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First Direct charges


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I pay a yearly fee to FD and each time i exceed my o/d limit (being a mature student suffering hardship) they charge me an o/d fee £30 and Excess Overdraft Fee of varying rates and periods of interest are charged at the same time. Can I claim this in whole or part?

 

Best wishes

H:o

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You can claim back both. See the step by step guide - you may have to face lots of fobbing off, but stick to your guns and you will get your money back.

 

Good luck and let us all know of your progress.

FIRST DIRECT

£3047 charges

£648.45 interest @ 8%

£120 court costs

TOTAL: £3815.45, SETTLED IN FULL 19/01/2007

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My complete claim of £900+ was made up of overdraft and excess overdraft fees only. It was paid in full, 4 weeks after prelim. Good Luck but you won't need it.

Dafster -v- First Direct

S.A.R - (Subject Access Request) 10/10

Acknowledged 14/10 :)

 

Dafster -v- Abbey

S.A.R - (Subject Access Request) 17/10

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Use this, will be of great help. Everything you need (statements, letters wise) is in there.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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