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    • retailer said they'd speak to dpd on Tuesday. I don't want to screw the retailer because they were doing me a favour by fixing it for free  I hope dpd will refund them so they don't lose out. Will keep you guys posted. 
    • Well, we live on the same road so it should be the same postcode. When I spoke to dpd and asked why were my neighbours' address not on the list and she said maybe they're not of the same postcode and I checked and they definitely were. Not to mention, delivery instructions are supposed to override actual customer's address which is why they asked for instructions I thought.
    • again a quick google search states Appeal a DVLA fine - GOV.UK (www.gov.uk) i would not be appealing mind. it's only a summary charge which they rarely do court on and pass out the powerless DCA's whom are not bailiffs they have 6mts. see where they go. as you've sorn'd it will probably be nulled. dx  
    • There are a number of reasons why you may not have been issued a notice in the post within 14 days. If you were stopped by the police it may have been given verbally. In the case of speeding offences, the police may issue you with a conditional offer of a fixed penalty of 3 points and £100.00 fine by post or an offer of a speed awareness course. If the offence is considered too serious for a speed awareness course or fixed penalty you may be charged with an offence which normally occurs by way of the issue of a Single Justice Procedure Notice. If the vehicle within which the alleged offence took place was registered to another person or company there is technically no need for a notice to be issued to the driver. After the police have obtained details of the nominated the driver, they will normally send the notice to them, although there are no time limits within which they must do so (provided that the notice was received within 14 days by the registered keeper of the vehicle). In such circumstances, a person may receive a notice several months after the alleged offence too place but still be prosecuted. A Guide to a Notice of Intended Prosecution | Motoring Offence Lawyers the above copy n paste link has purely been copy n pasted here to inform you of the regs, which you could have done yourself by, as this is, a google search......... we do not ever recommend using such offered webservices! dont dx    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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JW 'v' HSBC ***SETTLED IN FULL***


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Can anyone help pleeeeeeeease.

 

Sent prelim letter 06.02.07.

 

Receive standard reply " we are investigatin claim" 15.02.07

 

Received another standard reply "we are investigating claim" 22.02.07

 

Sent LBA 24.02.07

 

As yet no reply

 

I have started to prepare MCOL ready for submission on Monday, but I am a bit confused. According to the template on this site, of which I am using, it says not to put the total interest at date of claim in the text of claim.

 

What do I do. I have calculated my total charges to be approx £3500, and by using the spreadsheet to calculate the 8% bit, the interest comes to £562.50. Do I put this figure in the text bit?

 

Please help.

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please, please can someone help me. I also need to know if I just put the total charges figure or the charges plus the 8% interest in the box for total claim.

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A prudent question is one-half of wisdom.

 

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Finally, the section in blue [enter interest total at date of claim] is for guidance only and should NOT be included in the text of your claim.

What this means is that you delete the blue text

[enter interest total at date of claim]

 

 

I also need to know if I put the charges plus the 8% interest in the box for total claim.

Yes

See here

Getting MCOL Right

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jowalshy if you PM lateralus and ask here to PM back to you her particulars regarded filling mcol in she will only be to happy to help you, she did this for me and many others it just makes it so simple to alter it to suit your claim

even though monday is your mcol date if you miss it by a few days it does not matter better to get it right first time it will be invalueable in the end

 

It would not suprise after latty reads this post that she does not contact you because she is really on the ball and very helpful

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Thanks ever so much Michael & st24driver. You have helped heaps. I am really nervous about all this and your support means a hell of alot to me.

 

Thanks again and I will keep you posted.

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jowalshy. Just read and follow the well trodden tracks everyone else has used and if you have any questions, no matter how silly you think they sound, ask them here, someone will get back to you.

I have received lots of good advice here and tried to answer others. A lot of the time its just reassurance we need and I have found the people here are very supportive.

pete

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Thanks nettyg I would really appreciate that.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

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Hi netty, Nothing in my box as yet.

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Dear Nettyg, I was wondering if you had sent them yet? I haven't received anything as yet.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

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Hi Netty, Nothing in my PM box still. PM stands for private messages doesn't it? Am I looking in the right place? Private message box is empty. I tried to PM you but it said that your box is full and couldn't deliver.

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yipeeeeee Netty. message received loud and clear (3rd time lucky lol!. Thanks again. Take care.:D

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I have now redone my MCOL and am ready to push the submit button tomorrow. Thanks again Netty you have helped heaps. :)

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

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you're welcome. after a few days you will get your 'notice of issue' from the courts with a date deemed served. that is the date by which hsbc have to defend ok. just watch the status on mcol change - when it changes to acknowledged in a couple of weeks, start reading up on the allocation questionnaire procedures. read threads on here and also the guidance notes on the mcol site.

good luck

If i've been helpful in any way....then tip my scales over there!

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Thanks again netty. I will keep you posted as and when things happen. Take care and thanks again. :)

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

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Hi all, just to let you know, I pressed the submit button for the MCOL. I am going to read up on the next process now.

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Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours sincerely,

 

Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

Yours sincerely

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Thanks Michael. I have already done the letter to the court, but I only put one copy of the schedule of charges in it. I will now unseal envelope and put another copy in. Thanks again. :)

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

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