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    • Thank you everyone!  thought to share some points from my experience in court today that may help others who are taking Evri to court: The judge sets out how the hearing will go and how each party should behave; while i was certainly feeling anxious/nervous ahead of the hearing (and I'm sure @jk2054 may have also observed this), the judge really does try to put any non-legal persons at ease; refrain from talking to the other party and instead speak to the judge if you have any questions/responses; the judge and the advocate spoke about tort of negligence - i wasn't sure how this applied to my case but the judge was questionning the advocate about this so i chose to stay out of this; the judge made reference to a historical case of Donaghue v Stevenson which established a duty of care; the judge observed that some of the points in Evri's witness statement by george wood needed cross examination but george was not present today for questionning; While i was claiming 8% interest, the judge pointed out that is the upper limit and that today, savings accounts give 4-5%. I therefore opted for 5% interest which was agreed to by the judge and the advocate; above all else, ensure you know your court bundle and have any notes to help you refer to specific sections - it helped me to structure my answers to the judge/defendant's queries, and point to specific evidence where i was asked to prove e.g., the value of the item. @honeybee13 - yes, will confirm when payment is received. I have emailed the Evri.claims email with my bank details and also provided them after the hearing to the advocate. @BankFodder message received and i am replying to it
    • Looks promising then.  Well done   Dx
    • So a little update.  I sent a complaint to ico and have heard nothing. I just got the general reply email and that's it.  Sat twiddling my thumbs and thought about what I should do next. I searched for the CEO of Studio but then found that he'd left so as keep getting letters from studio about the arrears etc. I thought I'd email the David Twigg. Sent him all the bumpft and a copy of my original complaint and sars request.  Got no response. So didn't know what else to do. Then I thought I'd try through the financial difficulties option on the online form. One last try before I just give up and let them default me.  Then on the 5th June. I got an email from their customer services. That the items that had gone AWOL have all been cancelled. Nothing else on that email, so I had a look in an email account that I don't use anymore and there was an email from the customer service.  That they were sorry for the problems I've had for the last 9 months. That the sars info was emailed to me on 14/04, it wasn't I've kept all spam and deleted emails on that account, they have raised a complaint with their studio pay team regarding the issues, balance dispute, fee's and my credit file. They are hoping to resolve in 3 days but they have upto 56. They also said in regards to my other issues I have to raise a complaint with studio retail but haven't told me how I do that.  The sars info only goes upto the end of December 2023. It has my previous complaints on there but nothing after so I don't know how I get hold of that information. Luckily I've kept copies of every time I've contacted them. Every web chat or social media contact.  Apologies for the extremely long post but I wanted to add everything I could just incase.  I have checked my account balance and it's still minus 900 odd pounds but I'll keep checking to see if it's all cleared and on my credit file.  I'm hoping this is the end of the whole debacle and they close my account because I never want to do this again. Although it's been a learning experience.  Thanks to dx100uk for pointing me in the right direction. Much appreciated.   
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • If you want to cause DCBL trouble, then complain to the SRA.  It would be even more fun if mystic_bertie would complain at the same time, to show the SRA there is a pattern.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Yosemite v Yorkshire Bank ***WON***


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I am just finishing it off but there are pages and pages of it. I think maybe I could reduce it a bit by not including all of the OFT report and Analysis of Unfair Terms Schedule 2 but just the relevant sections referring to disguised penalties etc. What do you think? Anyway I will be posting to YB no later than Monday and will hand deliver to the Court. I am sure I will feel a sense of relief once it has been sent, but will then be waiting anxiously for the postman. How are you doing with yours?

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Most of mine is done I have just included everything I can and I am now just adding any evidence or newspaper revelations that might come out before now and August - not to bad for me as I still have plenty of time to get sorted. Not sure if it is wise to leave anything out but I know there is such a lot of it I would dread to think that you have something that states it is page 1 of 10 and you only have 5 and the judge asks for the rest!!!!:rolleyes:

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Sent off my bundle to YB today special delivery all 470 pages cost £20.00 special delivery. Hand delivering to York County Court tomorrow. It's a relief to have finished my bundle but worrying in light of the the two further cases in Birmingham filed in favour of Lloyds TSB. Just waiting now Court Date 20th July in York. Will need some further advice if I have to attend the hearing.

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Hiya Yosemite have read your thread, and I am just behind you with a court date of Aug 21st, will follow you through if you dont mind, and I apologise for encroaching upon your thread , but is it possible for Bigmac to either pm myself or relay the T+c's for 2001-2005, once again will monitor your progress to the settlement and apologise once more for the intrusion of your Thread for my gains ,

:o ;) Junkimunki xx

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Absolutely agree with Lively. I should think YB are besides themselves this morning, and not with glee. Yet again CAG have YB on the run!:D

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks Yosemite. We've moved out for a while, but covered on insurance and no-one hurt, so we're getting there slowly.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Court Hearing 20th July not received anything from YB yet although bundle was due last Friday. Should I try contacting them by letter or fax in the hope that this will prompt them into settling.

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my hand in date for my bundle is 11th july its done but due to funding cant send it till tomorrow am handing the court copy in myself just wondered how much normal delivery will cost me as i cant afford to send it special delivery an mine is about 500 pages long aswell and does the deadline include YB aswell as the court

 

jeanette

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The deadline means that YB should also submit theirs by this date but don't hold your breath as they have not submitted a bundle yet. My bundle was also just under 500 pages and was in a ring binder which made it heavy. You could sent it recorded delivery then you will have proof of postage and this is cheaper than special delivery. Good Luck I will keep checking on your progress.

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thanks was getting a panic on on how much it was gonna cost very poor till pay day doing this bl***y thing broke me this week and to cock up now would be ****e oops sorry

 

jeanette

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