatroom - probably one of the reasons so many were up in arms when they realised that PMs could be read (and were done so by the one person they thought they were helping, who has since been asked to leave) in the admin console.

 

Some of these PMs were sent to me by concerned users, which is how I know.

 

In a bizzare twist of fate, most of the PMs where this was happening originated from several of the people who have been watching this thread.

 

....and they know who they are!

 

Some of them, the same people who accused me of dishonesty and then got annoyed when I retaliated by advising them to use another site.

 

Some of them even stated that they would never visit here again - and yet continue to do so. I implore these people to stand by their word.

 

EDIT: ...and no, HOD (I can read your moderated posts), you have not been mentioned - we understand what confidentiality means on here.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

  • Replies 237
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Guest Scarletrose
I sincerely hope you're not refering to me!! :eek:

 

 

 

Of course i am lol :D

Link to post
Share on other sites

 

As has come to light recently, the *trouble makers* were conspiring behind closed doors i.e. via PM in the chatroom - probably one of the reasons so many were up in arms when they realised that PMs could be read (and were done so by the one person they thought they were helping, who has since been asked to leave) in the admin console.

 

I recall you stating on a recent thread that PM's could NOT be viewed!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

Nope - please read it again.

 

I said that PMs HERE in the forum cannot be viewed, and that yes, the PMs in the chatroom could but were not - in has since transpired that one particular mod (who has now been removed and is the subject of an external investigation now) WAS viewing PMs in the chatroom.

 

I stated that I believed that she had in the past done this in the thread you are refering to.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

Chat PM's?

 

Only Admin were supposed to be able to access them - until we realised that the user in question had been doing so unlawfully.

 

Site PM's?

 

A different story... We do not believe that the security has been breached in that respect.

 

EDIT: Obviously too slow :-)

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

I have it on good authority that the accusations made against this person are not true by any means, there is no way this person hacked into the CAG server, it is apparantly very possible to view the chat windows through software already on the site, as is done by CAG mods on regualar occassions.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

Trust me, what has happened here is illegal.

 

Of course the software allows this, that is not in dispute; the fact remains that unauthorised access was made of this facility.

 

I cannot comment any more on that as it is subject to a police investigation at present.

 

It IS NOT accessed by mods on regular occasions.

 

Also, you forget. I know who your authority is ;-), and he's not here an awful lot lately either is he? ;-)

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

 

Also, you forget. I know who your authority is ;-), and he's not here an awful lot lately either is he? ;-)

 

 

You're assuming you know but I can assure you that whoever you have in mind is not the case!!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

...and before my the attempt on my character is continued:

 

I recall you stating on a recent thread that PM's could NOT be viewed!!

 

2. Forum PM's can be read. No they can't.

 

3. Chat PMs are being monitored. Not monitored at all - although the software does allow for this.

 

 

It's exactly this type of thing, i.e. users stating half-truths that stir these things up in the first place.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

You're assuming you know but I can assure you that whoever you have in mind is not the case!!!

 

If you say so, however, I will reiterate: Mods do not read chat PMs.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

...and HOD - your posts are not removed you are on moderation due to other comments made in different threads.

 

And if I may say so, it's my site, and if I dare (your words), then I do so.

 

If you would care to point me at these slanderous comments (I can read your posts whereas other users cannot), those users will also be put on moderation.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

t is apparantly very possible to view the chat windows through software already on the site, as is done by CAG mods on regualar occassions.
That is the 2nd time on this thread that unfounded accusation has been made As I said before would you like to name and shame the mods, to Admin, that you are accusing ,along with your proof ? or is this another chinese whisper by a trouble causer ,out to cause unrest , that has been taken as 100% accurate by some people .

If my name is ever associated with this lie then I WILL be taking action against whoever says it as I have NEVER invaded anyones privacy in this way and never would.

 

I am not expecting any proof to be given to Admin of any moderator doing this ( besides the EX mod we know of ) as it is an unfounded rumour isn't it

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

Link to post
Share on other sites

Guest NATTIE

Dave or Joni2bad, you have said that what was done was illegal. Can i ask what law has been broken? I am sure the trust of users have been breached which while not illegal may be upsetting. Where does the legal side of things stand, ie are we talking Computer Misuse Act 1990 or is there something else?

Link to post
Share on other sites

CMU - yes. Amongst others that will not be mentioned here.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

That is the 2nd time on this thread that unfounded accusation has been made As I said before would you like to name and shame the mods, to Admin, that you are accusing ,along with your proof ? or is this another chinese whisper by a trouble causer ,out to cause unrest , that has been taken as 100% accurate by some people .

 

 

I assure you this is no chinese whisper, this was actually a breach of my own personal privacey. You say that pm's and private rooms can be viewed by mod's, fair enough, then why are they disscussing amongst themselves peoples private issues which have no reflection on the site whatsoever.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

ahhhhh a change of tactic .. do I take that as you have no proof ? your own PM's you say .. can you provide the proof this has happened ?

 

if you do then Admin are waiting to see it

 

I can't talk for other mods but as far as I go what I talk about in private is none of anyones buisness and who do you think you are to ask ? :)

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

Link to post
Share on other sites

As expected , when asked for proof it goes quiet :)

 

 

OK then you tell me why my private issues were disscussed amongst mod's???

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

OK then you tell me why my private issues were disscussed amongst mod's???

 

If this is the case, then please forward me any evidence of this and it will be dealt with.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

NickLowe: Please post it here now - your posts are moderated and I can see them.

 

...or PM me.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

Well, since there is NO chatroom, nothing can be read ;)

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

I can't talk for other mods but as far as I go what I talk about in private is none of anyones buisness and who do you think you are to ask ?

 

My sentiments exactly, what I disscuss in private should remain private but this has not been the case.

 

I think I have every right to ask!!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6201 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...