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    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
    • I'm not sure that I fully agree with my site team colleague above.  My understanding is that there is nothing to stop you recording but it is strictly for your own personal use.   
    • I live in a student house, with 5 tenants, unihomes is our utilities provider, who we each have a direct debit set up with and have paid each bill every month. Two letters were sent in my name by BWLegal saying I had two outstanding payments due adding up to over £3500, I have tried to contact british gas (as that is apparently our houses provider) as well as Unihomes. Nothing has helped and BWlegal are pursuing legal action if these debts are not resolved by the 1st May. What do I do? I've called Bwlegal when i bring up that the debt isnt for me and for unihomes they hang up on me. so I am stressed and do not know what to do
    • cant do either if its not in a public place or on your land. dx  
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percy v barclays


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Hi Everyone

Thought I would try and recover the unfair bank charges from Barclays. I have requested statements from the last 6 years which they obliged at no cost.

I am worried about all doing this in case they stop my overdraft and when my wages go into the bank they won't pay my mortgage bills etc (I like many others live in my overdraft, bad practice I know!!) Is this something they would do? Any help greatly recieved.

Thanx

PERCY

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  • 4 weeks later...

Hi

Firstly, what a brilliant site. I understand things alot better now!!

 

Just an update as I have not recieved statements yet.

07/03/07-Phoned requesting statements

21/03/07-Sent letter requesting statements. 40 Day deadline ends 30/04/07.

Phoned 0800 282 390 5/04/07 spoke to Mr Kevin Garner who said they had been sent out on 28/03/07 and to contact local sorting office to make sure thay had been received as there were a lot of problems at the moment. If not contact them again and they will re-send. But this will put them over the 40 day legal deadline!

Anyone else had this problem, do I stick to 40 day deadline as they have said it takes about 4 weeks if they are re-sent.

Any advise would be great.

PERCY

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Frankly, I wouldn't worry just yet. They tend to use the full 40 day period. (mine took 35 days.) I'd send them a written reminder about the middle of the month, reminding them that this is a LEGAL OBLIGATION.

 

I honestly can't believe the 4 day thing, followed by 'posted out yesterday.... blah, blah.' It's always yesterday, isn't it? never 'oh, it's on my desk now' or 'you'll have it by Friday'. Frankly I don't believe a word they say now, especially on the phone!

 

As far as the O/D goes, Barclays don't tend to cut you off, or close youa account as a general rule. It's actually better for them if you still owe them money: all that luvverly interest!

 

Best of luck,

 

D.:mad:

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  • 2 weeks later...

highlight and then bang them into the spreadsheet of your choice from the library here and let that do the work

 

I suggest you use the 'complex' one and reclaim the interest on your charges too, a bit more work but not so bad if you do it all at one go

 

it's a sound claim that will win of you follow procedure

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OMG!!! so surprised at how much they have taken/stolen from me. £2900 including interest.

Just a quickie, not too sure how the advanced spreadsheet works but does the interest column have anything to do with the penalty column or are they seperate. Just about to send preliminary letter. Thanks

PERCY

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Guest Mumofthreeboys

The interest column is if you are claiming overdraft interest too. Just follow the instructions on the first page and you'll be fine.

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Thanks everyone, will get my preliminary letter off first thing in the morning, registerd of course. Don't want those b**gers denying they ever recieved it!! Will keep thread upto date and of any correspondence recieved. Although judging by all the threads on here it will be an offer of halfish as a good will gesture. I know what I will be saying to that!!

PERCY

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rattle through the step by steps as quick as is decent and then offer tos ettle for the lot a week prior to your court date seems to be the plan

 

just take care with the various forms and letters in the mean time is all

 

loads and loads of examples in the Barclays threads already concluded

 

nice to see someone actually behind me ;)

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Sent prelim letter asking for charges to be returned to there rightful owner yesterday night. (Didn't know you could send a letter that needs a signature but not guaranteed next day, only 70p. Special delivery is about 4 quid - result.) Now just playing the Barclays waiting game.

PERCY

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  • 2 weeks later...

Update.

Got standard reply last week about how sorry they were i wasn't happy and would look into it within 4 weeks etc etc... Sorry barclays you have untill the 3/5/07 or the LBA gets sent.

PERCY

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Hi,

I have had another £60 in charges (£10.05 over overdraft for 1 day has cost me £60) added since I sent prelim letter do I add these to the schedule and change the date or should I just leave it for now. Thanks

PERCY

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Sent off LBA today.

Its getting close to parting with some money for court fees because reading all the threads Barclays will drag it out. Trust me to pick the bank that likes to say NO, better get saving!!

Bank holiday weekend isn't going to help :D Have a nice day off everyone. :)

PERCY

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