Jump to content


  • Tweets

  • Posts

    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Halifax charges - where do I start.?**WON**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6145 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

A friend recommended I register on this site, but I can't find any information explaining how to start the process of reclaiming charges - can anyone point me in the right direction. There are so many threads I don't know where to start.

 

I tried clicking on FAQ but didn't get anywhere.!

 

Thanks

 

Dizzy

Link to post
Share on other sites

http://www.consumeractiongroup.co.uk/index.php?option=com_content&task=view&id=46&Itemid=36

 

This could be a good place to start - it helped me. I am currently only just starting the process my self - waiting for my statements to arrive.

 

Make sure you do not rush into things - read this forum for a couple of days and make sure you are prepared before any typing is done.

 

Then when you are ready to go - start a thread on the site and ask any questions you may need to know as the people on here are great and will answer anything - there is always someone else who has had the same problem (not that you will have any).

 

Make sure you keep your thread up to date with what is happening and you will be fine.

 

GOOD LUCK

S.A.R - (Subject Access Request) sent (Recorded Delivery) - 28 December 2006

S.A.R - (Subject Access Request) Acknowlegdement received 6 January 2007

Statements received 10 February 2007

Prelim sent (Recorded Delivery) - 13 February 2007

Prelim Received - 14 February 2007

Prelim Acknowledgement received - 20 February 2007

LBA sent (Recorded Delivery) - 1 March 2007

Link to post
Share on other sites

Welcome to the forum. You need to read as much as possible - read the FAQs and the step-by-step guide. The first letter you will need to send to the bank is the SAR, this and all other letters can be found in the bank template library. Just spend as much time as poss on here and find your way around the site, it will soon become second nature. Do not rush, take as much info in as poss and the more confident you will be when making your claim. Always ask questions - you will always get help. Good luck.

Link to post
Share on other sites

  • 2 weeks later...

Hi

 

I'm waiting for the Halifax to send my statements. I have some already but want all from past 6 years. When I enter details on the spreadsheet, do I need to specify what the charge relates to.? On the statements I have presently, its listed as "Charges as notified" - will this suffice on the spreadsheet, as I don't know what each individual charge was for.

 

Also, I understand the bank has to supply the info within 40 days - is that calendar days or working days.?

 

Thanks....

Link to post
Share on other sites

Thought this be useful.....

 

During my first phone call to the Halifax, I was told it would cost me £15 for the statements to be issued...when I queried this amount, I was then told it was actually £10.....3 days later (when there were funds in the account to cover the charge) it had gone down to £5.!!!

 

It seems the amount varies according to who you speak...thank heavens for sites like this which tell us THE REAL STORY.!!!

Link to post
Share on other sites

Hi Dizzysmith

 

Well for me Halifax did charge me £15, they deducted £5 from my account. I did send them a cheque originally, but when I called them, I told them about it and they said that when they receive it they will not cash it, well funnily the buggers cashed it yesterday. Well, I will be calling them tomorrow requesting it back!!!

Link to post
Share on other sites

when i started my claim i was told it was £5 per bank account but that was november .... might of changed to help pay these fees back!!

Time To Stick It To The Man!!

 

 

 

08/10/2006 - Halifax - S.A.R - (Subject Access Request) Sent

14/10/2006 - Halifax - S.A.R - letter back saying they have acknowledged my request

19/10/2006 - Halifax - Prelim letter wrote to the tune of £1883

04/11/2006 - Halifax - Offer received £691

Link to post
Share on other sites

Paid £5 for all statements for joint accont mid-January

If you found my advice to be useful, then please click the scales to the left - Thank you.

 

Halifax - 13/01/2007 - Prelim sent

Halifax - 27/01/2007 - LBA

Halifax - 19/02/2007 - Filed N1

Halifax - 21/02/2007 - Telephone call from Halifax offering FULL SETTLEMENT (inc costs & 8% s.69) - RESULT!!

 

Advice & opinions given by Survivor are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

The maximun amount they can charge is £10 no matter how many accounts.

 

But different brances can charge different amounts, from £5 upwards.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

  • 2 months later...

I've recently submitted my court claim against the Halifax which they acknowledged on 5th April which gives them until 3rd May to respond. I was claiming £1800 in charges (without the interest now added) and was offered £1200 the day LBA expired.

 

My rejection of their offer went to them on 29th March - yesterday I received a letter from the bank dated 23rd April, acknowledging my letter of 29th March - nice of them to do it so fast.!!

 

Basically it says, "Sorry you were unhappy with our offer - please call us to discuss."

 

Should I call them - they had plenty of time to discuss this prior to yesterday, so am I better off letting the court claim proceed.?

 

Thanks lots

 

Dizzy

Link to post
Share on other sites

A call may not do any harm-they may want to up your offer(if you will pardon the expression).

 

Also if you do call and the offer is the same as before you can at least tell them that the court case will now proceed ansd see how they react.

 

Do not give them anymore time even if they request it.

 

Keep us posted

PPMAN159

 

If this comment has helped please click on the scales.

Link to post
Share on other sites

and don't accept anything other than the full amount:)

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

Link to post
Share on other sites

OMIGOD.!!! I didn't need to phone them after all. I've checked my account balance today and they've repaid the full amount - £2000.!!!

 

I'm off to transfer to my savings account before they change their mind and take it back.!!

 

WOOOOOHOOOOOOOOOO.!!!!!!!!

Link to post
Share on other sites

  • 2 months later...

Hi 40 working days for statments. Please note that in the last few weeks Halifax Bank of Scotland have started sending out a standard refusal letter with all claims.

 

To defeat this, I can confirm that if you write back stating that you are disatisfied with their response and advise them that you intend to make an immediate complaint to the Financial Services Authority, they respond very quickly with an offer of payment.

 

 

Hi

 

I'm waiting for the Halifax to send my statements. I have some already but want all from past 6 years. When I enter details on the spreadsheet, do I need to specify what the charge relates to.? On the statements I have presently, its listed as "Charges as notified" - will this suffice on the spreadsheet, as I don't know what each individual charge was for.

 

Also, I understand the bank has to supply the info within 40 days - is that calendar days or working days.?

 

Thanks....

Link to post
Share on other sites

Hi everyone, its joemarket again. Sorry to be bothering you all but I have just received a letter from Halifax rejecting my claims for the monies ( just over £6000) they took from my account in the last six years. To them the monies are in proportion to the work/cost of administering charges to my account. I don't believe them so I have decided to fight for my money. But I need help as to what I have to do next. The rejection letter came in just 6 of the 14 days I had given them. Please urgent help required.

Link to post
Share on other sites

Hiya joe,

The first thing you need to do is start a new thread.

 

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=9

 

 

This sounds like the typical rejection letter.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...