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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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GaryH v Lloyds TSB - WON !! UNCONDITIONALLY !!!!


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First of all, well done on a great site! It's so good to see greedy banks get some of their own back.

 

Anyway, I sent the prelim. on 15th May and received my first 'sod off' letter (including vague threats to withdraw facilities) this morning. Before I procede with the LBA, i have a question to ask if i may:

 

I am claiming £231, but another £105 worth of charges is due to be debited from my account on the 1st of June. Should I include this in the claim?

 

Thanks in advance,

 

Gary

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Hi Gary,

I would send LBA on the 1/6 with the new charge added on. Some posters are sending LBA as soon as they get a reply from prelim letter, which they can do.

 

You can add any charges on to your claim right up to money claim (court).

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Thanks for the reply. That makes sense, i think thats what i'll do. I was eager to hit them with the LBA ASAP, but probably best to wait the full 14 days as it says on the prelim.

 

Cheers

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  • 1 month later...

Hi everyone,

 

I have'nt posted for a while, so here's an update of my claim timeline:

 

Prelim sent 15th May, standard sod off received 19th May.

 

LBA sent 1st June, standard sod off received 4th June.

 

Moneyclaim filed 16th, claim issued 19th June and acknowledged 21st June.

 

I think its also worth noting that on 24th May, I rang Lloyds to complain about a new, and particularly ruthless, round of charges. I asked to be put through to customer care, and spoke to an employee whom I informed of my claim and I asked for the new lot of charges to be suspended pending the result of the forthcoming legal action. The employee then stated that my request could not be granted as "The charges are automated and unless applied in error cannot be over-ridden." I asked the employee to repeat this, which he did, and took his name. As soon as I put the phone down I recorded the exact time and a transcript of the conversation.

 

Could this be significant if the case goes to court?

 

Also, on Tuesday I had another DD returned. Had they paid it, my account would have been overdrawn by the grand sum of ONE POUND AND NINETEEN PENCE!!! Then yesterday, predictably and regular as clockwork, I received the usual computer generated letter informing me of another £35 charge. This is yet another perfect example off the grossly disproportionate and unreasonable charging policy of Lloyds TSB. Im still absolutley fuming about this and although the claim is now at moneyclaim stage, I've drafted a letter which I'm going to send to Just and Horton at Customer 'care', and the chief exec. I'll post it here perhaps when I've finished / edited it.

 

entered in litigation in progress

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Tell them you want them refunded as you already have a claim against them and will not hesitate to start another one if need be .

Your transcript is no good as its your word against theres what was said unless you want to make a DPAR for it , even then don't be suprised if its lost , accidentally damaged etc .

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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As mjanet says Gary - tell them you want the extra charges refunded :)

 

As your claim is already at the Moneyclaim stage, you may want to hold off until you recieve an offer from Lloyd's solicitors - chances are if you request they refund the additional charges as part of your settlement they may well do so.

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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  • 4 weeks later...

Just checked on the money claim site and Lloyds have submitted a defence at last. Predictabily last-minute as ever, the deadline would have been up tommorrow!

 

How long is the wait for the allocation questionnaire usually?

 

Im not worried about court in the slightest, in fact I'm considering rejecting any offers and letting it go all the way. Its about time these slimey parasites faced some consiquences for their blatant abuse of the legal system, not to mention the deceitful way they treat their customers. For all the good work of this forum (and others) and the slowly increasing public awareness, these banks are still allowed to carry on looting peoples accounts day in, day out, driving hard-up families into financial ruin as a direct result of charges they have no legal right to take. How the hell is this allowed to go on?

 

Are their any issues to be aware of in rejecting the (presumably forthcoming) offers and taking it all the way to court? Could the fact that I will have refused a settlement go against me in court?

 

I'd be interested to hear any views and opinions on this.

 

Cheers,

 

Gary

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There are many people on here who would love to get the banks into a court but sadly if they offer you full settlement you have to accept it.You do not have to accept any conditions attatched though and they really push for them ,but then they back down each time.

 

As for the AQ sometime the solicitors put it in in time sometimes they don't , in my case the judge gave them an extra 14 days ( solicitors still couldn't get it right ).

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Boo! Thats a great shame.

 

As for conditions - no chance! Especially after seeing the outcome of your case.

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Received defence today. Usual rubbish by the looks of it. Ligitamate charge for a service, not a penalty so no pre-estimate of loss is required, etc,etc. Is that what everyone gets?

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Ooops! Looking back over my particulars of claim on MCOL, it appears I have left out the paragraph about the 8% interest. Is this anything to worry about?

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There are many people on here who would love to get the banks into a court but sadly if they offer you full settlement you have to accept it.You do not have to accept any conditions attatched though and they really push for them ,but then they back down each time.

 

Just a thought do the Full and Final Settlement Offers come with

"Without Prejudice" so surely this cannot be used in court

Lloyds TSB - N1 claim issued 18/07/06 - £3440 Offered unconditional settlement 23/08/06

Vodafone-Information Commisioner assessment -default removal -25/07/06

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Anyone? I'd appreciate an opinion on wether or not omitting the 8% interest paragraph is anything to panic about, is it advisable to get the claim amended? I've added the interest onto the total (only about £13) but for some reason did'nt include the paragraph:? :shock:. Any advice would be much appreciated - is this the sort of cock up they could exploit in any way do you think?

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Bump!

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  • 4 weeks later...

Hi all,

 

I received two letters from SC&M on Tuesday morning. One with a copy of their allocation questionnaire and the other containing , yep you guessed it, a settlement offer - seemingly the usual letter with 4 conditions as per Bean's, et al. After a bit of consideration (and with inspiration drawn from cases such as mjanet's), I have decided to decline the offer. Here's my letter of response, any constructive critisism or comments / suggestions would be most welcome.

 

 

-----------------------------------

 

 

 

 

 

** ******* Street

Swindon

Wiltshire

SN* ***

 

 

 

 

 

 

 

 

Sechiari, Clark and Mitchell

Department SO

PO Box 499

Upper Ground Floor

1 – 5 Queens Road Quadrant

Brighton

BN1 3XJ

 

 

 

18th August 2006

 

 

 

Dear Sir/Madam,

 

Account Number: ****** ********

GaryH-v-Lloyds Bank PLC

Claim Number: ********

 

Thank you for your letter dated 14th August 2006, in which you offer settlement in relation to my claim against your client, Lloyds TSB Bank PLC.

 

Regretfully, I am unable to agree to settle upon the terms to which you request. In previous correspondence with your client, I have made absolutely clear on numerous occasions that this matter will not be resolved until such time as I receive a full and unconditional re-imbursement of the money taken from me by way of unlawful charges. Whilst I realise that I must mitigate my loss, I am under no obligation to accept any conditions and furthermore, you have no right to attempt to impose them. I am prepared to settle this matter for the amount of the claim, namely £364.03 as per your offer, but this amount should be offered unconditionally. Please note that my position on the matter of conditions is final and that no further correspondence or negotiation will be entered into in this regard.

 

I feel I must also comment upon how disappointed I am at the manner in which both you and your client have conducted yourselves throughout the process of this claim. You have displayed brinksmanship at every single stage of the process which I find to be most distasteful. Also, as these seem to be the tactics deployed by you and your client in every other case similar to this one, these tactics are seemingly an attempt at intimidation which, in my view, constitutes a cynical abuse of the court system.

 

Furthermore, I find the tone of your recent letter to be inappropriate and the content to be, in part, deceptive. I particularly refer to the first paragraph in which you state the letter to be “confidential between yourself, ourselves and the bank.” However, you must surely be aware that there can be no unilateral imposition of confidentiality in these circumstances and for you to state otherwise is an untruth. Should this disingenuous representation continue in future correspondence, I may be minded to make a formal complaint to the Law Society.

 

 

 

 

Yours Faithfully,

 

 

 

-----------------------------------

 

 

 

 

The balls in their court now, it'll be interesting to see how they respond.

 

 

 

 

Gary

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The above was sent on the 19th August, no response as yet.

 

BTW, did anyone else get a copy of the defendants A/Q at the same time as their settlement? I did, and in the 'witnesses' section they say they are to call 1 witness. Is this the same as everyone elses?

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  • 2 weeks later...

Still no reply from SC&M, so I sent this by fax a couple of days ago:

 

-------------------------

(ME)

Sechiari, Clark & Mitchell

Department SO

PO Box 499

Upper Ground Floor

1 – 5 Queens Road Quadrant

Brighton

BN1 3JX

 

5th September 2006

 

Dear Sir/Madam

 

 

Account Number: ****** ********

Me -v- Lloyds TSB

Claim Number: 6QZ39292

 

I write further to our recent correspondence regarding the matters as detailed above.

 

To date I have not received a reply to, or even an acknowledgement of, my letter to you dated 18th August 2006. Contained within this letter in was my response to your client’s offer of a conditional settlement to these matters.

 

I respectfully request that you would kindly afford me a response to this letter informing me of how you and your client intend to proceed. Or, in the alternative, please at least provide an acknowledgement of the safe receipt

of the letter, along with an assurance that the matter in question is receiving your prompt attention.

 

For your convenience, please find attached copies of the correspondence to which I refer.

 

 

 

Yours Faithfully

 

 

 

 

Me

-------------------------

 

Still no response (predictabily) so I rang them half hour ago. Mr Thomas was in a meeting apparantly so I got to speak to a miserable sounding git by the name of Harry (Barry? one of the two) Alan. He said yes, they'd received my letters but there was not alot he could tell me as they were awaiting instruction from their client. I did'nt say anything specific with regards to the case, but I told him it would have been courtious to at least acknowledge my correspondance, as they requested of me in there letter (settlement offer). 'Not alot of point if theres nothing to tell you' he said. 'We will be in touch when our client instructs us further'.

 

I can wait. All the sweeter when they finally fold. Or..... maybe, just maybe, I'll get to have my day in court. Service Charge?!?! Bring it on!

 

 

edited ;please dont use this word !!

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  • 2 weeks later...

BUGGER!!! A stay has been ordered!

 

Not really a surprise though, I had quite a revealing conversation with one of my local County Court staff (getting a bit of a regular now:rolleyes: ), and most of what he said, although he could'nt give specific details, seems to have come true over the last few days. I'm going to apply this afternoon to get it removed, plus send (another!) letter to the OFT and my MP.

 

Also, I closed all my Lloyds accounts yesturday. Well rid of that 'orrible lot.

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Also, I closed all my Lloyds accounts yesturday. Well rid of that 'orrible lot.

I know the feeling Gary. We can't wait to get rid of them ourselves - although we don't have the luxury of being in a position to do so until our claims come to an end. ;)

 

Hopefully you won't have to wait too much longer now before they agree to your settlement terms.

 

Good luck. Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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Thanks for your support Lucid, its appreciated.

 

Thing is, now that a stay has been ordered I can't see that SC&M are going to be in much of a rush to settle on my terms. I'm gona try to get it lifted but I'm not holding out much hope. You can see why the courts want to go down this road, but I think they'll find in the end that its totally misguided. It just plays into the banks hands at the end of the day, and I just can't see a test case actually going ahead - they're just not going to disclose are they? Grrrrrrr... :mad: :mad: :mad:

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Darn it!

C

29 March 2006 Data Protection Act Request sent for ac 1 (then she got a bit distracted but got another charge so...)

27 May Prelim letter sent for ac 1

27 May Data Protection Act Request sent for ac 2 & 3

21 June Prelim Letter sent for 2 & 3

14 July LBA sent with schedule for ac 1 & 2 & 3

7 August MCO filed – defence expected 10 September

11 September defence filed - signed Sean Copping

12 September AQ form received

18th September AQ sent back to Lambeth Court and copy sent to solicitors both recorded delivery

13th Feb 2007 Court Date Set

15th Feb Reclaimed Money is in my bank Account

 

Cat's opinions are those of a nurse and most definitely, definitely not those of an accountant or solicitor, although she was always quite good at sums and elocution.

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What is the reason for the stay? Have the courts imposed it or did SC&M apply for it?

Mindzai & Lucid vs Lloyds TSB

 

Mindzai's Account - Partial settlement offer rejected

Joint Account - Partial settlement offer rejected

_________________________

Spreadsheet for compound contractual interest and statutory (s69) interest:

Download v1.9 [Tested with Excel 97-2007 and OpenOffice 2]

PLEASE NOTE: You should fully research contractual interest before you use that functionality of this spreadsheet. If in any doubt please use it to calculate 8% interest under s69 County Courts Act 1984.

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Stayed till March the 1st next year to await the outcome of the test cases that have been transferred to the Mercentile Court.:( From what I've heard, there could well be stays ordered on quite a large scale.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Sorry to hear that GaryH...:Cry: Was this ordered by the court though, or can SCM ask for it themselves on those grounds? Which court was it out of interest?

Saj x

SEE MY THREAD HERE...http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/7358-saj-lloyds-tsb.html

Data Protection Act letter sent recorded delivery 15.5.06

Compliance 1.06.06

PAR letter sent recorded delivery 7.06.06

1st denial received 13/6/06

LBA letter sent recorded delivery 21.06.06 (received 22/6)

Moneyclaim filed 7/7/06, Served 15/7/06

Allocation questionaire returned 28/8/06

Court date 1st December :lol:

SETTLED UNCONDITIONALLY IN FULL 5.10.06

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It was the courts own motion. Nothing to do with SC&M, although I bet they're pretty chuffed about it. Swindon CC.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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