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    • Last June, 3.4m members received a £100 payment from the building society. Now they will be wondering whether the offer will be replicated this year.View the full article
    • Write to the IPC complaining that UKPC have not observed the requirements of PoFA . IPC  Waterside House, Macclesfield SK10 9NR Dear IPC, I am writing to complain about a serious breach of the Protection of Freedoms Act 2012 by UKPCM. I feel that as it is more a breach of the Act rather than not just  complying with your Code of Practice which is why I am bypassing your operator. Should you decide to insist that I first complain to your operator, I will instead pass over my complaint to the ICO and the DVLA . My story starts with being issued a windscreen PCN on 8/3/24 which was almost immediately removed and a second  PCN was then  sent by post on 13/3/24  [deemed delivered 15/3/24] which I did not receive and had to send an sar to have that particular mess revealed later  but that is not the reason for my complaint. UKPC then sent a Keeper Liability Notice dated 12/4/24 warning me that as 28 days have now elapsed, I as keeper am now liable for the charge.  This is in direct contravention of PoFA since the keeper does not become liable to pay until the day after the original PCN is deemed to have been given which would have been 13/4/24 -a Saturday ]. Not only does it not comply with PoFA but it fails to adhere to your Code of Practice and is in breach of their agreement with the DVLA. You will be aware that this is not the first time that UKPC have fallen foul of the DVLA and presumably yourselves. I have included copies of both Notices for information. You will realise the seriousness of this situation if this is standard practice from the UKPC to all motorists or just those where windscreen tickets are involved since the Law regarding PoFA is being abused and is unfair to misguide motorists. I await your  response which I understand will usually be within a week. -------------------------------------------------------------------------------------------------------------------------------------------------------I would think that should be sufficient for the IPC to cancel your PCN though  you should await comments from the Site team before sending your complaint. Don't forget to include both PCNs.  
    • Hi DX, Sorry, fell asleep as I was up all night last night writing that statement. Yes, I attached the rest of the witness statement on post 50, bottom of webpage 2. That's the important part.  It looks like the lawyer who wrote Erudio's Witness statement does not work for them any more. So, I'll have another lawyer representing instead. Not sure if I can use Andy's hearsay argument verbally if that happens.... I did not put it in writing. Apart from not sending deferral forms, my main argument is that in 2014 Erudio fixed some arrears mistake that SLC made and then in 2018 they did the same mistake, sent me confusing letters. What is the legal defence when they send you confusing material?
    • Chinese firm MineOne Partners has been ordered to sell land it owns near a US nuclear missile site.View the full article
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Natwest not repsonding...


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Hi all, I've been hearing about lots of success stories with Natwest and Royal Bank of Scotland, but I'm in the process of trying to get a refund from Natwest and they are just not responding to any of my letters. Should I send yet another warning letter or just start court proceedings?

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Guest Mumofthreeboys

You send the preliminary, then the LBA and if you still do not get your charges refunded you sue them.

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But you have to give it 14 days between each letter, so if you send prelim 1st Feb, then LBA 15th Feb, you can start action through court then on 2nd March. 14 days between each stage. You have to give them that to wait for an answers of some kind. If they havent responded at all and youve given it 28 days plus, then you can file MCOL now. xx Good Luck xx

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Good luck with the claim...same old same old with them! Can I just check the address people are sending their SAR to? I've got the Bishopsgate address and also the one in Edinburgh - which is best??

NatWest - *WON £3738* 11 JULY 2007 :p

A&L - S.A.R - (Subject Access Request) MADE 9 JULY

CAPITAL ONE - LITIGATION PENDING

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See the Stickys at the top of these threads Nattie gives all the right addresses and then follow the steps to getting your charges back this gives you links to the library where you will find template letters that you can use but you must give them the time stated in the letter to reply.

 

Make sure that you always print out 3 copies of each letter one for you, one for Nasty Westy, and one for your court bundle when you take them to court.

 

Hope this advice helps, I am on the verge of filing court case.

 

Best of luck, keep looking at these threads for help, there's always someone on here that will help and support.

 

Jay

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Thanks again all - will keep my eyes more peeled next time! Good luck with the claim. H

NatWest - *WON £3738* 11 JULY 2007 :p

A&L - S.A.R - (Subject Access Request) MADE 9 JULY

CAPITAL ONE - LITIGATION PENDING

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I won £5289 heres how

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/40703-saint-luco-natwest.html

 

 

ITS NOT WHETHER YOU WON OR LOST, BUT HOW YOU PLAY THE GAME THAT MATTERS. ( OBVIOUSLY A LOSER THEN):D :D :D

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yes they ignored all my letters til recently then started saying theyll look into it in 10 days i had 3 of those letters! i just carried on with things and now ive put my claim into court

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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