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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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In court thursday - contractrual **WON**


cankster
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V impressive, Cankster - well done.

 

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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I've got to bump this - everyone should be reading it and putting in a CI claim with the Preliminary letter - it's far too good to languish on p2 of the posts.

Please could those who kindly manage the templates for us consider adding the words as appropriate to the template?

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Mrfancypants,

Thanks for that direction. I have always thought this. It can't be right that theyare only refunding the charges and not the interest. Whether they would defend a contractual interest case in the courts is a wait and see.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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In answe to question, no it did not go to court

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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Hi there, congratulations on the win! I was wondering what happened prior to this - did you claim charges & costs & interest from the outset? And did they settle part of this? I would have thought that once you accept an offer you can't then go for interest. Or can you?

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I claimed charges & costs & interest from the outset. They then settled for just the charges, I kept turning the screw and they settled 2 days before court

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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Another step forward in the war, another battle won. Magic result. Congratulations.

 

 

allhail.gif

Please note: I give advice, in good faith, based on my reading and experience. Please satisfy yourself, that any advice given is accurate in content before acting upon it.

A to Z index

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html

 

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  • 4 weeks later...

(edit )

 

Cankster can you please remove this article . This is my work that I spent two days to do. Seeing as you won your case a bit of thanks woul of been nice.

 

Milly

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Cankster,

 

Congratulations - the next CAG legend!!!

 

Your wording looks like a template in waiting to me! I believe that we should all be claiming contractual interest as a matter of course - NW paid 29.7% in my daughter's claim (settled in January). The wording I prepared for her wasn't anything like as comprehensive as yours though!

I'm going to c+p your words and save them in case any of the people I know currently claiming (1 friend + 3 work colleagues) need them.

It looks as if NW have retreated from the "not paying charges" position as untenable and have realised that their new "barricade" to defend is contractual interest. Their greed over the years could mean that they'll have to pay back a lot more than they've taken from us in the first place - boo hoo hoo!!

 

 

 

Its not his template. I DID ALL THIS HE TOOK IT !:mad:

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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I have edited this now cos I was annoyed. Look I do not want a punch up... but it was up to me not you. Do you know how long that took me to do. Two days to type up and two weeks searching for stuff on the net. Its not very nice when people take a pat on the back and all they have done is copied and pasted someone elses work without even a please or thankyou and then I found it on the penalty charges forum.

 

I do want it to help people here on CAG cos thats what this forums is all about.

 

 

Milly

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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MillMollyMoo,

 

Ablove article/letter is taken from the following sources.

 

1. Ripped off witness statement from a leeds based firm of solicitors.

2. My own Research.

3. Extracts from case law.

4. Various pieces of various post reworded or used in full.

 

Now are you saying the whole thing is urs, cos it aint dear.

 

Which ever bit I used which is urs could you please highlight.

 

And then We can all thank you and tell you how ace it was

  • Haha 1

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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Im quite annoyed by this myself, after the case I will scan origionals in to clear my name

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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Anything posted on this site is for the benefit of all users .I am not getting into who's work it was, as I am not interested ,but if someone doesn't want others to use something then please do not post it .As for being thanked for it Admin , moderators , SH's and many many users work every day to help others with little or no thanks ,and don't expect it.

I am removing it from posts but I want to make it clear that is so people who are not registered can't use it , no other reason .

 

Copyright Information:

All information contained in this forum (and associated web sites) are copyright ReclaimTheRight Ltd (2006).

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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CONGRATULATIONS

ON YOUR WIN

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Im quite annoyed by this myself, after the case I will scan origionals in to clear my name

 

 

[edit] I posted the article up on the contractual interest thread. Ask bill-k , bong etc they remember me doing that. I also have the original on my computer. I edited the thread http://www.consumeractiongroup.co.uk/forum/general/18313-why-no-one-claiming-59.html#post537136

 

Name the solicitor cos this will be interesting to say the least. .

 

Milly

 

 

Re edited .

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Please be aware that all information posted within this site is freely available for the use of all, apart from the templates library which is available to registered users only.

 

If you do not wish information that you have worked on to be used for the benefit of other claimants, please do not post it on the forums.

 

 

For your reference:

 

Copyright Information:

> All information contained in this forum (and associated web sites) are copyright ReclaimTheRight Ltd (2006).

> If you wish to use the information on this site for publication elsewhere, then please email the administrators for permission.

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if i have used a bit of someone elses work without asking permisssion then sorry. I did not realise that that was the way this site worked i thought we all mucked in together.

 

I did use a portion of millys work within the text (the fairness & balance portion). And if she wanted to keep it to herself then fair enough.

 

i then posted the whole thing to give anyone else a chance to use the additions text i had made by bringing together various sources.

 

This text had info regarding the limitations act which millys didnt. Consequentally it was of use to those claiming both.

 

Apologies millie if I have used your info without asking

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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I have replied to your PM cankster.:) Its okay .... and apologies to you too for going OTT:rolleyes: . I wish you good luck with your future claims.:)

 

Sorry

 

Milly XX

  • Haha 1

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Anything posted on this site is for the benefit of all users .I am not getting into who's work it was, as I am not interested ,but if someone doesn't want others to use something then please do not post it .As for being thanked for it Admin , moderators , SH's and many many users work every day to help others with little or no thanks ,and don't expect it.

I am removing it from posts but I want to make it clear that is so people who are not registered can't use it , no other reason .

 

 

Appreciated janet-m

 

That is why I removed the letter originally if you see the relevant link in post 45 message.the reason because it was relevant to my fight with Goldfish and I was dealing with their solicitors privately and with confidentiality, this could have caused me trouble so I removed it then. It does not matter now and I have put it on here for others to use.

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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  • 1 month later...

Im trying to do contractula interest claim and template / letter etc could be very useful in my cliam can someoen help me with this please if its worked for some people otehrs should be able to use it Regards Gary

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Im trying to do contractula interest claim and template / letter etc could be very useful in my cliam can someoen help me with this please if its worked for some people others should be able to use it Regards Gary

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