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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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stevie v natwest


iamstevieheath
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Hi everyone

I will start from the beginning so you know i am up to. I sent my prelim letter off to Natwest and i received no reply after 14 days, so i then sent my letter before action along with a list of charges and i had a letter saying we are sorry that you aren't happy with the service we provide blah blah the usual!!

I then went onto money claim online and started proceedings with them. This was on 2nd March and it was then acknowledged on the 13th March. I received a letter from the court saying that Natwest intend to defend all of this claim. I then heard nothing until this morning where i received the defence from Cobbetts stating that the defendant has not received the copy of my charges and that i am asked to provide a response to this request in accordance with CPR part 18 by 13th April. I am now out of my depth and do not know how to handle this, help!!!!!!!!!!!

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Hi Stevie

 

Nothing to worry about you have probably recieved all there standard defence, your cpr18 request is a request so you dont have to answer any questions on that if you are going through the small claim track,read through lots of threads and that will set your mind at rest, we have all recieved a variation of these letters from cobbetts have aread through this then post any questions u have

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/35672-cobbetts-cpr-18-request.html

 

 

don' t panic

 

scott

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thanks scott i will write them a letter and enclose another schedule.

 

 

good luck

 

all your answers are in the treads & stickies read read read then u will understand the process, look for letter templates as they have all been used successfully any help required don't be afraid to ask....

 

go get your money stevie

 

 

regards scott

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Hi there Iamstevie, good morning to you. And I picked up your comments on my thread so heres a reply to those....... Well Cobbetts at their usual Cobblers I see. When you started claim with Nasty West did you:

 

a) Send them copy of your spreadsheet with all detailed breakdown of charge on

b) when you filed at on MCOL did you remember to send copy of spreadsheet to court by post to be clipped to your claim file

c) when you received Cobblers Notice of Acknowledgement with ticked box saying they were going to defend, did you then send further copy of spreadsheet breakdown to them.

 

ALL BY RECORDED DELIVERY PLEASE. If not, then send them again, now, by recorded delivery and keep the proof you sent them and when they were sent. Its just Cobbetts trying it on again.

 

And No to date I have not received anything further in way of defence from the Giant Black B*m Hole of the universe cobblers. My file must be lost somewhere up their GIANT B*M HOLE OF A UNIVERSE OFFICE. I just believe now they are drowning in paper. I can wish huh......... !!! So sadly, nothing to report on here today peeps.

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good morning everyone. a quick thanks to fendy and scott i was close to giving up yesterday you have put my mind at rest.have got my letters ready for recorded delivery tomorow.at the moment my case is been dealt with by northampton county court will it get referred to my local court because northampton is a long way from here

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  • 2 weeks later...

You have to decide now. Is it 735 pounds lost or 1,065 pounds gained?

 

I know some people who have been happy to accept a partial offer and it has usually resulted in a quick settlement. The majority of these were not with the Nat West though, so things may differ.

 

How important is that extra 735 quid? If you really need it and can afford to wait a little longer, then hold out for the lot. If not, you can have a nice little lift of over a grand.

 

Like I said, only you know your particular circumstances, so only you can decide.

 

I have just read this back and now realise that this will probably be of no use whatsoever to you, sorry, but at least I tried.:razz:

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hi everyone i have received an offer today for £1065 but i am claiming for 1800 should i take this or hold on for more?

 

 

hi stevie

 

great news

 

i personally would accept it as a partial payment and tell them you will continue with your claim for the rest,they will probably increase the offer to the full amount quite quickly (by offering u the part payment they are in effect saying that your claim is valid)

 

hold out for the full amount as it is a big difference.....

 

good luck whichever direction u take

 

scott

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cheers lads, rutilus i think your right mate scott seems to have the answer i will ring them tomorow but whatever hapens i have a grand off the ba*****s another victory for the hard working public. think i will teach the credit card companys a lesson next and they will be BIG claims

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Ignore everything I said and listen to this fella.

 

scott150663 seems to offer much more definitive advice than I do.:smile:

 

I shall remember this scott, in the hope that it may be useful to me in the future, cheers.

 

 

lol

 

your comments are also very true & valid and u r correct that everyones circumstances are totally different,my thinking is that to get £735 in your pocket you would have to earn close to £1300 b4 tax etc so hold out for a while and you will get the money.....

 

regards & good luck to you both

 

Scott

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