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CathW

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About CathW

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  1. CathW

    Tesco/Intrum

    Thank you dx100uk and BankFodder, the reply to Dx100uk, yes I will send them a cca and it is just a letter at the moment saying that if I don't reply to them and offer a payment to them, then they might issue a ccj against me and the reply to BankFodder is that I will send a cca to Intrum and see what they come up with as in my opinion I have never signed anything saying that I owe Intrum any money, they have just paid the debt for me and I am continuing to pay Tesco directly Regards Burrowes 29 (ex CathW)
  2. CathW

    Tesco/Intrum

    Hi, I have a Tesco card that I am paying off £1-50 per month by standing order to Tesco Classic which I have been paying since 22 Feb 2011. Last year I received letter from Intrum saying they are now the legal owners of the debt with a copy o a letter from Tesco (not signed) attached saying that they have transferred the debt to Intrum UK Finance Limited and I should now be paying them. I have not paid them anything and I am still paying Tesco. I received a letter from Intrum dated 8 January 2020 saying Broken Repayment Plan with the reference number, Date Purchased,
  3. CathW

    Tesco/Intrum

    Thank you Andy for the reply and no it is not a Notice of Assignment just a normal letter and on the back of the letter is a direct debit mandate and if we filled it in then the payments would go to Intrum UK Limited. Cath W
  4. CathW

    Tesco/Intrum

    Good morning fellow Caggers, It has been a while since I have been on this site. Both my husband & I have a Tesco debit card which we are paying a small amount of monthly as agreed by Tesco. We have been doing this for a number of years and then out of the blue we have both received a letter from Intrum UK Finance Ltd (Reigate) saying that they are now the legal owners of the debts and that we have to pay them from now on (the letter has a photo copy signature by Gavin Flynn Operations Director). With the letter was a photo copy headed letter from Tesco Bank Recoveries sayin
  5. Thanks guys, that is what I thought
  6. H martin2006 and dx100uk I meant to say that my husband had a Mint credit card before 2007 and was paying them what they were asking for to March 2011 (this being the last time that he had charges for). Then he wrote to Mint saying that he was in financial difficulities and could only afford to pay £1-50 per month (now £2-) to which Mint agreed So am I right in believing that he should still pay Mint and ignore the DCA's
  7. My husband has a account with Mint and has been paying £2- per month by cheque to Mint which they have accepted. Wescot have now taken over the administration of the account (my husband had a letter from Mint saying that they have partnered with Wescot who will now manage the account and please continue to maintain your existing payment to us). He has received a letter from Wescot saying that he should now be paying them directly. Does he continue to pay Mint directly. Thank you
  8. Re my husbands first direct credit card. We are paying £5- per month to Robinson Way (previously MKDP) who sent him a Income & Expenditure form to fill in which he hasn't done. Yesterday he received a letter from Howard Cohen & Co. Solicitors saying that Hoist Portfolio Holding 2 Limited are the legal owners of the debt and Howard Cohen submitted application form to the Court to substitute the Claimants details from MKDP LLP to HPH2, he also received a copy of the Apploication which reads In the high Court of Justice Claim Nos: Mulitple Chancery Division
  9. This is a seperate issue to the court thread but as MKDP/Robinson Way have linked them both together and we are still paying £5 - cheque payment to Robinson Way and keeping a copy of the cheques. Although it is a seperate issue the 2 accounts were linked together on the paperwork that went to the Court because the application for the credit card was attached to the application for the joint bank account and it was only my husband who was taken to court for the sum outstanding on his credit card. Cath
  10. Today we received a letter from Robinson Way regarding our First Direct Joint Account saying "Thank you for your recent contact, the balance relates to a current account and as such is exempt from part V of the CCA act 1974. There is therefore no requirement to produce a copy agreement". They said that the postal order will be returned and they also enclosed a financial statement for us to fill in with our affordable proposal for payment and return it within 14 days. This bank account was opened in October 1996 what action should I take from here. Thank you
  11. Just to confuse matters, we have a Joint Bank Account with First Direct (which we don't use anymore) we received a letter 11 Nov 2015 from Robinson Way (dated 6 Nov 2015) saying that our Joint Account £1438-16 had been passed to them from HPH2 Ltd (last company was MKDP and letter 27 Oct 2015 from them saying that the Joint Account had been sold to Hoist). They appear to be trying to tie in both my husband's First Direct credit card account and the Joint Bank Account. We sent a CCA request form to Robinson Way with a postal order for £1 - and I wrote on the ba
  12. Thanks again dx and I am wondering what will turn up in the post next.
  13. Well this just gets even better. Today my husband has received a Notice of Assignment from Hoist Portfolio Holding 2 Limited saying that MKDP have assigned the rights, title and interest to Hoist Portfolio Holding 2 Limited, balance £1116-89 (they seem to have lost £35- worth of payments that were paid to MKDP and I kept copies of the cheques) and that HPH2 Ltd have appointed Robinson Way Limited to manage the account and they would like my husband to contact them by 11 Nov 2015 to let them know which payment option he will choose. Option 1- Pay £7-16 pe
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