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    • I applied to the Court to act as litigation friend has my son is Severely Mentally Impaired and sent the proof they requested from his GP so I thought this might have been accepted without a hearing. I cannot believe the claimant is still convinced my son was the driver.
    • I had to call an ambulance for my wife, but one of the paramedics was not happy, about the condition of our house, as it's cluttered. And he  would only see to my wife, on the ambulance itself. After diagnosis they took my wife to hospital. My wife was ill for a few months, and received help from the district nurses. We then got a call from a social worker, who wanted to visit us, and discuss ways to make my wife more comfortable. When I asked for more details, she became vague, but could give us a phone number, if she visited. I politely declined her offer, as I was coping, along with my daughter in caring for my wife. Then a letter arrived from another social worker, saying similar things, to the first. I didn't bother to reply. Another letter has just turned up, from the social services legal department, which doesn't say anything specific, but refers to the other social workers trying to visit us. Coming from a legal department, has badly upset my wife, who's recovery was on going, and she now fears that someone will be coming to the house, to do whatever. Do we have to respond, or take notice of these people. Also we recently had a fire prevention officer come and fit, smoke and heat detectors. He didn't voice any concerns with the conditions at the property. Worried, Paul.
    • By not sticking to the deadline which you set you have lost credibility. Your letter of claim becomes one of hundreds of others which they receive and which they put in the bin because they think that you are just bluffing.  
    • 05.05.24 Ever so sorry if I have entered this in the wrong part of this website.   My grandfather is in his 70's and retired.  He asked me to help him find a work pension that he was paying into when he was working. From 1967 - 1982 he worked for a Fabric Dying Company, Celanese, Spondon Derby UK. I have already used the GOV.uk Trace Pension Scheme. It listed a few pension companies : Akzo Nobel (CPS) Pension Scheme formerly Courtaulds Pension Scheme.  I do not fully understand how this works but I think this scheme is administer by a company called Willis Tower Watson. We have called this company, got through to the pension department submitted all my grandfather's details (D.O.B. , N.I. no. etc.) but that agent tells that they have no record of my grandfather and ask what is the name of the pension scheme. Here is the problem, his home was burgalled in 2005 and a briefcase which contained his legal documents was stolen. So he does not know who was the Pension Scheme company. I have a this phone number 01332 681 210 for Celanese but it just rings and never gets answered. So I am asking for help if anyone can tell us where we can try next. I am also hoping for a massive long shot that one of them members on this website, worked for or knows someone who worked for British Celanese Spondon Derby and could tell us of any pension company. Thanks for any help.
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Withdraw Claim Against Ge Money??


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After months of careful research, I launched my claim for repayment of ERC last November (nearly 8,000 GBP). I worded my claim with great care, paid the fee and have just received Acknowledgment of Service. In your opinion, should I withdraw now, before I get to the AQ stage or continue, knowing the risks. If I do withdraw now, will I be liable for Eversheds costs to date?

 

Thanks in advance..:(

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Thanks so much for your help. I have read the threads with interest. I am going to think, sit and wait - maybe for divine intervention!

 

The one thing that keeps coming back to me though is that my ERC arose when it became clear that we could not continue to live in the house and our only option was to sell. That was a tough decision anyway but, resultantly, we have nothing. Nada. Zilch.:-( (except sanity and dignity... just)

 

Having nothing, however, could be in our favour. That and the fact that we no longer reside in England (or Europe for that matter).

 

If I lose and costs are claimed against me, how would that work? I have bugger all to pay it with! A CCJ wouldn't affect me in any way shape or form and, the way I feel right now, I would HAPPILY go to prison if it meant justice for everyone else.

 

I'm not living the life of Riley, but I'm glad be to be as far away from the British 'Justice' system as I can be. I hate Britain. I hate what it has done to my family and I never, ever want to go back... but I would - for a court case!

 

I am happy to be a martyr to the cause, if necessary. I HAVE NOTHING TO LOSE..:x

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When withdrawing approach the mortgage company. I know you can get a "stay" but I am not sure how long they last and I think you have to have a reason such as awaiting a test case (or being overseas) Do not quote me on that!

 

Ask some of the people who have withdrawn and find out what they wrote, there was a letter on here but it has vanished.

 

Also I think again do not quote me you can just write to your mortgage company about the exit fee and quote the fsa.

 

Sorry quick response- in the middle of cooking dinner-

 

Will see If i can dig up more for you later

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Rebecca,

Take the advice on this site and withdraw as best you can. But don't do it without negotiating with Eversheds first or I think you will automatically be liable for their costs. Send Eversheds an email stating that you will withdraw your claim with immediate effect on the understanding that you will incur no further costs. Wait your time...it will come.

Best of luck,

Paul

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"Thank you for your letter of xxxxxx 2007, which I have just received, advising that the Acknowlegment of Service has been filed at Court.

After careful consideration, I have decided that I may not wish to pursue the claim any further. I will withdraw my claim with immediate effect on the understanding that I will incur no further costs. As soon as I receive confirmation, I will send Notice of Discontinuance to the Court by return."

 

Will this be ok, please?

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Thanks for that.. I had already considered writing to the Court to amend my claim and limit it to under 5,000 GBP... I have re-thought the strategy and wondered if anyone could comment on the revised version of my proposal...

 

"Thank you for your letter of 15th February, which I have just received, advising that the Acknowlegment of Service has been filed at Court.

After careful consideration, I am writing in accordance with my duty under the overriding objectives to continue to seek settlement of the case without the need to invoke the time of the courts. In recognition of the fact that you will incur some costs on the closing of the mortgage and in the interest of acting fair and reasonably I am willing to offer your client the chance to settle at 4,000GBP (four thousand pounds), being just under 50% of my original claim.

I sincerely hope that this matter can be resolved without the need for litigation saving the Court's time and resources. This offer will remain open until 28th Februrary 2007

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Oh well.. I've fired the letter off now. Just wait and see what the response is. In the meantime though, when I redeemed my mortgage last year, GE Money 'couldn't find the original mortgage agreement OR the deeds to the house'. Would this be helpful if it ended up in court? The other thing that haunts me to this day is that when I first took my mortgage out, at the eleventh hour, a representtive from iGroup phoned me and said that the interest rate would have to be slightly higher because of my credit rating. They had been aware of my credit rating from day one but I was powerless to do anything or we would not have been able to purhase the house. I don't have any proof of this but would swear under Oath that this was true and I remember the feeling of injustice too clearly. The difference in the rate was 0.25% but with the subsequent rises, I could well have done without it. I would love to know if this is a common tactic and, if so, what can we do about it???:confused:

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Oh well.. I've fired the letter off now. Just wait and see what the response is. In the meantime though, when I redeemed my mortgage last year, GE Money 'couldn't find the original mortgage agreement OR the deeds to the house'. Would this be helpful if it ended up in court? The other thing that haunts me to this day is that when I first took my mortgage out, at the eleventh hour, a representtive from iGroup phoned me and said that the interest rate would have to be slightly higher because of my credit rating. They had been aware of my credit rating from day one but I was powerless to do anything or we would not have been able to purhase the house. I don't have any proof of this but would swear under Oath that this was true and I remember the feeling of injustice too clearly. The difference in the rate was 0.25% but with the subsequent rises, I could well have done without it. I would love to know if this is a common tactic and, if so, what can we do about it???:confused:

 

 

Any comments, please?

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Mochamoo... thanks a million for responding! I, too, have read that many threads, I don't know whether I'm coming or going! I do remember reading something similar.. Les's deeds were lost, I think...

 

The other thing that I did briefly discuss outside this forum is whether the loan companies had any obligation to prove their losses. A solicitor friend of mine is sure that they (mortgage companies) would be on very sticky ground here as one could argue that there is NO loss in the sense that as soon as one mortgage is repaid, the money is "re-lent".. do you get my drift? If they had to prove their losses, wouldn't they have to show that the money they lent you was sitting dormant not earning interest???

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Hello I am new to all of this (3days) after finding this site on google. I posted a comment yesterday on Zootscoots thread about safety in numbers. I would also like to say that I'm starting to feel the same way as you are about this subject, at the moment it seems taboo to speak about it. I just have a feeling that pretty soon someone maybe the gov is going to put a stop on all this and say it's now to late to redeem anything back. Dose anyone else feel like this?

TL

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Your name sums up the whole battle! I don't know where everything will go in the weeks ahead.. I can't see the Government intervening AGAINST the citizens.. (well, I wouldn't put anything past them!) There would be public outcry! If anything, the Government should issue a directive telling banks to pay EVERYONE back from whom they have taken money unlawfully without all the fuss...

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There wouldn't be a public outcry because 90% of the general public don't give a damn I'm afraid, thats the trouble with this country - every man for himself, but thats another story ;-)

I'm a Foolish person

 

IGroup ERC £1928.64 Ist letter sent 12/9

LBA sent 26/9

Moneyclaim input 13/10

Claim acknowledged 6/11

Received fob off letter 11/11

AQs sent back, IGroup request multitrack and hearing

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