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What charges can I claim?


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Hi Everyone!

 

I have today recieved account charges for four Lloyds bank account but instead of requesting the full statements as advised on this site I only requested the charges as advised by another website (before I found this one!) now I don't know which charges I can claim.

 

These are the charges they have sent me, do I just claim for all of them?

 

O/Draft interest

Unpaid D/D

O/Draft excess fee

Account Charge

 

Have looked on the site and can't find out, any idea?

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Hi and Welcome:)

Unpaid DD - Yes

O/d Excess Fee - Yes

Account Charge - is this a monthly charge for an account upgrade, like a select or gold account etc? If it is, you can not claim for these.

O/D interest - some but not all, it's quite complicated to work out which parts you can claim. Quite a lot of us never claimed this, as it wasn't worth it.

 

Good luck with your claim, if you have any more questions please ask.

Barty:)

  • Haha 1

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Hi and Welcome:)

Unpaid DD - Yes

O/d Excess Fee - Yes

Account Charge - is this a monthly charge for an account upgrade, like a select or gold account etc? If it is, you can not claim for these.

O/D interest - some but not all, it's quite complicated to work out which parts you can claim. Quite a lot of us never claimed this, as it wasn't worth it.

 

Good luck with your claim, if you have any more questions please ask.

Barty:)

 

 

Thanks for your help, maybe needing it again soon LOL. :razz:

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Hi Again

 

Need more help already!!:o

 

I need to claim three accounts worth of charges totalling £1474 (£330, £407 & £737) do I need to do three seperate letters for each account and therefore three seperate claim or can I claim them altogether?

 

Your help is really appreciated :D :D :D :D

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I have claimed all mine together, (joint & own account) I now have a court date, which I seem to have waited an eternity for, and am chasing up further monies on both our accounts since putting in the original claim with MCOL. GO GET EM.

 

 

Thank - will be sending soon

 

Good luck hope your not waiting much longer!!! :p

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  • 4 weeks later...

CONFUSED :confused: (doesn't take a lot)

 

Due to post my second letter today and I received a response from Lloyds - think its pretty much standard saying they have recieved my complaint and are investigate and they will send a response within 14 days.

 

My problem is........

 

Do I send the second letter today anyway or give them the 14 days?

 

All your help is appriciated :D

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Thanks 4 help Barty

 

Yeah 14 days then court & my baby due then to so going to be real busy time for me lol

 

Filling out all the court forms next week - keep me busy while waiting 4 little one - so probably have loads more questions 4 you then :shock:

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  • 3 weeks later...

Yes its my first and he's due today although no signs of him arriving. Due to file my claim today and even though I planned to be good and organised - I haven't been!

 

Will it cause problems for my claim if I leave it for a couple of months - it'll give me more to concentrate on it?

 

Thanks again Barty for all you help! - how olds your youngest? - I'll let you know if he arrives on the 15th

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Hi again,

If it's best for you leave it until you're more organised, if it's going to be a couple of months though I would maybe send them another LBA before you do the Court claim.

He will be 4 on Sunday, seems like only yesterday he was born, so make the most of your time when your baby does decide to arrive!

Good luck with everything:)

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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