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    • OK  so you may not have outed yourself if you said "we". No matter either way you paid. Snotty letter I am surprised that they were so quick off the mark threatening Court. They usually take months to go that far. No doubt that as you paid the first one they decided to strike quickly and scare you into paying. Dear Chuckleheads  aka Alliance,  I am replying to your LOCs You may have caught me the first time but that is  the end. What a nasty organisation you are. You do realise that you now have now no reason to continue to pursue me after reading my appeal since you know that my car was not cloned. Any further pursuit will end up with a complaint to the ICO that you are breaching my GDPR.  Please confirm that you have removed my details from your records. ------------------------------------------------------------------------------------------------------------------------------------------------------------ I haven't gone for a snotty letter this time as they know that you paid for your car in another car park. So using a shot across their bows .  If it doesn't deter them and they send in the debt collectors or the Court you will then be able to get more money back from them for  breachi.ng your data protection than they will get should they win in Court-and they have no chance of that as you have paid. So go in with guns blazing and they might see sense.  Although never underestimate how stupid they are. Or greedy.
    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
    • Thank you so much. Yes, I wish I had done my research and not paid. It's all for the same car park. Here is one of the original PCNs, they are all the same bar different dates. PCN-22.03.24-1.pdf PCN-22.03.24-2.pdf
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matt v lloyds ****WON!!!****


mattyb13
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yeah, i know. thanks dolly the only problem is my printer is knackered at the moment. its a real pain because all my letters i have to email to work or to my parents so i can print them off and to make it worse my parents are on dial up:rolleyes:

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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right collected a N1 form from the court and im filling it in.

 

for the POC to I just copy and paste it from the templates section and just add my account no and other details and print it out and attach it or do I actually write it onto the form?

 

Do i attach an upto date schedule of charges,if so is it 3 copies?

 

Do I have to send lloyds a copy or do the courts send it?

 

And 1 more when it comes to totaling up what im claiming, the 0.00022% daily interest is that on the charges or the complete total ie charges + 8% interest + costs .

 

 

thanks.

 

matt

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Hi Matt,

 

send a copy of the linked letter with a total of charges involved.dont yet send the spreadsheet that is for your court bundle,but do start preparing it.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

The court will inform Lloyds so you don't need to.

 

At this stage do not include the interest, that is to be calculated when you go to court.

 

Good Luck.

Happyolddog.

 

Ps. told you I would take a look at your thread.

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thanks happy.

 

As it happens I received some missing data today. they didnt send me statements though they sent lists of charges and thats it.

 

Will these lists of charges be suitable to use as evidence when it comes to preparing court bundles as from what Ive read it says to include statements.

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Hi matty,

 

Lucky matt, I wish my bank had done the same.Saves a lot of highlighter pens. yes they are a suitable source of evidence, as the banks are not permitted to lie.(even though on whistleblower tonight it is proved they do):)

 

Good luck,

happyolddog.

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filed for court yesterday and it felt good. thanks to everyone so far for the advice and im sure i will be asking again in the coming weeks.

 

good luck all.

 

matt

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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  • 2 weeks later...

still havent heard anything from the courts or lloyds yet and its been 10 days is this normal???

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Hi MattyB

 

I received acknowledgement and defence together 14 days after filing my claim, but it does vary.

They should at least acknowledge the claim within 14 days.

 

Good luck with your claim

 

Jen

xxx

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received letter from courts this morning and it was deemed served on 25th march

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Lloyds were supposed to acknowledge the claim by yesterday but ive heard nothing. the postman has just turned up and still nothing.

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Lloyds were supposed to acknowledge my claim by the 10th April but Ive heard nothing. Is it worth ringing the court to see if they have heard from them??

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Rang the court and they have nothing on their file. The guy said they were a little behind and i should either wait until next week and try again or ask for a judgement to be entered.

 

I dont really want to enter a judgement yet as they will probably ask for it to be set aside, I think I will call back on Monday and ask again.

 

If anyone has any different veiws I would be glad to hear them.

 

thanks.

 

matt.

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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I think it will be a good idea to wait until Monday allowing enough time for their defence to come through the backlog. After Monday, if the situation remain the same, then judgment by default would be the next obvious thing.

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still not a peep from lloyds 9 days since they shouldve acknoweledged my claim. If I ask for a judgement now and lloyds ask for it to be set aside will it delay things?? is it worth sending a letter to lloyds telling them to pull their finger out??

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Share on other sites

Thanks nic, i think i will pop down tomorrow and make 1 last check to see if they havent got it and then go for a judgememt.

 

 

Yes GuidoT, I used the 25 Gresham St address

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Sometimes they do not respond when you file at Andover or the non registered office address, but clearly you have served at the correct address. Although I am sure you are aware, you can phone the court.

 

If Lloyds have still not acknowledged then you can fill in the Request for Judgement which is in the lower half of the Notice of Issue. However read this first:

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/48946-curli-lloyds-tsb.html#post572354

If I have been helpful please click on my star and add a comment.

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Received acknowledgement today dated 5th april. Its taken the court 3 weeks to get it to me.

 

LLoyds had until 24th to file a defence.

 

I have read on a few threads that lloyds had been using some different solicitors. I have been lucky and got the delightful bunch from [problem]:rolleyes:

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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Received the famous 9 point defence today served on the 10th april.

 

Got a letter enclosed from the court saying that the file has been referred to the district judge for directions, these directions will be forwarded in due course.

 

I take it that means the AQ.

 

Really feel like im getting somewhere now.

 

Just 1 quick question in [problem]'s defence they mention about contract with them, as I opened the account when I was 12 surely I cant agree to a contract???

Lloyds settled in full

£4010.02:D

 

Halifax CC settled

£417.00 :D

 

Lloyds PPI

£3672.15 Refunded off loan :D

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hi mattyb13,

 

if i were you i'd call your court to check with them. I got the same short letter today from the county court in worcester and when I phoned them they said I was not going to get an AQ. As such I'll be sending in the draft order for directions in as a suggestion to the judge.

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Received the famous 9 point defence today served on the 10th april.

 

Got a letter enclosed from the court saying that the file has been referred to the district judge for directions, these directions will be forwarded in due course.

 

I take it that means the AQ.

 

Really feel like im getting somewhere now.

 

Just 1 quick question in [problem]'s defence they mention about contract with them, as I opened the account when I was 12 surely I cant agree to a contract???

 

You usually receive the defence AQ together from the court, is this the case. You AQ may have been dispensed with.

 

Please can you post up the full letter / order from the court.

 

Regarding the contract, they from time to time have probably sent you revised terms since you were 12 and these are likely to be the prevailing contract between the parties.

If I have been helpful please click on my star and add a comment.

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