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    • Thanks London  if I’ve read correctly the questionaire wants me to post his actual name on a public forum… is that correct.  I’ve only had a quick read so far
    • Plenty of success stories, also bear in mind not everyone updates the forum.  Overdale's want you to roll over and pay, without using your enshrined legal right to defend. make you wet yourself in fear that a solicitor will Take you to court, so you will pay up without question. Most people do just that,  but you are lucky that you have found this place and can help you put together a good defence. You should get reading on some other Capital One and Overdale's cases on the forum to get an idea of how it works.  
    • In both versions the three references to "your clients" near the end need to be changed to "you" or "your" as Alliance are not using solicitors, they have sent the LoC themselves. Personally I'd change "Dear ALLIANCE PARKING Litigation Dept" to "Dear Kev".  It would show you'd done your homework, looked up the company, and seen it's a pathetic one-man band rather than having any departments.  The PPCs love to pretend they have some official power and so you should be scared of them - showing you've sussed their sordid games and you're confident about fighting them undermines all this.  In fact that's the whole point of a snotty letter - to show you'd be big trouble for them if they did do court so better to drop you like a hot potato and go and pursue mugs who just give in instead. In the very, very, very, very unlikely case of Kev doing court, it'd be better that he didn't know in advance all the legal arguments you'd be using, so I'd heavily reduce the number of cards being played.
    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
    • Here's a suggested modified version for consideration by the team. (Not sure whether it still gives too much away?)   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you added. Shall we raise the related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding parking periods. Especially with no consideration of section 13 in your own trade association's code of practice and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked, unmanaged over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the above issues and more, with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture a couple of useless ANPR photos. If you insist on continuing this stupid, money grabbing quest, after having all of the above pointed out, we will of course show this letter to the Judge and request “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Signed, "Spot". (Vehicle Keeper's pet Dalmation).
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I've only just begun...


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Well, Ive done it :o ... after putting it off for several weeks and a good four days of reading all your fired up threads, I sent off my DPA plus chq on 11 May - about an a/c I had with Nationwide way back in 2001.

 

I received a standard reply today requesting the a/c number and details of who I had contact with about this a/c (of course I don't have any of that info) but I will reply to Mr Swailes repeating all the details I put in the original request.

 

I'll be sure to keep you posted!!

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Well done and welcome to the forums :D

 

We will keep our eyes open (sometimes with matchsticks) for updates - just post them back on this thread.

 

Good luck

 

John

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 4 weeks later...

My statements arrived this week all neatly bounded, so that made the adding up a lot easier. They even sent details for my present a/c which surprised me. The charges plus interest total £628.82 which is really quite steep since that all happened over a 6-7 month period. (greedy blighters!!)

 

Wrote my Prem letter and posted on Friday 9 June.

 

Let's see if I get back the standard response!!

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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  • 3 weeks later...

My Prem letter to Sam Orams, didn't even get get a response, just finished editing my LBA and will be posting it tomorrow (today,:o gosh is that the time).

 

They better respond to this one!! :mad:

 

I'll keep you posted... this web site has spured on my boyfriend, I drafted a Data Protection Act to RBS for him and he's had statements back already - see RBS thread for the latest on that.

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Well done so far, hang in there

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Thanks for the support ... I hope to do the team proud.:)

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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:confused: Hello all. I am about to follow in your footsteps and begin the battle for my money back from both Nationwide and Natwest. When writing my letter requesting statements from the last six years, do you have any templates or tips to help me? Is it best to remain guarded about the reason for my request?

Many thanks and congratulations to all of you who have had success! :p

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nathosburgh... I just modified the original Data Protection Act letter and put in as much info as I could remember like my prevous addressess, date of birth and my full name inc any previous names. They will soon contact you if they have any problems tracing you although, it's highly unlikely they will have a problem.

 

Good luck!!;)

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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  • 3 weeks later...

I received a letter from Sam Phipps in the Member A/c Servicing team at Swindon, informing me of the banks complaint procedure he also claims that they did respond to my Prem request, but apparently :| sent it to a former address. Although the failed to include a copy of that response with this letter. Anyhow, I have replied with a short note giving them 7 days to forward payment or face the courts for sure.

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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  • 3 weeks later...

Well, my deadline has now passed and I received a letter dated 1stAug (pass my deadline) saying the same thing as the last - this has to be major stalling tactics.

 

I went on the moneyclaim to register my claim, but ran out of space for the list of charges - grateful for any advice on how to include all the info - I have checked out other threads, but can't seeam to find anything specific.

 

Q: Do I have to list the charges as they appear on the spreadsheet ie: description, £, date or can I group them

desc: Unpaid DD, Charges £100, dates 10 May - 10 Sept 2004

 

Otherwise I will have to downloaded the hard copy and post it to my local court.

 

Advice pleeeese!!

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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You post the list of charges separately to the court (2 copies) clearly identified as being part of the claim. In the Particulars of Claim, state that a list will be sent separately.

 

Or, go with the 'claim in person' option and submit copies of the spreadsheet with it.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Thanks Jonni2bad, I will continute with Moneyclaim.

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Phew! I've done it - had do some major re-editing for the particulars on the Moneyclaim website, but I got my key points down - so here we go.

 

I do hope this won't be a problem - I put "Sarah Watson, Nationwide Building Society at the defendent (ticking the organisation button). Please let me know if that should be altered - don't want to give N/wide and excuses not to pay.

 

Cheers

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Hi Peeps, Arrived home today to find a letter from "Pat Everett" Member Relation MANAGER (ooooh!!). Basically telling me that he will be looking at my complaint and will get back to me by 14 September 2006 - ehh what!?!?

 

I plan to reply telling him to check the post for my "Court Claim" that could have been prevented had they paid up much quicker...

 

cheeky blighter (has anyone else received an 8 week holding letter)?

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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I got one of these 8 week letters yesterday as well! As you say, cheeky blighters!! Last week they said I couldn't have any charges back, this week they say I've been transferred to another department as i am still not happy - Member servicing - and then they write to me and say I should hear back within 8 weeks by 19th September. I THINK NOT!!!! I'm sticking to my deadlines. Good luck with your claim and hopefully you will have your money back very soon.

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You go for it "austenpowers" stick to your timetable... don't let them put you off. :x

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Mr Charles Bacon (mmm, the name rings a bell ;) ) acknowledged my claim on 10 Aug. I also took the liberty of emailing him my list of charges, as the court returned my 2nd copy bacause they had already issued the claim by the time my hard copy arrived.

I'm a bit nervous,but excited at the very same time :D.

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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On the way home today, I withdrew some cash from my a/c and the receipt showed that my balance had swelled greatly. So, of course I ran home and logged on to my a/c - to my genuine surprise there was a credit of £475 for interest charges than a cash credit of £185.63 (for the court interest) but no refund of court fee. :confused:

Should I email Mr Bacon and ask for the remainder or just sit tight an wait for their 28 days has eroded.:-|

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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It could go in any time over the next couple of days so hold off ringing him until next week :) Great news, that boosted your weekend I bet!

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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You bet Dolly, :D if it wasn't for this site I wouldn't have gone this far... I surely would have been put off by those bog standard letters. errm any idea how I cancel my claim via the court - I'm supposed to let them know if I receive money aren't I??

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

Link to post
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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Thread Locked

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Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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