Help Eviction Notice given 01/03/07 12pm

[Mysticjo]

Hello need some help and advice I have an Adverse mortgage with Birmingham Midshires on my property valued at approx £182,000 by Kensington Mortgages when they gave me a secured loan, for £27,000 which has now gone upto £30,000 with charges and late payments. I didn't receive a letter with a court date from them and today I have come home to a Eviction notice for the 01/03/07 12pm saying we have to leave and take all our belongings by then. I also have a possession order for Birmingham Midshires for the 20th March 2007.

 

We have got into a mess due to me changinge jobs and being out of work for a few weeks and my hubby is back in work after being off sick for 13 weeks with gout. Yes we have buried our heads in the sand simply because they would do nothing for us. I am going to put the house on the market but do not wish to get evicted as we will never get the market value for the house and end up owing thousands. I have a 7 yr old boy and it will mean we will be homeless please help

[isuedlowellandwon]

Go and see a solicitor ASAP to get the eviction stopped. With that much equity it is mad that it has gotten to this stage. Tell the solicitor you never got info about the hearing.

 

For something this serious and such a short deadline I would suggest getting good legal advice from a solicitor and having them deal with it as imperative to stop the process.

 

At the very least go to the court in person and tell them you didn't get the documents from the court and they should give you something to complete to try and stop it.

[Mysticjo]

Hi thanks for the reply!

 

I called the solicitor acting for Kensington they advised that I had a suspended possession order from 2005 and that is why I didn't get court papers!!

 

I called Kensington to offer them £800 now and then said that I would pay an extra £100 on top of the £324 per month I owe them they then said that the want the full amount of £1,597 plus my payment is due on the 1st of March the same day of the eviction notice and i would have to pay that also!

 

So I am now going to seek out a solicitor and go to the court myself to see if I can talk to a Judge to explain that effectively they wish to evict me and my family for £800 What a Load of Money Grabing Bath Plugs!!!!!

 

The woman at Kensington seemed almost excited to evict another family almost as though she is on commission!

 

Th worst part is that since 2005 I have been paying a penalty of £50 per month which adds up to £1,200 I could cry but I need to keep composed

 

I live in Cardiff if anyone can help please private message me

[sequenci]

get an n244 off to the court stating that you would pay the monthly payment + that amount of the arrears, give them a copy of your financial statement and also quote cheltenham & gloucester v norgan (this case law states that a reasonable amount of time to clear the arrears is the remainder of the mortgage term).

 

give cccs or national debtline a call right away.