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    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
    • Hello all, just got this from my bank today.   ” Update on your payment refund As you know we temporarily refunded the amount(s) of £381.98 to your account pending investigation. We’re pleased to confirm that an additional amount of £359.99 has also been refunded to your account by the retailer on 18th March 2024. What will happen next To correct this situation, arrangements will be made on 6th June 2024 to reverse the original refund supplied from us.  Our file in respect of this matter will now be closed, which we trust is satisfactory.”   Not sure what to do as I was previously told if I hear nothing back after a certain date that would be the case closed now it’s been changed to the 6th of June. and as you see I’m not getting a full refund I don’t know wether to contact them again and try to get the £20, or if I even can at this point? Thanks again.   
    • Is your current mental health causing you to apply negative thinking? If the answer is yes, then you should get some advice. The following website link enables free mental health support. https://atw.maximusuk.co.uk/?utm_campaign=EMP-ATW-B2C-B2B-leadgen &utm_medium=PPC Google Text&utm_source=Paid Seach&utm_term=maximus mental health&
    • So even if they do repair it in time, you still need to get a marquee etc? If they don't repair it in time, you have to find a new venue? I'm confused?
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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bad head and getting worse round 2 ***WON!***


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i find it very strange that lloyds seem to be dragging their feet with fzrkitten and my claim, i would of thought as lloyds were issued with a disclosure notice they would of settled weeks ago but that doesnt seem the case which i find very strange. are we missing something

 

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Is it just that it's a lottery and there's no logic behind it at all?!

 

:rolleyes:

SAR sent 07/03/07

Statements rec'd 14/04/07 (ish)

Prelim Sent 03/07/07

Prelim rejection rec'd 10/07/07

LBA sent 12/07/07

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Take heart, my brother started his claim against HSBC in January and has only just got a court date for August.

I have a couple of questions for you:

 

1. How long did your first claim take from start to finish?

2. How was it resolved? Out of court Settlement?

3. Has there been any mention of them closing your acct?

 

Thanks in advance

 

Titch

SAR sent 07/03/07

Statements rec'd 14/04/07 (ish)

Prelim Sent 03/07/07

Prelim rejection rec'd 10/07/07

LBA sent 12/07/07

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Cool, thanks for that.

Sorry I didn't realsie you're claim had taken so long, obciously not fully awake when reading your thread this morning. But then it is monday!

SAR sent 07/03/07

Statements rec'd 14/04/07 (ish)

Prelim Sent 03/07/07

Prelim rejection rec'd 10/07/07

LBA sent 12/07/07

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so i posted my non compliance letter at the court today as my judge is sitting tomorrow, he seems a pretty fair guy as he issued the disclosure notice in the first place.

 

has ANYONE got any ideas as to where this can go from here, my first claim was just as stressful but was very simple

 

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Hi Christina,

sorry can't answer but I'd say its down to the Judge now. Watch out for a strike out for abuse of process. Watch the post for nice big cheque! Watch out Lloyds we're on your case!!!

Good luck

Night Owl

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

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i find it very strange that lloyds seem to be dragging their feet with fzrkitten and my claim, i would of thought as lloyds were issued with a disclosure notice they would of settled weeks ago but that doesnt seem the case which i find very strange. are we missing something

 

Our claim has been going on for 7mths with Lloyds - we have a court date for 22nd August and sent disclosure letters, nudge letters, threatening letters (not really but a nice thought ;) ) and have heard nothing nor have had any settlement letters. You are not alone.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Hi christinajanep:)

 

It took 10 days from me applying for and recieving judgment, that was from a court that is saying it's very busy (but then i suppose they all are now!)

Then another 2 weeks or so for me to get the money, but that was for payment by cheque, hopefully it would be quicker if payment was going straight into a bank account.

 

I really hope your claim is finally on the way to getting sorted out, will keep everything crossed for you:)

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todau i have had the following:-

It is ordered that unless trhe defendant by 4pm on the 26th July 2007 comples with with paragraph 2 of the order dated 19th june 2007 the defence shall be struck out without further order and judgement be entered for the claimant..

 

is this good or bad news and will this now delay my claim as i had a court date for 10th september

 

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todau i have had the following:-

It is ordered that unless trhe defendant by 4pm on the 26th July 2007 comples with with paragraph 2 of the order dated 19th june 2007 the defence shall be struck out without further order and judgement be entered for the claimant..

 

is this good or bad news and will this now delay my claim as i had a court date for 10th september

Excellent news! No, this won't delay the claim. If you don't hear anything by the 26th you need to hand in a N225 form to the court. I'll help you with it nearer the time, although its fairly easy anyway tbh. Only a couple of boxes to tick, etc.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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should i fax a copy to [problem] or not

If youy want to, although the court will have sent them it anyway.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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ok. what is the chances of this getting sorted by the 26th. do u think lloyds will comply or settle the claim by then, the reason i'm asking is i'm taking two weeks holiday next week and it would be wonderful to have it sorted by then

 

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