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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins in Westminster - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Glennyboy v MBNA


glennyboy
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Don't know whether we'll see Pers aound much today Corn. It's the 3rd Saturday in the month and this is normally his day for hanging around Dover Docks with the feather boa and the stilletos.

 

Oops just seen him - but he must do less lippy!:D

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  • 2 weeks later...

Have just put all the charges on one of vampiress spread sheets. But I am struggling with the interest part of it.:confused: :confused:

 

Now I've aded it all up it actually comes to £1565, going back to April 2001. The interest should bump this up so I could nearly get rid of them.

 

I really don't want to cock this up.

 

How do I work out the daily rate if monthly rate is 2.0751% for example??

 

I know, I know, I'm a bit thick, but I can fit a new bathroom in a week!

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  • 2 weeks later...

sorry glenny - I AM reading your thread, but say "spreadsheet" to me and my eyes start to glaze over.....

I did my last spreadsheet so long ago, I can't remember how I did it, don't you just put in the monthly rate and it changes it to the daily rate? Hang on in here, someone will come along and explain I'm sure - otherwise we will keep bumping!

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use vamps no. 12

it does it for you

just change the interst figure at the top to whatetver you are charging them

much easier.

 

you can use copy and paste on your column of fee figures and dates

 

dx100uk

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well. I have sent off my prelim for just over £1600, and recieved the stock answer of we'll look into it and get back to you.

 

In the meantime , I am being hounded by people claiming to be from MBNA , but refusing their department and surname. I keep tellingb the I don't speak to anonymouse people, the account is in dispute, and write to me only, but they are calling up to five times a day!!

 

They are driving me nuts but I can't get through when I try to ring back on 0800 3890043

 

Anyone know who they are!!

 

Before I flip:mad: :mad: :mad:

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  • 3 weeks later...

Well i have finally spoken to MBNA s "customer relations department and told them in no uncertain terms they are wasting their time asking me to pay instalments when they owe me over £1600. Lo and behold, the girl agreed with me and the phone has been dead for at least a week.

Now the good news!!

Goodwill gesture of £620 paid in to the account.

All seems to be going to plan. Needless to say I am going to accept this as part payment and continue to court until I get the full amount and default removed.:) :)

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  • 3 weeks later...

*Settled*

Received a further letter stating that my account is "not in dispute".

 

Thought that was my decision??

 

And all fees are fair and transparent and I knew what the terms and conditions were.

 

Yeah right

But we are prepared to pay £960 into your account as a final gesture of goodwill!!

 

That'll do for for me. Now for the rest of them!!!!

 

Moderator, can you mark this as settled?

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