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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      JCI/Moriarty Claimform - old OVO dual fuel debt

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      you dont need to hide times dates and £figures can you please type the POC out in full not your abridged version above. dx  
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      you mean you've done AOS? not filed a defence yet? dx  
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      Rather than dsunaks lies, lets look at the reaL Data and real black holes in the UKs budget - all created by the poop Tories   Public sector finances, UK: April 2024   Main points Borrowing – the difference between public sector spending and income – was (a black hole of) £20.5 billion in JUST April 2024, the fourth highest April borrowing since monthly records began in 1993. Borrowing in April 2024 was £1.5 billion more than in April 2023 and £1.2 billion more than the £19.3 billion forecast by the Office for Budget Responsibility (OBR). Public sector receipts grew by £1.6 billion compared with April 2023, however, this growth was outstripped by a £3.1 billion increase in spending over the same period. Since our March 2024 publication, we have increased our initial estimate of borrowing in the financial year ending March 2024 by £0.8 billion to £121.4 billion, now £7.3 billion more than the £114.1 billion forecast by the OBR. Public sector net debt excluding public sector banks (debt) at the end of April 2024 was provisionally estimated at 97.9% of gross domestic product (GDP); this was 2.5 percentage points more than at the end of April 2023, and remains at levels last seen in the early 1960s. Excluding the Bank of England, debt was 89.9% of GDP, 8.0 percentage points lower than the wider debt measure. Public sector net worth excluding public sector banks was in deficit by £703.4 billion at the end of April 2024, a £93.5 billion larger deficit than at the end of April 2023.     and the Tory legacy of financial mismanagement  to be passed on :   UK government debt 2023 | Statista WWW.STATISTA.COM Government debt in the United Kingdom reached over 2.25 trillion British pounds in 2022/23, compared with 1.83 trillion pounds in... - and graph does NOT show the increases as it should  
    • dx100uk
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      yep. if they send no paperwork by the time mediation comes to be able to make an informed decision upon mediation..you refuse it. keep reading up here dx  

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

cp33c v HSBC X 2

cp33c

By cp33c
in HSBC Bank

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cp33c

cp33c

Posted
Posted

Hi All,

 

Good to hear most of you seem to be getting your money back + interest.

 

I was in an unfortunate situation a few years ago and have been paying the price ever since through charges and the unhelpfulness of my bank.

 

Just sending my letters off to the bank to find out how much they've charged me over the years. I've got to send 2 letter as I have 2 accounts at 2 different branches. Should be interesting to see what responses I'll get.

 

Anyway keep up the good work

 

cp33c

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cp33c

cp33c

Posted
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Posted

Hi,

 

So I got bored waiting to find out how much I've been charged (I know its only been 1 day). Decided to go online to find out how much.

 

Joint Account = £1961.07

Single Account = £2662.51

 

I feel sick!!

 

Should I wait until I receive my statements, or now that I have the amount should I go ahead and create the LBA?

 

Thanks

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Spiceskull

Spiceskull

Posted
Posted

LBA - all the way, although it would be better to do the preliminary letter first...goods luck.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 3 weeks later...
cp33c

cp33c

Posted
  • Author
Posted

I WON!!!! I can't believe it. It took 1 letter prelim letter. Ok so they went 5 days over the 14 days, but I received a letter this morning offering me 90% of the amount I'm claiming back, which is more than I was expecting.

 

Only thing is they have only offered me money for one of my accounts, and they haven't included the interest.

 

I'm going to sign the letter and hand it in to one of the branches tomorrow. Then all I have to do is wait for the other letter to turn up.

 

Does anyone know how long it will take for the money to appear in my account? Plus what do I do about the interest? Ignore it?

 

Thanks

cp33c

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Mikelatham

Mikelatham

Posted
Posted

You cant add the 8% apr until you put in a court claim. as you've been lucky enough not to get to that stage, you cant add interest. you can add interest if you were being charged interest for being overdrawn when the charges were made, but it is highly complicated to work it out, so most people dont bother as its only a few quid usually.

 

At the court stage, the 8% apr really bumps up the total.

 

hope this helped ;)

:)HSBC Current - Prelim sent 2/6/06 £1060 Reciept confrimation 5/6/06

:mad:HSBC Credit - Statements requested 6/6/06 - I reckon around 500 notes.

;)NATWEST - Parachute account opened 4/6/06

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Spiceskull

Spiceskull

Posted
Posted
I WON!!!!
Great - they should credit your account with the money in the next few days.

 

Once you have it, don't forget to fill in the survey, and also make a donation to help keep the site here for others...:)

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...
cp33c

cp33c

Posted
  • Author
Posted

I decided to phone the Service Quality Team today to find out whats happened about my other account. I got to speak to an Adam Collins who I was told has taken over from Mr. Pretty (he has moved on to better things). Apparently when they received the letter someone decided to put it on file, instead of marking it for action (this maybe a reason why some people aren't getting a response!) He's going to respond either today or tomorrow, but I should have another offer by end of this week, early next week.

 

Good times ahead!!

 

cp33c

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  • 12 years later...
cp33c

cp33c

Posted
  • Author
Posted

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Start your own new thread

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Thanks

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