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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Big Claim aginst RBOS


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Dear Sparkie

Just spent about 2 hrs reading your thread which I found quite amazing. Well done for not giving up and progressing even after you had been unfairly treated in Court. Best of luck, you WILL WIN!

Kind regards

Monty

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Hi Sparkie, altho Scots Law, you may be interested in this

 

Lowlands to Low Country: Perspectives on the Scottish and Dutch Law of Unjustified Enrichment, vol. 5.1_

 

in particular the latin bit below

 

2.2.2 Recent developments: Towards a general action for unjustified enrichment

 

Since at least 1985,(21) there has been a renewed interest in enrichment law in Scotland. This interest has produced two main results. First, there has been a proliferation of suggested new classifications for the law of Scotland. Second, there has been judicial development of the law.

There is as yet no agreement amongst academics as to how Scots enrichment law should be reclassified. Eric Clive, formerly of the Scottish Law Commission, has produced a draft Code of Unjustified Enrichment. Niall Whitty, also formerly of the Scottish Law Commission, has suggested a reclassification along the lines of the Wilburg/von Caemerer taxonomy. Professor Hector MacQueen and David Sellar of the University of Edinburgh have argued that Scots law has a general enrichment action at common law, under the guise of the action of recompense. Unless Clive's promotion of a civil code bears fruit, however, then development in this area will have to come via the case law of Scotland. To that end, the development of recompense as a general action may provide the avenue with the most prospects of success.

Judicial development of the law has been in the direction of the development of a general action. There has been no abandonment thus far by the Scottish courts of the traditional 3 Rs. There has, however, been a renewed emphasis by the courts on the fact that a general principle of unjustified enrichment underlies the various actions of the law.

[and especially

This principle has been restated in several recent cases(22) by the maxim nemo debet locupletari ex aliena jactura,(23) which is to say, no one is entitled to gain at the expense of another's loss. if you see what I mean]

Lord Hope in Morgan Guaranty, having provided the definition of the 3 Rs given above, continued:

But the important point is that these actions are all means to the same end, which is to redress an unjustified enrichment upon the broad equitable principle nemo debet locupletari aliena jactura.(24)

In a similar vein, Lord President Rodger in a subsequent case said:

repetition, restitution, reduction and recompense are simply examples of remedies which the courts grant to reverse an unjust enrichment(25)

and also that

at the most general level the pursuer's case depends on the defender's alleged unjust enrichment at her expense.(26)

Whilst it is thus clear that the judiciary is now championing the recognition of a general principle remedying unjustified enrichment, it is unclear whether such principle will bear fruit as simply a broad foundation underlying the various Scots remedies, or whether the Courts will go further and recognise the existence of a general action for unjustified enrichment.

“It's not personal, Sonny. It's strictly business.”

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I wish I could do something more concrete to help, but I'm new to all this, so virtual tea and sympathy is all I have at the moment.

 

If it helps, you're inspiring a lot of your readers!

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Hi Sparkie,

 

Just to let you know I am still in awe of your commitment and watching... Any thing I can do let me know - Good Luck!!!

 

Ginger

Stage 1 - RBS SAR sent 05/03/07

Statements recieved 25/04/07 - £1483 + £88 o/d int

LBA dpa sent requesting ALL data held 09/04 with original 40 day timetable..

Clock is ticking........;)

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I can't wait for the response from Sir Freddy. Believe it or not Sparkie i know a peer (Lord) reasonably well, i wonder if i ought to get in touch regarding my case.

 

Paul

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Sparkie, what makes my blood boil is the arrogance of these rogues, the contempt they show regarding the Law. Then again there's no wonder the powers that be turn a blind eye.

 

Paul

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Thanks

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