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    • J&P Credit Solutions are specialists on debt recovery. Either way they seem to be swapping between the JandP and IDR whatever their exact definitions are.
    • Primary and secondary teachers are supporting pupils with their own money, buying food and warm clothing. Eight in 10 primary teachers in England spending own money to help pupils | Education | The Guardian WWW.THEGUARDIAN.COM Increasing numbers of children hungry and lack adequate clothing, with two-thirds of secondary teachers also supporting pupils  
    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
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I've only just begun...


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Well, Ive done it :o ... after putting it off for several weeks and a good four days of reading all your fired up threads, I sent off my DPA plus chq on 11 May - about an a/c I had with Nationwide way back in 2001.

 

I received a standard reply today requesting the a/c number and details of who I had contact with about this a/c (of course I don't have any of that info) but I will reply to Mr Swailes repeating all the details I put in the original request.

 

I'll be sure to keep you posted!!

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Well done and welcome to the forums :D

 

We will keep our eyes open (sometimes with matchsticks) for updates - just post them back on this thread.

 

Good luck

 

John

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 4 weeks later...

My statements arrived this week all neatly bounded, so that made the adding up a lot easier. They even sent details for my present a/c which surprised me. The charges plus interest total £628.82 which is really quite steep since that all happened over a 6-7 month period. (greedy blighters!!)

 

Wrote my Prem letter and posted on Friday 9 June.

 

Let's see if I get back the standard response!!

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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  • 3 weeks later...

My Prem letter to Sam Orams, didn't even get get a response, just finished editing my LBA and will be posting it tomorrow (today,:o gosh is that the time).

 

They better respond to this one!! :mad:

 

I'll keep you posted... this web site has spured on my boyfriend, I drafted a Data Protection Act to RBS for him and he's had statements back already - see RBS thread for the latest on that.

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Well done so far, hang in there

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Thanks for the support ... I hope to do the team proud.:)

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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:confused: Hello all. I am about to follow in your footsteps and begin the battle for my money back from both Nationwide and Natwest. When writing my letter requesting statements from the last six years, do you have any templates or tips to help me? Is it best to remain guarded about the reason for my request?

Many thanks and congratulations to all of you who have had success! :p

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nathosburgh... I just modified the original Data Protection Act letter and put in as much info as I could remember like my prevous addressess, date of birth and my full name inc any previous names. They will soon contact you if they have any problems tracing you although, it's highly unlikely they will have a problem.

 

Good luck!!;)

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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  • 3 weeks later...

I received a letter from Sam Phipps in the Member A/c Servicing team at Swindon, informing me of the banks complaint procedure he also claims that they did respond to my Prem request, but apparently :| sent it to a former address. Although the failed to include a copy of that response with this letter. Anyhow, I have replied with a short note giving them 7 days to forward payment or face the courts for sure.

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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  • 3 weeks later...

Well, my deadline has now passed and I received a letter dated 1stAug (pass my deadline) saying the same thing as the last - this has to be major stalling tactics.

 

I went on the moneyclaim to register my claim, but ran out of space for the list of charges - grateful for any advice on how to include all the info - I have checked out other threads, but can't seeam to find anything specific.

 

Q: Do I have to list the charges as they appear on the spreadsheet ie: description, £, date or can I group them

desc: Unpaid DD, Charges £100, dates 10 May - 10 Sept 2004

 

Otherwise I will have to downloaded the hard copy and post it to my local court.

 

Advice pleeeese!!

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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You post the list of charges separately to the court (2 copies) clearly identified as being part of the claim. In the Particulars of Claim, state that a list will be sent separately.

 

Or, go with the 'claim in person' option and submit copies of the spreadsheet with it.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Thanks Jonni2bad, I will continute with Moneyclaim.

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Phew! I've done it - had do some major re-editing for the particulars on the Moneyclaim website, but I got my key points down - so here we go.

 

I do hope this won't be a problem - I put "Sarah Watson, Nationwide Building Society at the defendent (ticking the organisation button). Please let me know if that should be altered - don't want to give N/wide and excuses not to pay.

 

Cheers

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Hi Peeps, Arrived home today to find a letter from "Pat Everett" Member Relation MANAGER (ooooh!!). Basically telling me that he will be looking at my complaint and will get back to me by 14 September 2006 - ehh what!?!?

 

I plan to reply telling him to check the post for my "Court Claim" that could have been prevented had they paid up much quicker...

 

cheeky blighter (has anyone else received an 8 week holding letter)?

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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I got one of these 8 week letters yesterday as well! As you say, cheeky blighters!! Last week they said I couldn't have any charges back, this week they say I've been transferred to another department as i am still not happy - Member servicing - and then they write to me and say I should hear back within 8 weeks by 19th September. I THINK NOT!!!! I'm sticking to my deadlines. Good luck with your claim and hopefully you will have your money back very soon.

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You go for it "austenpowers" stick to your timetable... don't let them put you off. :x

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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Mr Charles Bacon (mmm, the name rings a bell ;) ) acknowledged my claim on 10 Aug. I also took the liberty of emailing him my list of charges, as the court returned my 2nd copy bacause they had already issued the claim by the time my hard copy arrived.

I'm a bit nervous,but excited at the very same time :D.

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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On the way home today, I withdrew some cash from my a/c and the receipt showed that my balance had swelled greatly. So, of course I ran home and logged on to my a/c - to my genuine surprise there was a credit of £475 for interest charges than a cash credit of £185.63 (for the court interest) but no refund of court fee. :confused:

Should I email Mr Bacon and ask for the remainder or just sit tight an wait for their 28 days has eroded.:-|

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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It could go in any time over the next couple of days so hold off ringing him until next week :) Great news, that boosted your weekend I bet!

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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You bet Dolly, :D if it wasn't for this site I wouldn't have gone this far... I surely would have been put off by those bog standard letters. errm any idea how I cancel my claim via the court - I'm supposed to let them know if I receive money aren't I??

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

Link to post
Share on other sites

  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Me - Nationwide: Total Claimed £740.06 inc court costs

Prem posted 09/06/06, LBA sent 27/06/06 :)

Claim Issued 08/08/06 :mad:

Partial Refund 18/08/06:-)

 

 

 

My Fella - RBS Total Claimed:£671.75

Prem Posted 30/06/06, Prem posted to branch 26/07/06 :)

LBA sent 18 Aug - Moneyclaim due 01/09/06

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If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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