Alliance & Leicester 8/3/06

[Guest Lueeze]

Dont worry, stay cool...they will leave it as late as possible, if you ended up in court (which I VERY much doubt, someone in your area might be able to come and support you!) Dont worry about the Joint account bit, its all fine!

 

Lou xx

[sparol]

Thank you. I won't give up and I am prepared for court if that's what it takes, I'm just not particularly patient!

[jem]

i dont belive it!!! ive just had a word for word letter same as you two but it was signed corole longworth!!!

the damn cheek of them sending the same letter word for word to every single case they deal with!!!!!!!!!!!!!!!!!!!!!!!!!

[sparol]

It is a bit cheeky, but I suppose we all send the same letter template so maybe they're just getting their own back!

[sparol]

Received a cheque on Saturday morning for 597.04 - about 100 more than claim but then I have had 50 extra charges go through this month so maybe they're covering their backs.

 

It was accompanied by the usual letter about how it's not an admission of liability and they will be contacting me regarding the account. They're going to have no customers left at this rate!

 

Thanks everyone for your support and good luck to everyone who's in the process.

[Guest Lueeze]

Well done you!

 

Please see this http://www.consumeractiongroup.co.uk/survey.php and the donate button if you can....

 

Lou xxx

[sparol]

The donate button was the first one I hit this morning!

[loracann]

Hi,

 

I only have £75.57 worth of charges and I have sent the Request for payment letter and the letter before action and received the same as everyone else. I am a bit worried about sending the claim form. I have read the FAQ's and being me I am a bit confused. Can anyone email me who has been succesful with the A&L what they put on their claim form. Does the form go to the local court? Or do you think it is worth the fight.

 

Good luck to you all.

 

Thank you

 

Carol

[Guest Lueeze]

Please start your own thread as this is someone elses, thanks

 

Lou x

[loracann]

Hi Sorry,

 

I did but no one responded. I will try again. Not very good at this.

 

Thanks

 

Carol

[Guest Lueeze]

you will just have to be patient, I will look at it in due course!

 

I just checked and I responded to is asking you to check the FAQ's out!!!

[sparol]

Received a letter from A&L this morning - was expecting it to be about closing my account or something but was very surprised and quite tickled by the fact that it was Savings Account marketing - they do still love me after all!

[sparol]

I am in a state of shock. I checked my bank this morning and they have applied another 75 pounds of charges for paying amounts of 15.79, 10.88 and 11.50! THe ironic thing is that I paid in the cheque from them on Monday and desperately needed it to clear as we had no cash - so the refunded charges hadn't yet cleared and caused further charges!

 

I rang the call centre and they advised that I would be contacted about it in writing from the supervisor, I told them if the charges weren't refunded that I would be starting the whole process again. I think they'll probably close my account now but luckily I've got my parachute account open and ready to go!

[sparol]

Sent a preliminary letter and the amount has been refunded but it looks as if they're going to withdraw our overdraft. Luckily we've got enough to cover it as we have come into some money but this could be difficult for people who are worse off.

[sparol]

I've been home and actually read the letter now and it appears my partner missed out the most important part. Alliance & Leicester are closing our accounts on 4th July and want us to return our cards and cheque books in a teeny tiny little envelope (this is going to be quite difficult considering they send us a new chequebook every other week whether we need one or not!). I'm not sure what to do now as we were going to close the account next week anyway - we've switched to another bank.

[caro]

I'm not quite sure what your problem is. You have your money back, you were going to close the account anyway. You could just destroy (shred if possible) the cheque books etc, and tell them you have done so. Surely it's just a case of whether you want them to close the account, or you want the satisfaction of closing it yourself and telling them why. I understand it doesn't affect your credit rating either way.

[sparol]

I don't have a problem with them closing my account, my only bugbear is the reason they're doing it - as a consequence of me claiming back money which is lawfully mine!

[caro]

Well you wouldn't be the first to fight the closure if you wanted to go that route. There are other examples in the forums.

[ranader]

I have just scrapped a claim against a and l as I have realised I put the wrong addrerss and defendant on.

 

Can anyone advise please who I should be the named defendant in my on line claim

 

Did anyone name steve bailey at the chester business park or just a & l ?

[sparol]

I just put A&L on mine, not sure if it matters if you name an individual - you'll have to ask a legal boffin, sorry.

[sparol]

This topic was closed on 03/07/19.

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