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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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zeus v lloyds - won (for all those sick of lloyds dragging their feet)


zeusspandex
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Won today, settlement letter from SCM.

 

After sending my AQ to the courts i got a letter from SCM requesting a copy. Me being poorly organised had not made a copy so sent them a letter as follows... (excuse the poor english) This resulted in receiving a full settlement before any further dabbling with court related processes. One must also note that a got this letter within the 14 days that i asked of them. This maybe a way of getting around lloyds dragging their feet too much and anyone feel free to use this obviously scrubbing it up with finer english.

 

Sechiari, Clark & Mitchell

Department SO

PO Box 499

Lower Ground Floor

1-5 Queens Road Quadrant

Brighton

BN1 3XJ

Your ref: ******

Dear Sir/Madam

In the Nottingham Court

Me –v- Lloyds TSB Bank plc

Claim Number: *******

Thank you for the copy of the defendants Allocation Questionnaire which was received Saturday 23rd December 2006. Firstly I would like to apologise that the claimants (myself) Allocation Questionnaire was sent to the aforementioned court last week without a copy being made. I would like to ensure you that the claimant Allocation Questionnaire does not conflict with your own and that each section was answered identically with the exception of Section D where it stated that no other witnesses would be called.

If this is an issue with yourselves then I as the claimant will be happy to request Nottingham Court for a copy of my completed Allocation Questionnaire which will be sent on to you. Of course as it is not a legal necessity for you to receive a copy of my Allocation Questionnaire then any costs incurred by myself will be included in my final claim. Additionally, as the Allocation Questionnaire has already been send to Nottingham Court, a request will not result in a delay of the final hearing.

As this will be my final correspondence with yourselves, I would like this opportunity to offer you a chance to settle the claim before the hearing. This has already been a lengthy and drawn out process and I my preference would be for this to end sooner rather than later and before a hearing, this I am sure you also feel. If you agree with this then feel free to either contact me via written correspondence or contact me directly on: *********.

I will assume however that if I do not receive any further contact from you with the offer of a settlement within the next 14 days then your opinion differs. I am perfectly willing to carry this through to court, and if I receive no further contact from you then I will look forward to meeting you on the Hearing date.

Yours Sincerely,

Me

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Thanks for that. I wonder if because your claim was less than the current trend of them giving claimants £750 that they settled earlier than usual?

 

Not that it matters in your case - well done again

 

regards

 

Paula

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  • 3 weeks later...

I was interested to read about your success. I have sent my first letter to Lloyds TSB and have had a reply asking if I would like my bank to forward my complaint to the ombudsman. Did you do this? Is this the norm? Or are Lloyds just dragging their feet?

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Hi Bensam

The letter you received from Lloyds is just the standard reply. You should give them 14 days and then send the Letter Before Action to them. Don't bother complaining to the Ombudsman, you'd be waiting for ever for them to sort it out.

You should also start up your own thread, where we can give you any advise and support if you need it.

Good luck!

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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All these people getting settlements or offers of £750 makes me wonder why they've missed me out when my claim is only £233. [problem] seem to be dragging this out as long as possible :(

 

I want my money!! :D

All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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Dave...

 

What stage are you at? If you have entered your claim and are at the stage of sending back your AQ then try my letter and somthing similar. that is what i did and heard from them within the 14 days i requested with a settlement.

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I'm waiting for the court to strike out their claim against me and enter into judgement on my counterclaim as lloyds did not return the AQ when ordered to by the court.

 

I've sent [problem] a letter today details of which are in my thread

All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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  • 1 month later...

I did all the right things with Lloyds TSB. Sent letters etc, then the final one threatening court action. I gave them 2 weeks to respond. They didnt, so after about 3 weeks, I went to the court and began proceeding:D. Before the summons had been issued they paid £725 into my bank account without any consultation. I wrote to them again and informed them that this was not satisfactory and if they paid the other £176 I would cancel the proceedings. They didn't, so the summons was served on them on 3rd of March.:) I am just waiting now to see what happens next. Thanks for all the help I got from this site.

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Hi I have sent my LBA to my high street Lloyds branch, should i have sent it to there trading address? who shall i send my claim to for future reference?

 

Hi

They should pass it on to the relevant department. If you have sent your LBA, the next step in the Court claim, you should use their Registered Office for that:

Lloyds TSB Bank plc

25 Gresham Street,

London,

EC2V 7HN.

Have you got your own thread? If not you should start one up and ask any questions on there.

Good luck!

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 3 weeks later...

Please help, i'm at the stage where I'd sent in the Allocation questionnaire & I've got back at reply from Lloyds TSB solicitors saying they'll put what i'd claimed for into my account. Do i agree to this or wait for the court date? and do i get my court fees back? £220. missmarcy

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You are in a more advanced stage than me, but i would still hold out for the court date until the money is in your bank, they could always change there mind and apply delay tactics, for your court fees you should have included that in your claim, so if they are only giving you your charges back you could go to court to claim your court fees, please be aware iam new to this too, i would check with someone with more experience like BARTY, Good luck

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Please help, i'm at the stage where I'd sent in the Allocation questionnaire & I've got back at reply from Lloyds TSB solicitors saying they'll put what i'd claimed for into my account. Do i agree to this or wait for the court date? and do i get my court fees back? £220. missmarcy

 

Hi

If they are offering back what you are claiming, you have to accept it. Make sure the Court fees and Allocation Fees are also in the settlement.

If you need any more help, please start up your own thread.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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I did all the right things with Lloyds TSB. Sent letters etc, then the final one threatening court action. I gave them 2 weeks to respond. They didnt, so after about 3 weeks, I went to the court and began proceeding:D. Before the summons had been issued they paid £725 into my bank account without any consultation. I wrote to them again and informed them that this was not satisfactory and if they paid the other £176 I would cancel the proceedings. They didn't, so the summons was served on them on 3rd of March.:) I am just waiting now to see what happens next. Thanks for all the help I got from this site.

I have just received a letter telling me that lloyds are going to deposit £750 in my account without my permission, i am just waiting for the court date and have claimed £3000 back what should i do next?

thanks

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They have in effect partially settled your claim. So thank them for the payment, you accept as a partial claim but are continuing with your legal claim, and will only consider the claim settled on payment of the full amount ( itemize charge + plus interest +plus court costs) and NOTHING less. Proceed with your action.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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Thanks all of you, i am in the process of claiming from Lloyds and got the first letter acknowledging my complaint and a letter dated same day saying the charges were agreed fees etc, worried me a bit, but from all your info looks like i just need to proceed to the next stage so i will send the next letter now as 14 days is up!

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  • 3 weeks later...

Hi

 

I have read the above and wonder if anyone can give me some advice. LloydsTSB owe us £5.037 in bank charges since Nov 02. Have sent letters on 26 Mar, 11 Apr and the final one threatening court action on 30 Apr, giving them 7 days. Having heard nothing can you advise what to do next. Many thanks Marnie

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You will have to make a legal claim. They do not just pay up these amounts without a legal claim. You may consider reducing your claim below 5K.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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  • 2 weeks later...
Thanks for that. I wonder if because your claim was less than the current trend of them giving claimants £750 that they settled earlier than usual?

 

Hi Paula

I was given the £750 but I have wrote back to say thanks but no thanks but I 'll take it as part of my claim of £2225, they have now defended my claim on the 14th day - Now I am scared - what shall I do?

Thanks, Lianne

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I have now issued a claim against Lloyds who have at the last minute filed their acknowledgement of service giving them 28 days to respond. I have prepared as much as possible a bundle of documents as I expect now they have won!! a case they will defend - however I am missing the terms and conditions and now that this is now going to be an important document - has anyone got to this stage or have any ideas - you seemed to have got far any tatics would be appreciated

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