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Kat v HSBC ****WON****


Katteh
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Well the charges are only £25 - but it affects the total, and the interest etc. Surely if my claim is incorrect they'll notice and pick me up on it? I'm happy not to pay the £25, as the £35 charge is more so I'll be losing out, I just want everything to be correct. Do you think it will affect the claim then or not? Also - if I didn't amend it, when sending the list of copy of the charges to them, do I take off the September charge or leave it on there?

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I just want everything to be correct
.

I understand what you mean, nervy as hell, big bank, little me etc.

 

Do you think it will affect the claim then or not?

No, there are plenty of instances of people overclaiming ie including things they can't claim for and the bank will merely deduct those from the total,

 

Also - if I didn't amend it, when sending the list of copy of the charges to them, do I take off the September charge or leave it on there?

Again I'd leave it as is, then it's just a typo.
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*Another* question (sorry!).. I've been reading other peoples cases and it all seems like there's a lot of different things to do.

I've filed the claim and sent off the letter/charges summary to MCOL, do I need to do anything now or is the ball in their court?

Also - I keep reading about an AQ, what is one of those?

If there's a page which has information about this kind of thing on here, which I've managed to miss, i'd be very greatful if you could point me in the right direction. Thanks! :)

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Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

Yours sincerely,

 

 

The Aq will be sent after they file a defence and it has been transferred to your local court. So some tiem yet. See here:

 

Allocation Questionnaires - A guide to completion

Allocation Questionnaires - A guide to completion

Allocation Questionnaire - Draft directions order

New strategy for Allocation Questionaires

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hi kat

 

yes i'm afraid this will be a long wait now but it gives you plenty of time to read other peeps threads and see what's gone on since theirs were acknowledged, and also to familiarise yourself with the aq etc.

 

your'e well on your way now - it won't be too long

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Just a quick update. Received the Acknowledgement of service, so I sent off to Deborah the list of charges and cover letter. What can I expect next? Are they likely to file a defence?

Thanks in advance.

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most likely - count the 28 days from the date of issue (service date)

just keep an eye on the mcol button near the 28 days - see if it will let you press for judgment when it's 28 days. but as i said - they will most likely defend - at the last minute.

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Okay thanks.

Is there a way that we can actually get in touch with DG? I'm getting Debbies voicemail constantly, but I expected that. I'm wanting to confirm that they received my summary of charges, but have a feeling that getting in touch with them will not be easy as I'd like it to be. :)

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Thanks. :p

 

Just rang Debbie to see if she got my summary of charges which I sent, and before I could even explain anything she said "i'm not dealing with this i'll put you through to the person who is" and transferred me to Rachel Tomlinson. I addressed it to Debbie when I sent it, and she said she won't have seen it, it would go straight to 'the other team who will be dealing with it'. This makes no sense to me! Has this happened to anyone before?

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here's a few names,addresses, phone numbers and email addy's to keep you going!!

0121 455 2111 (Debbie) D’Aubney

0121 455 2701 (Rachael) Tomlinson

0121 455 2196 (Kate) Eaves

0121 455 2206 (Alan) Burden

Fax 0121 455 2150

 

emails are [email protected]

[email protected]

[email protected]

[email protected]

If i've been helpful in any way....then tip my scales over there!

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Thank you netty. :)

 

Just a quick run over of what's going to happen now, so if people could correct me if I'm wrong - that'd be great.

 

So.. I've sent my summary of charges to DG now that I have the notice of Acknowledgement from the court, with the 'intending to defend' box ticked. Am I right in saying that I now wait until the 28 days is up, and I'm expecting them to defend at the last minute.. so once they defend I then receive the allocated questionnaire?

 

I've been doing a lot of reading up on timelines etc here - but still a bit hazey over this bit! Also, can I expect them to give me an offer at any point?

 

Thanks a lot in advance. :)

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yes kat, this is the most boringly long period now - waiting for them to defend - unless of course you're one of the lucky one's who can file for judgement if the they don't defend!! just spend some time looking through the links below to prepare for the next stage - plenty of time!

kick back

 

Allocation Questionnaires - A guide to completion

New strategy for Allocation Questionaires

If i've been helpful in any way....then tip my scales over there!

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