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    • Thanks for your prompt reply. I have some questions, please: When you say nothing will happen, my 80 year-old mother is worried about potential DCA doorsteppers if/when the debts are sold on - she is a very sweet, quite vulnerable lady and she is worried she may be bullied and harrassed.  If they do come knocking, what should she say?  I told her to say she knows nothing about any of it and they have no right to come knocking on her door and to warn them police will be informed if they come back.  Problem is, I don't think she would be strong enough and can easily be bullied into saying more than she intended once the door has been answered. Next questions: 1)  Should I inform all my lenders that I have moved abroad before defaulting (to avoid the quirky English law loophole thingy that could end up in a CCJ or worse once a DCA gets hold of it)?  2)  Can/should I provide an alternative UK correspondence address to my lenders instead of my mother's home address e.g. my virtual office address for my business - would the lenders accept this as I live abroad now and don't live at my mother's address?  Can I just write and tell them, without any further ado and not get into any further questions about it and cease further correspondence with them and default?  And would this stop DCAs coming to my mother's house as it would not be my current residential address on the lenders files when passed to the DCA?  Do they doorstep previous addresses? 3)  If I don't provide a UK correspondence address will I be at risk of not being aware of any Letters of Claim etc and legal proceedings notices etc not reaching me (there's no reliable postal system in the developing country I've moved to).  Worried this would mean I could end up being taken to court without being aware of it and could end up in a worse situation. 2) What exactly will go on my credit file once I've defaulted, assuming no legal action is taken against me?    4) Should I contact any of my lenders and inform them I have zero assets.  TSB & Sainsburys already have I&E info from me which shows my income  @ £1200/mth is below the combined total of my debt repayments @ £1300/mth and that my income only just covers essential costs of living @ £1200/mth.  Could it be useful to be on my file that I have no assets, so that the DCA clearly see this when the debt is passed to them? Thanks again for any advice.
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Help!! Dispute over deposit!


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Can anyone offer advice here...

 

My sister has just moved out of her rented flat and is now is dispute over the deposit.

 

The landlord wants to charge her for repair of a few scuffs on the walls for which he now wants to completely redecorate. However, apart from these minor scuffs on the walls, the flat had quite bad damp which the landlord had to treat whilst she was in occupation and which also left damps marks all over the walls througout the flat. Would the fact that he wants to charge her for redecoration be seen as betterment as I would have thought a few scuffs may be 'wear and tear'?

 

He also want to charge to replace for lino in the kitchen, which includes charging to remove the fridge and oven in order to put lino underneath these items. However, there was never lino under these appliances as it was cut around them.

 

None of this work has been carried out - in fact he has now re-let the flat for six months which is when they want to carry out the works - is this allowed?

 

Any advice would be appreciated as the estate agent to which this letting went through seem very unhelpful and also seem to be actively helping the landlord??

 

Many thanks!

 

:confused: :confused: :confused:

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Did you receive an inventory at the start of the tenancy? Did you sign it?

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Hey MrShed,

 

Yes the was an inventory that was signed. The check-in inventory does refer to some patches on the wall and that the kitchen wallpaper had started to peel. It also refers to the damp in every room.

 

Surely then, my sister cannot be liable for the entire cost of redecoration?

 

:confused:

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I do not believe so - that would be a classic case of betterment. She is responsible probably for a percentage of the redecor costs. Bearing in mind the obvious age of the current decor, and the small areas of damage, this percentage should be quite small.

 

With regards the lino, you are right - again betterment.

 

And yes, he can perform the works whilst the tenants are there. However, he must actually perform the works, and must provide you with receipts.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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The landlord and agent said that the work will be carried out once the current tenant has moved out in June.

 

I have asked the agent to say what proportion of the quotes do they want to charge as no doubt they would like to get away with charging the whole amount!

 

We'll wait and see what they have to say to that. In the meantime, what happens to the deposit - will she have to wait until the works are actually done??

 

Thanks for your help!

 

;)

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Ah, they cannot do that. That would require a clause in the contract with regards compensation for future repairs, which I doubt it will do. It would be wholly unreasonable for her to withhold the deposit until June, and the deposit can only be deducted from with receipts. Therefore, you can legitimately claim the entire amount.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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