Mollie Moleskin V Rbs

[MOLLIE MOLESKIN]

Hi All . Sending My Lba Out Tomorrow,it Seems Reading Through The Rbs Forum That They Are Settling After They Receive This Letter. Hope Not As I Am Looking Forward To Them Putting Up A Fight( Like Lloyd's Did) Well Less Of A Fight More Of A Whimper!!

I Didn't Bother Adding Interest To My Lloyd's Claim,but Wish To Do With Rbs,but Looking At The Spread Sheets It Looks A Bit Complicated. Cant I Just Add 8% Onto My Total Figure?

 

 

Thanks Mm;)

[dx100uk]

yep if you wish

 

or use vamp sheets they do it for you

 

dx100uk;)

[MOLLIE MOLESKIN]

Thanks Dx100uk

 

Mm

[isidore]

Hang on! Sorry to contest DX, but IMO you can't just add interest to your LBA "if you wish" because that can invalidate you claim if you then reach court. 8% interest can and should only be added if you reach court.

 

If Mollie has already sent out a prelim without interest, she can't just add it on if she wishes! RBS could allow this to go to court and request a strike out on the grounds that Mollie doesn't know what she is doing?!?

 

Mollie, if you are adding 8% on the grounds that you are going to miss out because you think RBS are going to settle before you reach court, I would strongly suggest you reconsider. You should have done this at prelim stage and claim contractual interest @ 29.7% (or whatever RBS' rate is) and gone down that line, you can't just simply add 8% to your claim without any reason for doing so.

[MOLLIE MOLESKIN]

Hi T4ff

 

I Havent Added Any Interest Yet,just Sent Out My Lba . I Believe I Can Add It If I Go To Court. Thanks For Your Help

 

Mm

[isidore]

Yes that correct.

 

Not sure if that is what you were getting at first time round. If it was though, then sorry for the fuss! I did take it as you were asking if you could add 8% to your LBA....

[MOLLIE MOLESKIN]

HI T4FF

Yes thats what I meant. thanks for checking it though.its to easy to make a mistake and loose out. thanks again mm

[isidore]

Ok, sorry then DX :o

 

Mollie, if you want help in sorting the interest out on the spreadsheet, then just say. It is straightforward enough and as DX says the spreadsheets pretty much do it for you.

[MOLLIE MOLESKIN]

Hi All

Just Received A Letter From Rbs Saying They Have Reviewed My Case And Are Offering A Goodwill Gesture Of The Full Amount That They Owe. They Have Inclosed A Sheet For Me To Return ,accepting This Full And Final Settlement. I Want To Accept This Offer As It Is For The Full Amount, But Am Weary Of Returning This Sheet, Who's To Know That The Monies Might Not Ever Show In My Account!! I Have Checked The Templates Library But Cant Find Anything To Help . Thanks Mm

[isidore]

Just cross out any terms you don't agree with, or send them a short letter saying you accept the settlement but do not agree to their Ts & Cs.

[MOLLIE MOLESKIN]

thanks T4FF MM

[MOLLIE MOLESKIN]

HI all. Guess what, I wonnnnnnnnnnnnnnnnn. thanks to you all at cag. But theres more,RBS sent me a cheque for 1k the full amount,then credited my bank account with 1k also . Nice to know these guys are on the ball. I have put the one payment into a savings account in case they realise there mistake!! but they will have to fight to get it back!!!!he he.

 

Thanks again to all at CAG. MM:)

[livelylad]

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