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nathorsburgh

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About nathorsburgh

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  1. Thank you for all your help, it is much appreciated and very reassuring to a whittler like me! I have left my claim and have my fingers crossed! Good luck to you all with your cases
  2. What are the risks I if do not cancel my claim and take my chance? Will I then have to pay the court charges and lose my case? I was not aware I had to settle the charges, I thought that as they had been charged to my account it was irrelevant if they were 'paid' by a credit to the account or whether they incurred an unauthorised overdraft. I am confused now!
  3. ok. I will try and cancel the application now. I will then have to arrange payment of my charges to get a nil balance. once i have credited my acount with the neccessary £200 or so, can i then proceed with my claim straight away?
  4. I would rather avoid paying them before court. Am i able to therefore proceed with my claim by submitting the amendments form you have sent me? Do I just state that I have not yet paid these charges and wish to have them levied from my account?
  5. my claim is made up of unauthorised overdraft charges which have been making my account overdrawn for quite some time. I have just this second submitted my claim form online with moneyclaim. should i cancel it before the 10am deadline?! I am panicking now!
  6. Many thanks! I am going to keep going with this, thanks for all your help and advice!
  7. Hi all. I am in the process of claiming money back from nationwide and have recently received a letter refusing to refund charges in response to my letter before action. I am extremely annoyed with nationwide because i am £200 overdrawn currently and it is all due to one direct debit. i have not really used my account in a long time, it has been sat with a nil balance. However, I was fined about a year ago for a transaction I paid by switch. I was under the impression that I had a £50.00 overdraft facility. Unknown to me, it had been withdrawn due to account inactivity. Unaware of this, I did
  8. I am at the first stage of the process and sent the data money letter off to Natwest quite some time ago. I did not hear anything within the 40 days however they have recently cashed my cheque. What is the enxt step. Do i write to them again and report them? Your help is much appreciated! Natalie
  9. I have still not been sent my statements to date but would be grateful if someone could advise me on my last post. Many thanks! Natalie
  10. Hi all, I am at the beginning of the slog to get back my money from Natwest. I sent my letter requesting my statements what seems like forever ago and the 40 days expires today. I have looked on my statement and the cheque has been cashed today. Have Natwest failed to comply with the rules by not having sent me my statements within the 40 days? I started a claim against Nationwide at the same time and they responded immediately and sent me my statements through over a week ago. I would also like any feedback on Natwest's normal reaction to us. It seems Nationwide are likely to close my account
  11. I have today received my statements from the Nationwide with a letter from Susan Taylor. I have calculated that I am owed £481.87- cant believe how much those fines add up over the years. As a recent graduate it is much needed money so I moving straight onto the next stage and sending my first letter today. Is there a specific person or department that seems to respond to this better than others?Was not sure whether to choose Deborah Desborough in Member Account Servicing or Charles Bacon in Legal Compliance? Any suggestions would be appreciated. Many thanks
  12. I have today received my statements from the Nationwide with a letter from Susan Taylor. I have calculated that I am owed £481.87- cant believe how much those fines add up over the years. As a recent graduate it is much needed money so I moving straight onto the next stage and sending my first letter today. Is there a specific person or department that seems to respond to this better than others?Was not sure whether to choose Deborah Desborough in Member Account Servicing or Charles Bacon in Legal Compliance? Any suggestions would be grateful. Many thanks
  13. On the 4th July 2006, a letter from Nationwide's Sam Orams, from the Data Protection Team wrote to me thanking me for my letter and acknowledging my request for my statements. The cheque has been cashed so the plot thickens ....
  14. Hello all. I am about to follow in your footsteps and begin the battle for my money back from both Nationwide and NatWest. When writing my letter requesting statements from the last six years, do you have any templates or tips to help me? Is it best to remain guarded about the reason for my request? Many thanks and congratulations to all of you who have had success!
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