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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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require some outside advice am i doing things right ?


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i have a few issues with the rbs currently and hope to claim some of the cash they took from me , i sent the folowing letters the 1st i sent on the 20/11/06

they sent a reply dated 5/1/07 in the reply pack i got printed notes from when i had contacted via mail/phone and there responce also letters from there tec support dep guiding there responces !! copys of all my letters ,copys of agreements , i did not get any details @ all of any charges on any account in fact it appears there has been a deliberate attempt to remove or preclude any details of charges of any kind , i got no print outs or statements

so i sent a seccond letter via fax and post 2 date i have no reply .

i have filled out my Information Commissioner's Office complaint form ready to send on the 7th day from the date of my seccond letter to rbs , any advise where i go now retrospectively and in the future would be greatfully recived . ... it seems there stonewalling my actions and i need to check there correct this action includes 5 accounts over 6 years and my accountant has indicated the sum of £12000 in charges on the accounts ..

less than i owe the bank currently (they hold security over 240k worth of propertys)

 

My appologys over length of post this seems to be taking over my life ,i cant sleep some nights lol ....

 

 

 

F.A.O

The Data controller

The Royal Bank of Scotland

Xxxxx

Xxxxx

Xxxxx

Xxxxx

 

RE: Accounts xxxxxxx,xxxxxx,xxxxx,xxxxxx and any further financial associations you hold against myself ….

I herby request under The Data Protection Act 1998

All information held by the Royal bank of Scotland relating to the above accounts, this is to include a comprehensive list of all default charges and default interest

charged to any of the aforementioned accounts held by myself at the Royal bank of Scotland whilst I will accept statements relating to the accounts this request is not limited to printed statements and I make it clear I am not requesting bank statements as I am aware they are not covered under The Data Protection Act 1998, I will however require all items covered by the act not limited to charges and statements.

You should be aware Royal bank of Scotland is obliged to fulfil my request and failure will result my seeking remedy from the information commissioner.

 

To clarify my request is for the flowing information pertaining to above accounts

All default charges, all default interest charged paid or unpaid.

Loan agreements, Land registry entries obtained by the royal bank of Scotland

Internal /eternal communications referring to myself undertaken by the royal bank of Scotland, to include electronic communications and paper communications,

Any further personal /financial information held over the last 6 years.

If you feel my requests are excessive and you are legally obliged to withhold any information contained above I request you formally inform me what information you intend to withhold and forward the remaining information within the allotted timescale.

 

I have included a cheque for £10 the maximum statuary charge ,should you wish to charge me for requested information.

 

Should any of the above information require clarification please contact myself directly.

I hope to hear from you in due course.

 

Yours sincerely,

 

 

SECOND LETTER

 

 

With reference your letter dated 5/1/07 & Response to my request for information Made under DATA PROTECTION ACT 1998

It appears your reply is Incomplete in many aspects firstly I requested this information going back six years from the date of my request in addition to all recent information, I also requested you supply a comprehensive list of all default charges and default interest charged to any of my accounts . So as indicated in your letter I’m writing to” let you know”, and will now clarify what information I am actually requesting. I will require a full and detailed list to include any charges made by yourselves for the following reasons ..

 

Account misuse fee

Cheque return fee

Unarranged borrowing fee

Unauthorised overdraft fee

Unpaid DD fee

Unpaid cheque fee

Unpaid standing order fee

Any Late payment fee

Exceeding Authorised Overdraft Limit

Exceeding Unauthorised Overdraft Limit

Direct Debit/Standing Order/Cheque returned fee

Irregular fee

Paid referral fee

Made in the last six (6) years

 

Please not this request is directed to and should include all departments of The ROYAL BANK OF SCOTLAND plc …

 

 

If you are unable to provide this data, I will accept a copy of my statements for all accounts going back six years; I understand that statements on their own are not covered by the Data Protection Act 1998, yet I’m not requesting the statements per se, but details of the charges, which I’m entitled to by law.

 

 

By not supplying the information I requested, you have breached my rights under the D.P.A. You leave me with no alternative that if I do not receive the information I have requested within the next seven days, I will forward copies of my requests to the Information Commissioner.

 

*Under section 47 of the Data Protection Act it is a criminal offence to fail to comply with an information notice.*

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Personally i wouldn't bother wit the Information Commissioners Office complaints process.

 

I have a claim against the co-op for non-compliance and would suggest this route with some minor amendments.

 

If you want to check out my thread Glenn vs co-op i have posted my particulars of claim.

 

The changes i would make are to what i require, I asked for a statement entered into court if they couldn't supply me with all my data or my data.

 

What i would ask for now is my data along with a statement that this is all the data , and if it isn't all the data why i cannot have that data.

 

I didn't ask for this and believe it or not, the Co-op are forcing a hearing because they wont confirm when my account was opened and whether they have in fact provided all of my data.

 

 

This change to my claim would have prevented this i believe.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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  • 3 weeks later...

Thanks kindly Glenn I have read most of your recent threads and have now issued a notice of Non-Compliance on the RBS, in 7 days when they again fail to respond im fully intend to issue court proceedings this is a process im not familiar

With and seek any further advice you can offer, or any advice any other member can offer... I have additionally received a further response from my follow-up letter in brief they say...

Any information that is required to be provided under the act will be forwarded as soon a possible... that was 11 days AGO some 65 days from my original request >

They also mention in some detail some claptrap about

MANUAL INTERVENTOION!!!! And there terms and conditions regarding me!!! breaching the terms and conditions ,,, etc etc Looks like they have cut and pasted some rubbish response to try and comply and seems they aren’t taking me seriously >>> im on a mission now !!!

I have not requested specific manual interventions there response to my above letter leads me to believe there just stalling for time how should I force there hand???

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