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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
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    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
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garner vs abbey


smudgeruk
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So far i am at the stage of waiting for the bank response to my request i have recieved a letter saying i shall be notified within 4 weeks which expires on march 3rd.

 

i requested my statements sending the cheque and recieved all without problem even getting my cheque returned with a note saying the abbey do not charge for this facility.

 

im eagerly reading all the links for information on how to respond to the expected abbey response. and how to combat barclays who i am also claiming from both banks total around £5000. barclays incidentally also sent statements no problem and also returned my £10 cheque

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Good Luck Smudger!

 

It's worth having a good read of the various posts on this site while you wait for the responses, then you'll be prepared for the next steps well in advance!

 

It seemed a scary prospect when I decided to try to get back what I'm owed, but here there are lots of people all in the same position, so it's much less scary and there's always someone else to ask!

 

:) KnellyK :)

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cheers im actually pretty laid back about it but will admit to some nerves the closer i come to realising i will def have to go much further to get back my money.

 

think i will start on my credit cards soon do i just use the same letters changing the wording for overdraft charges etc for late fees?

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So far i am at the stage of waiting for the bank response to my request i have recieved a letter saying i shall be notified within 4 weeks which expires on march 3rd.

Are you talking about the preliminary request for your money back? If so, DO NOT follow the bank's timetable, they will only delay evrything. follow the steps and timetable as advised on this site

i requested my statements sending the cheque and recieved all without problem even getting my cheque returned with a note saying the abbey do not charge for this facility.

You are lucky i had to pay a fee and it took nearly 5 months to get my statements!

im eagerly reading all the links for information on how to respond to the expected abbey response. and how to combat barclays who i am also claiming from both banks total around £5000. barclays incidentally also sent statements no problem and also returned my £10 cheque

 

 

i want to wish you all the best. anytime you need help just ask

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Today i recieved my first offer from the abbey. usual thing from reading the posts a GOGW totalling 653 quid very nice indeed but around 1700 quid shy of what im claiming. so this week i think i shall send my lba off and see what comes of that!! fingers crossed

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Hi Smudger

 

You can always add a bit from the templated rejection letter to your LBA.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

Don't have to, buts its an option.

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

________________

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thanks very much i was rummaging for something to add. i think its a good starting offer but the fact so much was offered so easily first off makes me more determined to get the lot!!

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ok just checking before i print something off this weekened.

 

i have recieved a GOGW for £653 which is around 1700 short of what i am claiming should i write asking again for the full amount or just send off my letter before action. as i am now at a similiar stage with barclays so i can hit both of them at the same time!

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  • 2 weeks later...

right recieved 2 letters from the abbey today. one on headed one not. basically saying the same thing.

 

"sorry they havent resolved my compliant blah blah one of my team will look into it blah blah. will investigate further and get back in 4 weeks. "

 

well i gave them till the 19th to pay up or i will start court proceedings.

shall i bother calling them or just start proceedings now? cos they clearly are just stalling

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ok i called them said the 19th was their time scale and they said they needed more. i said they had plenty and monday was it. but id happily discuss settlement with someone now. they said noone was free so i picked up my n1 forms today i think im gonna need em!

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My boyfriend has just shown me this site giving me abit of hope. Dec 2005 Abbey charged me £210:o in one day for 7 direct debits that went out of my bank account before my wages had cleared! (not what you need before xmas) I HAVE NEVER BEEN OVERDRAWN & NEVER HAVE SINCE. AFTER LOTS OF VERY TEARFULL PHONE CALLS & DEALIING WITH ALOT OF UN HELPFULL PEOPLE ONE GIRL MANAGED TO DROP 3 OF THE £30 CHARGES still leaving me with £120 to pay. Ive been into my bank on numerous occasions but they just say point you to there phones & tell you to call them. Ill use these addresses to send out my letters wish me look! Any advise please let me know!

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