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    • Apparently some journalists have heard that Sunak may call an election next weekend or in the week following the bank holiday Monday. With the election to be held at the end of June. Rishi Sunak could call snap general election | Politics | News | Express.co.uk WWW.EXPRESS.CO.UK Here's why the Prime Minister could announce a general election soon  
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    • Ah - that was another thread that got merged back in 2018   That 'split' doesnt refer to this legal matter  
    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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matt v lloyds ****WON!!!****


mattyb13
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yeah, i know. thanks dolly the only problem is my printer is knackered at the moment. its a real pain because all my letters i have to email to work or to my parents so i can print them off and to make it worse my parents are on dial up:rolleyes:

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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right collected a N1 form from the court and im filling it in.

 

for the POC to I just copy and paste it from the templates section and just add my account no and other details and print it out and attach it or do I actually write it onto the form?

 

Do i attach an upto date schedule of charges,if so is it 3 copies?

 

Do I have to send lloyds a copy or do the courts send it?

 

And 1 more when it comes to totaling up what im claiming, the 0.00022% daily interest is that on the charges or the complete total ie charges + 8% interest + costs .

 

 

thanks.

 

matt

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Hi Matt,

 

send a copy of the linked letter with a total of charges involved.dont yet send the spreadsheet that is for your court bundle,but do start preparing it.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

The court will inform Lloyds so you don't need to.

 

At this stage do not include the interest, that is to be calculated when you go to court.

 

Good Luck.

Happyolddog.

 

Ps. told you I would take a look at your thread.

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thanks happy.

 

As it happens I received some missing data today. they didnt send me statements though they sent lists of charges and thats it.

 

Will these lists of charges be suitable to use as evidence when it comes to preparing court bundles as from what Ive read it says to include statements.

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Hi matty,

 

Lucky matt, I wish my bank had done the same.Saves a lot of highlighter pens. yes they are a suitable source of evidence, as the banks are not permitted to lie.(even though on whistleblower tonight it is proved they do):)

 

Good luck,

happyolddog.

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filed for court yesterday and it felt good. thanks to everyone so far for the advice and im sure i will be asking again in the coming weeks.

 

good luck all.

 

matt

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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  • 2 weeks later...

still havent heard anything from the courts or lloyds yet and its been 10 days is this normal???

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Hi MattyB

 

I received acknowledgement and defence together 14 days after filing my claim, but it does vary.

They should at least acknowledge the claim within 14 days.

 

Good luck with your claim

 

Jen

xxx

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received letter from courts this morning and it was deemed served on 25th march

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Lloyds were supposed to acknowledge the claim by yesterday but ive heard nothing. the postman has just turned up and still nothing.

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Lloyds were supposed to acknowledge my claim by the 10th April but Ive heard nothing. Is it worth ringing the court to see if they have heard from them??

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

Link to post
Share on other sites

Rang the court and they have nothing on their file. The guy said they were a little behind and i should either wait until next week and try again or ask for a judgement to be entered.

 

I dont really want to enter a judgement yet as they will probably ask for it to be set aside, I think I will call back on Monday and ask again.

 

If anyone has any different veiws I would be glad to hear them.

 

thanks.

 

matt.

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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I think it will be a good idea to wait until Monday allowing enough time for their defence to come through the backlog. After Monday, if the situation remain the same, then judgment by default would be the next obvious thing.

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still not a peep from lloyds 9 days since they shouldve acknoweledged my claim. If I ask for a judgement now and lloyds ask for it to be set aside will it delay things?? is it worth sending a letter to lloyds telling them to pull their finger out??

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Thanks nic, i think i will pop down tomorrow and make 1 last check to see if they havent got it and then go for a judgememt.

 

 

Yes GuidoT, I used the 25 Gresham St address

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Sometimes they do not respond when you file at Andover or the non registered office address, but clearly you have served at the correct address. Although I am sure you are aware, you can phone the court.

 

If Lloyds have still not acknowledged then you can fill in the Request for Judgement which is in the lower half of the Notice of Issue. However read this first:

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/48946-curli-lloyds-tsb.html#post572354

If I have been helpful please click on my star and add a comment.

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Received acknowledgement today dated 5th april. Its taken the court 3 weeks to get it to me.

 

LLoyds had until 24th to file a defence.

 

I have read on a few threads that lloyds had been using some different solicitors. I have been lucky and got the delightful bunch from [problem]:rolleyes:

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Received the famous 9 point defence today served on the 10th april.

 

Got a letter enclosed from the court saying that the file has been referred to the district judge for directions, these directions will be forwarded in due course.

 

I take it that means the AQ.

 

Really feel like im getting somewhere now.

 

Just 1 quick question in [problem]'s defence they mention about contract with them, as I opened the account when I was 12 surely I cant agree to a contract???

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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hi mattyb13,

 

if i were you i'd call your court to check with them. I got the same short letter today from the county court in worcester and when I phoned them they said I was not going to get an AQ. As such I'll be sending in the draft order for directions in as a suggestion to the judge.

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Received the famous 9 point defence today served on the 10th april.

 

Got a letter enclosed from the court saying that the file has been referred to the district judge for directions, these directions will be forwarded in due course.

 

I take it that means the AQ.

 

Really feel like im getting somewhere now.

 

Just 1 quick question in [problem]'s defence they mention about contract with them, as I opened the account when I was 12 surely I cant agree to a contract???

 

You usually receive the defence AQ together from the court, is this the case. You AQ may have been dispensed with.

 

Please can you post up the full letter / order from the court.

 

Regarding the contract, they from time to time have probably sent you revised terms since you were 12 and these are likely to be the prevailing contract between the parties.

If I have been helpful please click on my star and add a comment.

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