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    • Hello, I'm wondering if someone can advise me on something. I'm appealing an order and have been asked to submit an appeal bundle and the below points are required to be included: 1) transcript of the judgment of the lower court on other record of reasons.  2) Statement of case. I'm wondering if anyone knows that "on other record of reasons" means. Also for statement of case would it just be a long document covering the reason for the claim, the findings of the lower court, why it was wrong and what I seek instead?   Thanks,
    • Hello, Thanks for the advice. I asserted my rights to reject and they accepted it and said they will refund me the full amount.  My question now is how long do they usually take to collect the vehicle? I've made it clear that I'm available for them to collect it whenever and I've been told its been passed on to the collections team. I chased it up today as its also raining heavily at the moment.  I just wondered if anyone had any experience on how long they usually take to collect? I'd obviously like it collected as soon as possible as I need to purchase another car.  Is it likely they will drag on the process of collection and what can I do if they do?  Thanks!
    • Why are FCA’s “name and shame” proposals causing a stir?View the full article
    • I am coming back to this thread after receiving a Single envelope containing 2 letters: 1 from Max Recovery telling me that my account was transferred to Drydens Fairfax in 2007 1 from Drydens Fairfax telling me that they are under instruction from their client to seek repayment.   These relate to a Barclays Overdraft from the early 00s, last payment through PayPlan was 04 June 2019, but neither of the letters are from Barclays themselves.   I have informed Drydens in both May 2019 and June 2023 of changes of address. No letters beyond a confirmation of the change and a request for finanical details have been received, which ive ignored.   What i was wanting to know is do i just ignore these as per previous advice? I know that i cant CCA an overdraft debt but what is the usual "plan" for dealing with old overdraft debts? Am i trying to run the clock down until June 2025 when it becomes statue barred?
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Ged v Abbey ***WON***


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My reply was based purely on the figures that you gave in that post.

 

Based on the figures that you have now posted, follow Lula's advice.

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ok, I've sent another email to Inga as follows:-

 

Dear Inga

Thank you for you offer of £520 in full and final settlement of my claim, however I am not willing to accept this amount.

May I make a proposal of an amonut of £600 in full and final settlement. This takes into account my calim of £801.86 minus the gesture of goodwill of £175 that I recieved on 3rd of March 2007.

I am willing to accept the amount of £600 to be paid in full into my Abbey account by return in full and final settlement, after which I will then discontinue any further action against Abbey.

Thank you

Hopefully I will get a prompt reply from her saying yes :)

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Well it looks ok and should be "commercially palatable" these seem to be her words of the month ;)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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  • 2 weeks later...

Well, still no reply from Inga Kirkman :Cry:

 

I've been tryimh to get through to the telephone number that was on the letter with a copy of Abbeys defence 0207 7564398, but it always goes through to voicemail. I tried another number for the bank charges department who tried to locate here on their directory, only to be told that she doesn't exist. :confused:

 

Today I recieved a letter from court saying that my case will allocated to the small claims track, with the hearing to take place on 11th September.

 

Will start to prepare my court bundle now, but expect that Abbey will request for a stay as another delaying tactic.

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Well, I finaly managed to speak to Inga, she appologised for not replying to my emails, explaining that they had been moving offices. I didn't realise, but she doen't actualy work for Abbey but for a solicitors firm called Ashurst, hence her new email address:-

 

[email protected]

 

 

Anyway, she said that she would reply to my email amd I now have an offer on the table of £580. I have emailed her back saying that I will accept this offer on the condition that the full amount is paid into my account. This amount is only £40 short of my full claim minus the GOGW that they have already paid.

As far as I'm concerned this is a result and will soon be able to chage my thead title to *****WON*****:D :D :D :D

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Well it looks like I've

***WON***

 

 

I've accepted the offer and recieved an email from Inga saying that she has requested the funds to be paid to my account. Just have to wait for them to go in and I can inform the court:-D Seems to be a good week for settlements.

 

It's been a long journey from when I first requested my statments back in Febuary. The help and support I recieved on this site has been second to none and I could never have done this without it. so a huge thanks to everyone.

:-D :-D :-D

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