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HSCB intend to defend (^QZ26702) - Settled -


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Yes I agree! I had the same letter I havent signed yet ? but i am going too sign and take the money and run.

Confidentiality my arse!!!!

 

Louize, excuse the brief hijack, but:

 

MALCOLMGILL, if you're saying you will agree to confidentiality and then not shut up, that is not a wise move! If you sign and agree to confidentiality, it's LEGALLY binding! If you are found to break the agreement, they can sue YOU for return of the money they've paid you and lots more besides. My advice: Sign and shut up, or don't sign and shout it from the rooftops!

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I was agreeing with your reasonably Point! But I haven’t signed anything legally binding yet? Meaning until you do surely you can say what you like with out being sued? So I can shout it from the rooftops before I sign up and shut up.........

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well done mate. Its good to see that persistance pays off
So true, so true, so true...and I am not able to say more at this point :)

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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One last thing in relation to this, the ex gratia amount referred to by the legal team has appeared in my partners account as "a refund of charges"....

So which is it HSBC???

 

:-)

Click links below to view threads:

 

Halifax £763 REFUNDED

Halifax Visa £125 REFUNDED

Amex Blue Card - £323 REFUNDED

HSBC - OFFER ACCEPTED & REFUNDED

Littlewoods - Removal of Default Notice - REFUSED

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In all fairness, it is probably not worth arguing over the wording. They want you to think they are doing you a favour...they can call it what they like so long as they pay it back...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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? Im not concerned about wording, just informing what they put on the account contradicts their letter.

Click links below to view threads:

 

Halifax £763 REFUNDED

Halifax Visa £125 REFUNDED

Amex Blue Card - £323 REFUNDED

HSBC - OFFER ACCEPTED & REFUNDED

Littlewoods - Removal of Default Notice - REFUSED

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What I would do now:

 

Transfer the money elsewhere. Then send another letter saying that you accept in full and final settlement, blah blah blah, and you will consider the confidentiality issue - it being a separate issue to the offer - if they offer you a £5000 (example only - put in what you like) fee. Otherwise you do not accept their confidentiality clause.

 

You MUST reply though; as not replying may be construed as acceptance of any and all terms they specify in their letter.

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I can tell you from experience that you will get the money regardless of whether or not you sign the confidentiality thing at the bottom.

 

My advice, and again from experience, tell them to stick it.

First Direct, £4031 Recovered

Halifax, £953 Recovered

MBNA Credit Card, £120 Recovered

American Express, £160 Recovered

Coming Soon......

Blackpool Council, £190 in unlawful parking tickets

Carstoppers. £50 from the cowboy clampers

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This matter is now settled. Their offer has been accepted and the agreement signed. I am taking NO FURTHER ACTION in relation to the HSBC issue.

 

I just wanted to say, as an aside to the ex gratia payment, that they have called it on the statement a "refund of charges" - which I thought I would share with the forum and nothing more

 

Thanks

Click links below to view threads:

 

Halifax £763 REFUNDED

Halifax Visa £125 REFUNDED

Amex Blue Card - £323 REFUNDED

HSBC - OFFER ACCEPTED & REFUNDED

Littlewoods - Removal of Default Notice - REFUSED

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that they have called it on the statement a "refund of charges"
Yes, that is always funny. However, you have won - well done. :)

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 12 years later...

This topic was closed on 2019-03-08.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Click links below to view threads:

 

Halifax £763 REFUNDED

Halifax Visa £125 REFUNDED

Amex Blue Card - £323 REFUNDED

HSBC - OFFER ACCEPTED & REFUNDED

Littlewoods - Removal of Default Notice - REFUSED

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