Jump to content


  • Tweets

  • Posts

    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Ahhh, help me please !!!!!


Robinhood696
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6299 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

Firstly, I apologise for this request as im sure that the answer can be found somewhere on this site. Belive me I have spent ages trying to find it but there's just so much info so If someone could just point me in the right direction I would be very grateful.

 

Initially, sent my first letter to Abbey with request to refund charges, included all the neccesary act information and schedule of all charges. Recieved a standard letter back saying "sorry you are unhappy, we will get back to you in 2012 blah blah.

 

I wrote back with 2nd letter informing of my intention to begin court action ect and the 14 day period to respond. That was over two weeks ago and I havnt heard anything back.

 

I want to move on to the next step but Im really nervous and unsure about what to do next regarding court action.

 

Is there a template that I can use for the next step, if so where is it?

 

Again, really sorry if this has been posted already - if someone could send me a link or some helpful advice that would be great.

 

Many thanks

 

Robin

Link to post
Share on other sites

Hi

 

Firstly, I apologise for this request as im sure that the answer can be found somewhere on this site. Belive me I have spent ages trying to find it but there's just so much info so If someone could just point me in the right direction I would be very grateful.

 

Initially, sent my first letter to Abbey with request to refund charges, included all the neccesary act information and schedule of all charges. Recieved a standard letter back saying "sorry you are unhappy, we will get back to you in 2012 blah blah.

 

I wrote back with 2nd letter informing of my intention to begin court action ect and the 14 day period to respond. That was over two weeks ago and I havnt heard anything back.

 

I want to move on to the next step but Im really nervous and unsure about what to do next regarding court action.

 

Is there a template that I can use for the next step, if so where is it?

 

Again, really sorry if this has been posted already - if someone could send me a link or some helpful advice that would be great.

 

Many thanks

 

Robin

 

Ok the step by step instructions will guide you through(linked in my signature). You need to decide wether to use the N1 or MCOL either way both the templates are in the library. File your claim now you have given them long enough.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

Link to post
Share on other sites

Yes there are plenty of templates to help you out.. There should be some on here, although I haven't looked as I got mine from MoneySavingExpert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more

 

Don't be nervous. Thousands and thousands of people have claimed, and are still claiming from their banks, and they're all winning! Get the ball rolling as soon as possible though!

Link to post
Share on other sites

Yes there are plenty of templates to help you out.. There should be some on here, although I haven't looked as I got mine from MoneySavingExpert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more

 

Don't be nervous. Thousands and thousands of people have claimed, and are still claiming from their banks, and they're all winning! Get the ball rolling as soon as possible though!

 

I for the life of me can not see why you would want to use any other site than this to reclaim your bank charges. This site is the premier site when it comes to consumer issues in particular reclaimimng bank charges.

This site will follow your claim from the cradle to the grave we will not abandon you if/when your claim reached the court stage.

Link to post
Share on other sites

Yes but when I initially started with the claim, that was the website that I came across. I've only used it for a few ideas on what to write, and since I discovered this website I've been using it.

 

 

cool. :D

Link to post
Share on other sites

Many thanks

and just so Im totally clear on this (I know, its Monday sorry) I fill out the N1 form as suggested with the relevant information, send it to the courts and then wait until I hear from Abbey or the court?

Link to post
Share on other sites

I used mcol, found it simple to navigate through and saved me the walk to the court, also heres a good template for the mcol statement. it fits and is very concise. good luck!!

 

Account account number xxx.During the period in which the Account has been operating the Defendant debited numerous charges to the Account in respect of breaches of contract on the part of the Claimant.3.The Claimant contends that:a)The charges debited to the Account exceed any alleged actual loss to the Defendant in respect of any breaches of contract on the part of the Claimant; and instead unduly enrich the Defendant which exercises the contractual term in respect of such charges with a view to profit.b)The contractual provision that permits the Defendant to levy such charges is unenforceable by virtue of the Unfair Contract Terms in Consumer Contracts Regulations(1999),the Unfair Contract Terms Act 1977 and the common law.5.Accordingly the Claimant claims:a)the return of the amounts debited in respect of charges in the sum of £xxxx and interest £xxxx charged thereon; b)Court costs;c)Interest pursuant to section 69 County Courts Act.

 

 

Abbey 1 settled in full 01/05/07

Link to post
Share on other sites

I dont think I can do this! Im really confussed about the court action procedure.

Im in the process of putting all the info in MCOL but am stuck on the interest part as well as all the other bits.

 

Im really desperate to get my money back, if someone could let me know how to complete the next step (ie) which court to use ect ect - basically any info on how to move forward I would be ever so grateful.

 

Thanks

 

R.

Link to post
Share on other sites

Fill out your charges on the spreadsheet available.This will calculate your interest.

So to summarise: Charges = Total of charges

Interest charged = is any interest they have imposed ewhilst you were overdrawn

Daily rate = charges plus interest * 0.00022(i think off the top of my head)

Other interest is the 8% malarky. Its all in the templates section.

 

I would also advise posting all further info on this one thread and then everyone can follow your progress easily and offered advice when needed.

 

Chica

Bank charges: Abbey won in 2006, Halifax won in 2006, Capital One won in 2006.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...