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    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
    • hes not turning you away he is simply saying that you should stick to one channel of advice. he is perfectly happy with that channel being this forum, and he will help you   all he is saying, and I agree, is that you should stick to one help channel, not mix and match 3/4
    • As long as we are clear . Do the reading and post your letter of claim in draft form as requested and we can go from there.    
    • Hold on @BankFodder, that was a bit harsh. I spoke with the EVRi complaints Facebook group to begin with, a user on that group told me to send a letter but didn't give any specifics. Here at CAG, I was looking more for specific help as I've never raised such a claim before, and wanted to be sure that my claim was correct, which is why I've researched information with the other groups too, to be sure; but you seem to have assumed that I've made some form of contact with the other groups, such that I find your comments and tone to be very unfair. And I do know a thing or two about forums, that forum users are unpaid volunteers, I happen to be a Tableau Ambassador, and so perform a very similar role helping others in an unpaid capacity  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Please Post How Far Back You Have Managed To Obtain Statements


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thanks muggins 73:)

 

no probs katscash.

 

Good luck and keep us posted.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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  • 1 month later...

Any news on the Co-Op? My dad had an account there (not a credit card).

 

He went in with passport and list of addresses, in branch he was told they would write to him. They did write saying they could not find his info. Actually I'll get a thread up, suggestions there please.

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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Hi all,

 

Just to let you know I have got statements dating from Oct 1998 till August 2007 from Twaddle-dumb, er sorry ... Nationwide.

 

They are in breech of the Act regarding S.A.R - (Subject Access Request) from back in July, am pressuring them for the rest of my statements currently. So much for only being able to go back 6 years. The boot is firmly on my foot.

 

We will see.

 

regards

 

Gazza01

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noomill060:

 

yes and no! I am going to let 2 weeks go by, even though I said must reply on 29th - cannot give them a excuse that I did not give them enuff time to reply - then next week tell them I am putting in an official complaint to the Information Commissioners Office, plus looking into taking them to court to force compliance and any other way that I can embarrass them.

 

Knowing Twaddle-dumb, it will go to court. I bear no fears of such an event happening.

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hi everyone got statements from coop from 2000 :) but halifax i phoned for my account number they gave me one, sent off for my statments on 26/06/2007 with 10.00 cheque got a letter last week saying this was my new account number ,phoned and asked for previous account number on my old account which i asked for they said i would have to go in to my branch:evil: do i have to start all this process again? waiting over forty days for statments?

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Katscash,

 

A SAR is about you as an individual so if you sent a SAR then they should provide all personal data they hold on you as a subject. When you get the old account number I recomend sending another letter referring to this and the SAR and tell them they need to supply all data relating to this account also or they will be in breach of the DPA.

 

Tanz

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  • 6 months later...

his seems theonly appropriate thread for this,

Have had an account with Bradford & Bingley for ....?years and have always had a detailed monthly statement until last year when they stopped. Telephone calls letters confirmed I was supposed to get monthly statements. After a few weeks eventually got 'A' statement, actually all it

was was a dated listing of Income & Outgoing. Asked for a full statement

again got lising-eventually did get detailed statement in December but no

following monthly, 2 weeks ago was sent another listing statement worse

still 3 months was excluded - telephoned again asking for detailed statement assured it would include the missing 3 months-it arrived the missing 3 months in listing format.

Is anyone else having this problem? is it aresult of refunding (I have not asked for refund) of bank charges? sort of hiding the detail.

Is it somthing I should forward to the banking ombudman?

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  • 6 months later...

RBS provided CCAs and other paperwork for Direct Line Financial Services (DLFS) back to 1997. This was due to the legal transfer of DLFS back to RBS.

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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  • 1 year later...
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